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If you live in the 98119 zip code, we can help you find a better homeowners insurance policy at a lower price. Homeowners within the city of Seattle have saved hundreds of dollars on their annual premium when using GetHomeInsuranceQuotes.com.

Our service is always free and we not only find a great policy for you, our WA licensed agents will provide you with a free consultation to discuss your coverage needs and answer any questions you may have regarding policy coverages or rates.

It is easy to start shopping for a new policy, just click on the "Get Multiple Quotes Now" button below, confirm your 98119 and then compare quotes from a variety of nationwide insurance companies.

98119 Average Homeowners Insurance Rates

If you are shopping for a HO-3 policy, which is considered the standard when it comes to homeowners insurance, we can help. In 98119 the average premium for homeowners coverage is $565 which compares very well to the national average of $1,249.

Our site makes it easy for you to find the insurer that offers the best coverage at the best rate in 98119. We are happy to answer any questions you may have and explain the different type of coverage while helping you determine what coverage levels are best for your family.

Get Free Home Insurance Quotes in 98119 Today!

We can help you find up to 12 homeowners insurance quotes quickly and from the comfort of your own home. In addition, we can do a discount review to make sure you are getting all available discounts on your policy.

Click to review the best Seattle, WA home insurance quotes in your area.

98119 Home Insurance Average Premiums

Local 98119 homeowners insurance quotes comparison

$315 /yr.

Shows Zip Code: 98119 lowest rates with discounts applied on average.

For the 98119, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:	Annual Premium
1800 sq. ft. or below (discounts applied)	$315 /yr.
Average Coverage:	$565 /yr.
2600 sq. ft. or higher (all discounts applied)	$865 /yr.

What is the average home insurance cost for a home in 98119?

• The average homeowners insurance premium paid annually for a home in 98119 is around $565 per year.

What does it cost on average per month for home insurance in 98119?

• Homeowners in 98119 pay a monthly average cost per month around $47.00.

What kind of discount could I get if I combine my home and auto insurance together in 98119?

• Autoowners in 98119 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Seattle area, check out other zip codes nearby 98119.
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Home Replacement Cost Coverage in 98119

Average Building Cost Per Square Foot in 98119: $242

Location: Seattle, Washington (King County)

Average Square Footage in 98119: 3,768 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 98119 before you start any project. Seattle homeowners pay on average around $242 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 98119 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 98119 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,768 sq. ft. and the average cost to rebuild the home in this area is around $242 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Seattle area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement Status	Price per Sq. Ft.	Square Feet	Dwelling Coverage
Basic Home Features	$242	3,768	$911,800
Additional Upgrades & Added Features	$303	3,768	$1,139,750
Major Home Updates or Advancements	$363	3,768	$1,367,700

Calculate Your Dwelling Coverage in 98119

It's important to understand that when you estimate your replacement cost of your home in the 98119 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Home & Auto Insurance Agencies in 98119

Gibbens, Chris - State Farm Insurance Agent

Address: 607 W McGraw St Seattle, WA 98119
Phone:
Website: http://www.citysearch.com/profile/external/605150342/seattle_wa/gibbens_chris_state_farm_insurance_agent.html
Info:

Snapp & Son Insurance, Incorporated

Address: 221 1st Ave W-200 Seattle, WA 98119
Phone:
Website: http://www.snapp.com/
Info:

Carlson Insurance

Address: 3826 18th Ave W Seattle, WA 98119
Phone:
Website: http://www.carlsoninsurance.com
Info:

Car Insurance

Address: 3206 16th Ave W Seattle, WA 98119
Phone:
Website: http://www.queenanneinsurance.com/
Info:

Allstate Insurance Companies

Address: 351 Elliott Ave W Seattle, WA 98119
Phone:
Website:
Info:

Housing Demographics for 98119

Population Review for 98119 Zip Code

For the city of Seattle, the population within 98119 has increased to over 26,220 residents in population size. The current population total is 26,238. We have broken down the population based on race below. In 98119, there are over 12577 in male population and 13661 females.

Population	Values
Total Population	26,238
White Population	18740
Black Population	715
Hispanic Population	2038
Asian Population	3212
Hawaiian Population	63
Indian Population	153
Other Population	621
Male Population	12577
Female Population	13661
Population Estimate	26220

Household Data for 98119

The average number of homes in 98119 is around 12,963, there are an average of 1.86 per household. The average house value according to local real estate values is around $911,800. Please review the following demographics below for average income and media age.

Housing / Income Data	Values
Households Per Zipcode	12,963
Persons Per Household	1.86
Average House Value	$911,800
Income Per Household	$106245
Median Age	33.8
Median Age Male	34.6
Median Age Female	33.2

98119 Details	Values
State	WA
State Full Name	Washington
City Type	P
City Alias Abbreviation
Area Code	206
City	Seattle
City Alias Name	SEATTLE
County	King
County FIPS	033
State FIPS	53
Time Zone	8
Day Light Saving	Y
MSA	7602
PMSA	7600
CSA	500
CBSA	42660
CBSA_DIV	42644
CBSA_Type	Metro
CBSA_Name	Seattle-Tacoma-Bellevue, WA
MSA_Name	Seattle-Tacoma-Bremerton, WA CMSA
PMSA_Name	Seattle-Bellevue-Everett, WA PMSA
Region	West
Division	Pacific
MailingName	Y

Economic & Growth Review	Values
Number Of Businesses	888
Number Of Employees	20662
Business First Quarter Payroll	668024
Business Annual Payroll	2652971
Business Employment Flag
Growth Rank	0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number	0
Growth Increase Percentage	0.0

Metropolitan Details	Values
CBSA Population	3439809
CBSA Division Population	1931249
Congressional District	07
Congressional LandArea	144.13
Delivery Residential	14097
Delivery Business	891
Delivery Total	16492
Preferred Last Line Key	Z17429
Classification Code
Multi-County
CSA Name	Seattle-Tacoma, WA
CBSA_DIV_Name	Seattle-Bellevue-Kent, WA
City State Key	Z17429
Land Area	2.407000
Water Area	0.523000
City Alias Code
City Mixed Case	Seattle
City Alias Mixed Case	Seattle
Box Count	0
SFDU	4634
MFDU	8728
State ANSI	53
County ANSI	033
ZIP Intro
Alias Intro
Facility Code	P
City Delivery Indicator	Y
Carrier Route Rate Sortation	D
Finance Number	547616
Unique ZIP Name
SSA State County Code	50160
Medicare CBSA Code	42644
Medicare CBSA Name	Seattle-Bellevue-Kent, WA
Medicare CBSA Type	Metro
Market Rating Area ID	1
County Mixed Case	King

Washington Homeowners Insurance News & Information

$4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024
According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]
I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024
According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]
How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024
Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm. Understanding the different coverages that are available to homeowners is key to making sure you […]

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