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98223 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 98223 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Arlington, WA quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 98223.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 98223 and start shopping.

Quickly and Easily Compare Average Rates for 98223

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Arlington, WA home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 98223

Homeowners in Arlington are paying roughly $642 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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98223 Home Insurance Average Premiums

Local 98223 homeowners insurance quotes comparison

$392 /yr.

Shows Zip Code: 98223 lowest rates with discounts applied on average.

For the 98223, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$392 /yr.
Average Coverage:$642 /yr.
2600 sq. ft. or higher
(all discounts applied)
$942 /yr.

What is the average home insurance cost for a home in 98223?

  • • The average homeowners insurance premium paid annually for a home in 98223 is around $642 per year.

What does it cost on average per month for home insurance in 98223?

  • • Homeowners in 98223 pay a monthly average cost per month around $54.00.

What kind of discount could I get if I combine my home and auto insurance together in 98223?

  • • Autoowners in 98223 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Arlington area, check out other zip codes nearby 98223.
Review average rates in another zip code:
98223 homeowners insurance rates

Home Replacement Cost Coverage in 98223

Average Building Cost Per Square Foot in 98223: $242

Location: Arlington, Washington (Snohomish County)

Average Square Footage in 98223: 1,712 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 98223 before you start any project. Arlington homeowners pay on average around $242 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 98223 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 98223 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,712 sq. ft. and the average cost to rebuild the home in this area is around $242 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Arlington area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2421,712$414,200
Additional Upgrades & Added Features$3031,712$517,750
Major Home Updates or Advancements$3631,712$621,300

It's important to understand that when you estimate your replacement cost of your home in the 98223 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 98223

Best Home & Auto Insurance Agencies in 98223

Allstate Insurance CO

Address: 17215 Smokey Point Dr Arlington, WA 98223
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Housing Demographics for 98223

Population Review for 98223 Zip Code

For the city of Arlington, the population within 98223 has increased to over 47,291 residents in population size. The current population total is 45,139. We have broken down the population based on race below. In 98223, there are over 22602 in male population and 22537 females.

PopulationValues
Total Population45,139
White Population36966
Black Population348
Hispanic Population3922
Asian Population1020
Hawaiian Population168
Indian Population641
Other Population1632
Male Population22602
Female Population22537
Population Estimate47291

Household Data for 98223

The average number of homes in 98223 is around 16,360, there are an average of 2.75 per household. The average house value according to local real estate values is around $414,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode16,360
Persons Per Household2.75
Average House Value$414,200
Income Per Household$93015
Median Age40.4
Median Age Male40.0
Median Age Female40.8
98223 DetailsValues
StateWA
State Full NameWashington
City TypeP
City Alias Abbreviation
Area Code360/564
CityArlington
City Alias NameARLINGTON
CountySnohomish
County FIPS061
State FIPS53
Time Zone8
Day Light SavingY
MSA7602
PMSA7600
CSA500
CBSA42660
CBSA_DIV21794
CBSA_TypeMetro
CBSA_NameSeattle-Tacoma-Bellevue, WA
MSA_NameSeattle-Tacoma-Bremerton, WA CMSA
PMSA_NameSeattle-Bellevue-Everett, WA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1156
Number Of Employees13403
Business First Quarter Payroll162956
Business Annual Payroll719408
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population3439809
CBSA Division Population713335
Congressional District01|02|08
Congressional LandArea6186.47|1015.02|7359.7
Delivery Residential17197
Delivery Business966
Delivery Total18697
Preferred Last Line KeyZ16456
Classification Code
Multi-County
CSA NameSeattle-Tacoma, WA
CBSA_DIV_NameEverett, WA
City State KeyZ16456
Land Area316.152000
Water Area1.716000
City Alias Code
City Mixed CaseArlington
City Alias Mixed CaseArlington
Box Count746
SFDU10937
MFDU776
State ANSI53
County ANSI061
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number540434
Unique ZIP Name
SSA State County Code50300
Medicare CBSA Code42644
Medicare CBSA NameSeattle-Bellevue-Kent, WA
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseSnohomish

Washington Homeowners Insurance News & Information

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    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]

  • Are homeowners insurance companies increasing deductibles?  Posted on Thursday 22nd August, 2024

    This year many homeowner insurance companies have been raising their homeowner percentage deductible from 1% to 2% which could be a massive increase for policyholders who have to make a claim on their policy. It has led to many homeowners shopping their coverage as their out-of-pocket costs skyrocket.   As the cost of claims increases, particularly […]