Get multiple home insurance quotes in 98233. Our licensed 98233, WA agents are ready to serve you.

Check Out 98233 Home Insurance Rates

Shopping for homeowners insurance is never fun but at GetHomeInsuranceQuotes.com we make the process much easier. We will provide you with multiple quotes and coverage options for your home in Burlington, WA.

We will gather some basic information about your home in Burlington, WA and will then get to work and gather quotes from up to 12 nationwide home insurers who will provide their most competitive prices for your policy needs.

Our service is always free and we have a team of Washington licensed home insurance professionals who can walk you through your policy options as well as answer any questions you may have about rates or coverage levels. In addition they will do a discount review to make sure you are getting all of the discounts that you are entitled to receive.

If you are ready to start researching homeowner insurance rates in 98233 simply click the "Get Multiple Quotes Now" button.

Research Home Insurance Quotes in 98233

We have pulled together a variety of data related to homeowners insurance in Washington. Simply click on one of the links below to learn about the average cost of homeowners insurance in Washington as well as local coverage options.

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Burlington, WA home insurance quotes in your local city and review the most competitive coverages and premiums.

98233 Homeowners Insurance Rates, Average Rating: very low!

Homeowners insurance policies in 98233 include both property and casualty coverage which protects your home from a variety of risks which include but are not limited to fire, theft, vandalism, and wind damage. A standard homeowner policy also includes liability protection, which can come in handy if someone is injured on your property.

Unfortunately, flood and earthquake damage is not covered by a standard homeowners insurance policy so if you are located in a flood plain or high risk area, you will need a separate flood policy.

Regardless of what type of homeowners insurance you need, we can help you find a great policy at an affordable price. Data shows that for a standard homeowner policy in Washington is roughly $653. In most cases, we can help you save up to 40 percent on your homeowner insurance costs.

Get started right now saving on your 98233 homeowners insurance policy!

98233 Home Insurance Average Premiums

Local 98233 homeowners insurance quotes comparison

$403 /yr.

Shows Zip Code: 98233 lowest rates with discounts applied on average.

For the 98233, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$403 /yr.
Average Coverage:$653 /yr.
2600 sq. ft. or higher
(all discounts applied)
$953 /yr.

What is the average home insurance cost for a home in 98233?

  • • The average homeowners insurance premium paid annually for a home in 98233 is around $653 per year.

What does it cost on average per month for home insurance in 98233?

  • • Homeowners in 98233 pay a monthly average cost per month around $54.00.

What kind of discount could I get if I combine my home and auto insurance together in 98233?

  • • Autoowners in 98233 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Burlington area, check out other zip codes nearby 98233.
Review average rates in another zip code:
98233 homeowners insurance rates

Home Replacement Cost Coverage in 98233

Average Building Cost Per Square Foot in 98233: $242

Location: Burlington, Washington (Skagit County)

Average Square Footage in 98233: 1,450 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 98233 before you start any project. Burlington homeowners pay on average around $242 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 98233 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 98233 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,450 sq. ft. and the average cost to rebuild the home in this area is around $242 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Burlington area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2421,450$350,900
Additional Upgrades & Added Features$3031,450$438,625
Major Home Updates or Advancements$3631,450$526,350

It's important to understand that when you estimate your replacement cost of your home in the 98233 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 98233

Best Home & Auto Insurance Agencies in 98233

Bogh Insurance & Financial Services- Inc

Address: 1815 S Burlington Blvd Burlington, WA 98233
Phone:
Website:
Info:

Housing Demographics for 98233

Population Review for 98233 Zip Code

For the city of Burlington, the population within 98233 has increased to over 16,400 residents in population size. The current population total is 16,034. We have broken down the population based on race below. In 98233, there are over 7911 in male population and 8123 females.

PopulationValues
Total Population16,034
White Population10719
Black Population141
Hispanic Population4468
Asian Population366
Hawaiian Population65
Indian Population316
Other Population2485
Male Population7911
Female Population8123
Population Estimate16400

Household Data for 98233

The average number of homes in 98233 is around 5,923, there are an average of 2.65 per household. The average house value according to local real estate values is around $350,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,923
Persons Per Household2.65
Average House Value$350,900
Income Per Household$69572
Median Age37.8
Median Age Male36.4
Median Age Female39.2
98233 DetailsValues
StateWA
State Full NameWashington
City TypeP
City Alias Abbreviation
Area Code360/564
CityBurlington
City Alias NameBURLINGTON
CountySkagit
County FIPS057
State FIPS53
Time Zone8
Day Light SavingY
MSA
PMSA
CSA500
CBSA34580
CBSA_DIV
CBSA_TypeMetro
CBSA_NameMount Vernon-Anacortes, WA
MSA_Name
PMSA_Name
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses688
Number Of Employees11045
Business First Quarter Payroll130521
Business Annual Payroll603905
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population116901
CBSA Division Population0
Congressional District02
Congressional LandArea1015.02
Delivery Residential6189
Delivery Business708
Delivery Total7449
Preferred Last Line KeyZ16549
Classification Code
Multi-County
CSA NameSeattle-Tacoma, WA
CBSA_DIV_Name
City State KeyZ16549
Land Area33.156000
Water Area0.259000
City Alias Code
City Mixed CaseBurlington
City Alias Mixed CaseBurlington
Box Count488
SFDU3747
MFDU668
State ANSI53
County ANSI057
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number541050
Unique ZIP Name
SSA State County Code50280
Medicare CBSA Code34580
Medicare CBSA NameMount Vernon-Anacortes, WA
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseSkagit

Washington Homeowners Insurance News & Information

  • Homeowners Shopping Rates Due to Rise in Premiums Posted on Monday 23rd September, 2024

    According to the recently released J.D. Power 2024 U.S. Home Insurance Study a nationwide rise in premiums has driven many customers to shop for new policies as their rates are now too high.  “’The average shopping rate among home insurance customers has climbed to a record high of 6.8% through the second quarter of 2024, […]

  • Where is it cheaper to rent than to buy a home in the United States? Posted on Thursday 5th September, 2024

    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]