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98237 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 98237 zip code it's important to know that our rates are very competitive for homeowners living in Concrete, WA. Many homeowners based out of your 98237 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Washington licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 98237 should appear in the zip code field ready to go. For Concrete, WA Homeowners Insurance Quotes nearby, we offer the best rates and service.

98237: Average Home Insurance Rates

For homeowners living in the great city of Concrete, the average homeowners policy is considered very low in comparison to other states. Washington premiums are estimated to be around $675 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

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98237 Home Insurance Average Premiums

Local 98237 homeowners insurance quotes comparison

$425 /yr.

Shows Zip Code: 98237 lowest rates with discounts applied on average.

For the 98237, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$425 /yr.
Average Coverage:$675 /yr.
2600 sq. ft. or higher
(all discounts applied)		$975 /yr.

What is the average home insurance cost for a home in 98237?

  • • The average homeowners insurance premium paid annually for a home in 98237 is around $675 per year.

What does it cost on average per month for home insurance in 98237?

  • • Homeowners in 98237 pay a monthly average cost per month around $56.00.

What kind of discount could I get if I combine my home and auto insurance together in 98237?

  • • Autoowners in 98237 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Concrete area, check out other zip codes nearby 98237.
Review average rates in another zip code:
98237 homeowners insurance rates

Home Replacement Cost Coverage in 98237

Average Building Cost Per Square Foot in 98237: $242

Location: Concrete, Washington (Skagit County)

Average Square Footage in 98237: 1,125 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 98237 before you start any project. Concrete homeowners pay on average around $242 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 98237 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 98237 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,125 sq. ft. and the average cost to rebuild the home in this area is around $242 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Concrete area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2421,125$272,300
Additional Upgrades & Added Features$3031,125$340,375
Major Home Updates or Advancements$3631,125$408,450

It's important to understand that when you estimate your replacement cost of your home in the 98237 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 98237

Best Home & Auto Insurance Agencies in 98237

Housing Demographics for 98237

Population Review for 98237 Zip Code

For the city of Concrete, the population within 98237 has increased to over 3,625 residents in population size. The current population total is 4,304. We have broken down the population based on race below. In 98237, there are over 2228 in male population and 2076 females.

PopulationValues
Total Population4,304
White Population3847
Black Population8
Hispanic Population206
Asian Population26
Hawaiian Population8
Indian Population79
Other Population66
Male Population2228
Female Population2076
Population Estimate3625

Household Data for 98237

The average number of homes in 98237 is around 1,881, there are an average of 2.28 per household. The average house value according to local real estate values is around $272,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,881
Persons Per Household2.28
Average House Value$272,300
Income Per Household$64383
Median Age47.6
Median Age Male46.8
Median Age Female48.3
98237 DetailsValues
StateWA
State Full NameWashington
City TypeP
City Alias Abbreviation
Area Code360/564
CityConcrete
City Alias NameCONCRETE
CountySkagit
County FIPS057
State FIPS53
Time Zone8
Day Light SavingY
MSA
PMSA
CSA500
CBSA34580
CBSA_DIV
CBSA_TypeMetro
CBSA_NameMount Vernon-Anacortes, WA
MSA_Name
PMSA_Name
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses62
Number Of Employees354
Business First Quarter Payroll3533
Business Annual Payroll16812
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population116901
CBSA Division Population0
Congressional District02
Congressional LandArea1015.02
Delivery Residential1590
Delivery Business42
Delivery Total2198
Preferred Last Line KeyZ16636
Classification Code
Multi-County
CSA NameSeattle-Tacoma, WA
CBSA_DIV_Name
City State KeyZ16636
Land Area417.446000
Water Area13.849000
City Alias Code
City Mixed CaseConcrete
City Alias Mixed CaseConcrete
Box Count472
SFDU1504
MFDU23
State ANSI53
County ANSI057
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number541666
Unique ZIP Name
SSA State County Code50280
Medicare CBSA Code34580
Medicare CBSA NameMount Vernon-Anacortes, WA
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseSkagit

Washington Homeowners Insurance News & Information

  • Homeowners Shopping Rates Due to Rise in Premiums Posted on Monday 23rd September, 2024

    According to the recently released J.D. Power 2024 U.S. Home Insurance Study a nationwide rise in premiums has driven many customers to shop for new policies as their rates are now too high.  “’The average shopping rate among home insurance customers has climbed to a record high of 6.8% through the second quarter of 2024, […]

  • Where is it cheaper to rent than to buy a home in the United States? Posted on Thursday 5th September, 2024

    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]