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Homeowners Insurance in 98168

For homeowners living in 98168, you want more affordable home insurance rates in Seattle, right? Our rates are very competitive for homeowners living in the great city of Seattle, WA. Many homeowners living in the 98168 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our Washington licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 98168 should appear in the zip code field ready to go. Comparing Seattle, WA Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

98168 Home Insurance Costs Are Considered: Very Low!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Seattle pay around $724 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing Washington home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 98168 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Seattle homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your Washington home insurance premium today!

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98168 Home Insurance Average Premiums

Local 98168 homeowners insurance quotes comparison

$474 /yr.

Shows Zip Code: 98168 lowest rates with discounts applied on average.

For the 98168, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$474 /yr.
Average Coverage:$724 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1024 /yr.

What is the average home insurance cost for a home in 98168?

  • • The average homeowners insurance premium paid annually for a home in 98168 is around $724 per year.

What does it cost on average per month for home insurance in 98168?

  • • Homeowners in 98168 pay a monthly average cost per month around $60.00.

What kind of discount could I get if I combine my home and auto insurance together in 98168?

  • • Autoowners in 98168 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Seattle area, check out other zip codes nearby 98168.
Review average rates in another zip code:
98122 homeowners insurance rates
98115 homeowners insurance rates
98106 homeowners insurance rates
98178 homeowners insurance rates
98199 homeowners insurance rates
98198 homeowners insurance rates
98102 homeowners insurance rates
98105 homeowners insurance rates
98112 homeowners insurance rates
98133 homeowners insurance rates

Home Replacement Cost Coverage in 98168

Average Building Cost Per Square Foot in 98168: $242

Location: Seattle, Washington (King County)

Average Square Footage in 98168: 1,609 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 98168 before you start any project. Seattle homeowners pay on average around $242 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 98168 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 98168 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,609 sq. ft. and the average cost to rebuild the home in this area is around $242 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Seattle area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2421,609$389,400
Additional Upgrades & Added Features$3031,609$486,750
Major Home Updates or Advancements$3631,609$584,100

It's important to understand that when you estimate your replacement cost of your home in the 98168 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 98168

Best Home & Auto Insurance Agencies in 98168

Brady Albers - Liberty Mutual Insurance

Address: 14900 Interurban Ave S, #142 Tukwila, WA 98168
Phone:
Website: http://www.libertymutual.com/
Info:

Bridget Kemahli- Farmers Insurance

Address: 14001 57th Ave S, #220 Tukwila, WA 98168
Phone:
Website: http://www.seattle.citysearch.com/profile/662450750/tukwila_wa/bridget_kemahli_farmers_insurance.html
Info:

American Family Insurance

Address: 13038 Interurban Ave S Tukwila, WA 98168
Phone:
Website:
Info:

American Family Insurance- Johnson, Aaron

Address: 13038 Interurban Ave S, #S Seattle, WA 98168
Phone:
Website: http://www.seattle.citysearch.com/profile/external/47406761/tukwila_wa/american_family_insurance_johnson_aaron.html
Info:

Housing Demographics for 98168

Population Review for 98168 Zip Code

For the city of Seattle, the population within 98168 has increased to over 36,241 residents in population size. The current population total is 36,389. We have broken down the population based on race below. In 98168, there are over 19048 in male population and 17341 females.

PopulationValues
Total Population36,389
White Population12763
Black Population4806
Hispanic Population8727
Asian Population7915
Hawaiian Population783
Indian Population580
Other Population5321
Male Population19048
Female Population17341
Population Estimate36241

Household Data for 98168

The average number of homes in 98168 is around 12,559, there are an average of 2.86 per household. The average house value according to local real estate values is around $389,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode12,559
Persons Per Household2.86
Average House Value$389,400
Income Per Household$71977
Median Age36.9
Median Age Male36.8
Median Age Female37.1
98168 DetailsValues
StateWA
State Full NameWashington
City TypeP
City Alias Abbreviation
Area Code206/425/253
CitySeattle
City Alias NameSEATTLE
CountyKing
County FIPS033
State FIPS53
Time Zone8
Day Light SavingY
MSA7602
PMSA7600
CSA500
CBSA42660
CBSA_DIV42644
CBSA_TypeMetro
CBSA_NameSeattle-Tacoma-Bellevue, WA
MSA_NameSeattle-Tacoma-Bremerton, WA CMSA
PMSA_NameSeattle-Bellevue-Everett, WA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses881
Number Of Employees14940
Business First Quarter Payroll277694
Business Annual Payroll1097390
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population3439809
CBSA Division Population1931249
Congressional District07|09
Congressional LandArea144.13|183.43
Delivery Residential12672
Delivery Business767
Delivery Total16541
Preferred Last Line KeyZ17429
Classification Code
Multi-County
CSA NameSeattle-Tacoma, WA
CBSA_DIV_NameSeattle-Bellevue-Kent, WA
City State KeyZ17429
Land Area8.755000
Water Area0.144000
City Alias Code
City Mixed CaseSeattle
City Alias Mixed CaseSeattle
Box Count833
SFDU7865
MFDU3771
State ANSI53
County ANSI033
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number547616
Unique ZIP Name
SSA State County Code50160
Medicare CBSA Code42644
Medicare CBSA NameSeattle-Bellevue-Kent, WA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseKing

Washington Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]