Get multiple home insurance quotes in 98294. Our licensed 98294, WA agents are ready to serve you.

98294 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 98294 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Sultan, WA. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 98294 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Washington, like average Sultan homeowners insurance rates, coverage options or home insurance types, please select Sultan, WA Home Insurance Rates Online!

98294 Home Insurance Average Premiums

Local 98294 homeowners insurance quotes comparison

$428 /yr.

Shows Zip Code: 98294 lowest rates with discounts applied on average.

For the 98294, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$428 /yr.
Average Coverage:$678 /yr.
2600 sq. ft. or higher
(all discounts applied)
$978 /yr.

What is the average home insurance cost for a home in 98294?

  • • The average homeowners insurance premium paid annually for a home in 98294 is around $678 per year.

What does it cost on average per month for home insurance in 98294?

  • • Homeowners in 98294 pay a monthly average cost per month around $57.00.

What kind of discount could I get if I combine my home and auto insurance together in 98294?

  • • Autoowners in 98294 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Sultan area, check out other zip codes nearby 98294.
Review average rates in another zip code:
98294 homeowners insurance rates

Home Replacement Cost Coverage in 98294

Average Building Cost Per Square Foot in 98294: $242

Location: Sultan, Washington (Snohomish County)

Average Square Footage in 98294: 1,291 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 98294 before you start any project. Sultan homeowners pay on average around $242 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 98294 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 98294 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,291 sq. ft. and the average cost to rebuild the home in this area is around $242 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Sultan area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2421,291$312,300
Additional Upgrades & Added Features$3031,291$390,375
Major Home Updates or Advancements$3631,291$468,450

It's important to understand that when you estimate your replacement cost of your home in the 98294 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 98294

Best Home & Auto Insurance Agencies in 98294

Housing Demographics for 98294

Population Review for 98294 Zip Code

For the city of Sultan, the population within 98294 has increased to over 8,041 residents in population size. The current population total is 7,494. We have broken down the population based on race below. In 98294, there are over 3868 in male population and 3626 females.

PopulationValues
Total Population7,494
White Population5798
Black Population56
Hispanic Population1067
Asian Population177
Hawaiian Population19
Indian Population76
Other Population601
Male Population3868
Female Population3626
Population Estimate8041

Household Data for 98294

The average number of homes in 98294 is around 2,702, there are an average of 2.77 per household. The average house value according to local real estate values is around $312,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,702
Persons Per Household2.77
Average House Value$312,300
Income Per Household$72600
Median Age36.8
Median Age Male36.5
Median Age Female37.1
98294 DetailsValues
StateWA
State Full NameWashington
City TypeP
City Alias Abbreviation
Area Code360/564
CitySultan
City Alias NameSULTAN
CountySnohomish
County FIPS061
State FIPS53
Time Zone8
Day Light SavingY
MSA7602
PMSA7600
CSA500
CBSA42660
CBSA_DIV21794
CBSA_TypeMetro
CBSA_NameSeattle-Tacoma-Bellevue, WA
MSA_NameSeattle-Tacoma-Bremerton, WA CMSA
PMSA_NameSeattle-Bellevue-Everett, WA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses144
Number Of Employees694
Business First Quarter Payroll6892
Business Annual Payroll29627
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population3439809
CBSA Division Population713335
Congressional District08
Congressional LandArea7359.7
Delivery Residential2903
Delivery Business59
Delivery Total3755
Preferred Last Line KeyZ17584
Classification Code
Multi-County
CSA NameSeattle-Tacoma, WA
CBSA_DIV_NameEverett, WA
City State KeyZ17584
Land Area54.154000
Water Area0.289000
City Alias Code
City Mixed CaseSultan
City Alias Mixed CaseSultan
Box Count654
SFDU1239
MFDU25
State ANSI53
County ANSI061
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number548218
Unique ZIP Name
SSA State County Code50300
Medicare CBSA Code42644
Medicare CBSA NameSeattle-Bellevue-Kent, WA
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseSnohomish

Washington Homeowners Insurance News & Information

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    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]

  • Are homeowners insurance companies increasing deductibles?  Posted on Thursday 22nd August, 2024

    This year many homeowner insurance companies have been raising their homeowner percentage deductible from 1% to 2% which could be a massive increase for policyholders who have to make a claim on their policy. It has led to many homeowners shopping their coverage as their out-of-pocket costs skyrocket.   As the cost of claims increases, particularly […]