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Compare 98253 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Greenbank just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 1,023 neighbors looking to save on their home insurance policy in the local 98253 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 98253. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Washington rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Greenbank, WA home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Greenbank, WA

98253 Home Insurance Average Premiums

Local 98253 homeowners insurance quotes comparison

$520 /yr.

Shows Zip Code: 98253 lowest rates with discounts applied on average.

For the 98253, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$520 /yr.
Average Coverage:$770 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1070 /yr.

What is the average home insurance cost for a home in 98253?

  • • The average homeowners insurance premium paid annually for a home in 98253 is around $770 per year.

What does it cost on average per month for home insurance in 98253?

  • • Homeowners in 98253 pay a monthly average cost per month around $64.00.

What kind of discount could I get if I combine my home and auto insurance together in 98253?

  • • Autoowners in 98253 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Greenbank area, check out other zip codes nearby 98253.
Review average rates in another zip code:
98253 homeowners insurance rates

Home Replacement Cost Coverage in 98253

Average Building Cost Per Square Foot in 98253: $242

Location: Greenbank, Washington (Island County)

Average Square Footage in 98253: 2,053 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 98253 before you start any project. Greenbank homeowners pay on average around $242 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 98253 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 98253 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,053 sq. ft. and the average cost to rebuild the home in this area is around $242 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Greenbank area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2422,053$496,800
Additional Upgrades & Added Features$3032,053$621,000
Major Home Updates or Advancements$3632,053$745,200

It's important to understand that when you estimate your replacement cost of your home in the 98253 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 98253

Best Home & Auto Insurance Agencies in 98253

Housing Demographics for 98253

Population Review for 98253 Zip Code

For the city of Greenbank, the population within 98253 has increased to over 2,171 residents in population size. The current population total is 2,037. We have broken down the population based on race below. In 98253, there are over 940 in male population and 1097 females.

PopulationValues
Total Population2,037
White Population1823
Black Population3
Hispanic Population68
Asian Population33
Hawaiian Population2
Indian Population11
Other Population32
Male Population940
Female Population1097
Population Estimate2171

Household Data for 98253

The average number of homes in 98253 is around 1,023, there are an average of 1.99 per household. The average house value according to local real estate values is around $496,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,023
Persons Per Household1.99
Average House Value$496,800
Income Per Household$85171
Median Age62.2
Median Age Male62.2
Median Age Female62.3
98253 DetailsValues
StateWA
State Full NameWashington
City TypeP
City Alias Abbreviation
Area Code360/564
CityGreenbank
City Alias NameGREENBANK
CountyIsland
County FIPS029
State FIPS53
Time Zone8
Day Light SavingY
MSA7602
PMSA7600
CSA500
CBSA36020
CBSA_DIV
CBSA_TypeMicro
CBSA_NameOak Harbor, WA
MSA_NameSeattle-Tacoma-Bremerton, WA CMSA
PMSA_NameSeattle-Bellevue-Everett, WA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses38
Number Of Employees99
Business First Quarter Payroll801
Business Annual Payroll3856
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population78506
CBSA Division Population0
Congressional District02
Congressional LandArea1015.02
Delivery Residential1091
Delivery Business12
Delivery Total2870
Preferred Last Line KeyZ16872
Classification Code
Multi-County
CSA NameSeattle-Tacoma, WA
CBSA_DIV_Name
City State KeyZ16872
Land Area10.942000
Water Area6.134000
City Alias Code
City Mixed CaseGreenbank
City Alias Mixed CaseGreenbank
Box Count232
SFDU1071
MFDU0
State ANSI53
County ANSI029
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number543430
Unique ZIP Name
SSA State County Code50140
Medicare CBSA Code99950
Medicare CBSA NameRural Areas in WA
Medicare CBSA TypeMicro
Market Rating Area ID8
County Mixed CaseIsland

Washington Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]