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Find the Best Home Insurance Rates in 98311

Shopping for homeowners insurance in 98311 is never fun, but it is a necessity if you want to find the best policy for your home while also keeping your premium affordable. If you live in Bremerton, WA and want to enhance your homeowners coverage while decreasing your annual premium, then let us help you shop the best rates and coverage options.

We can easily shop up to 12 competitive insurance companies so you can compare rates and coverage levels in the privacy of your own home. As an added bonus, our Washington licensed agents will help you sort through your insurance options and answer any questions you may have about coverages and rates. As always, our service is completely free.

If you are ready to start searching for a new policy, simply click on the "Get Multiple Quotes Now" button. Your 98311 should populate in the zip code field and then you are ready to go. Enter some basic information on your home and we will get started on your quotes.

Home Insurance Rate Quotes in 98311

Find Bremerton, WA Homeowners Insurance Quotes to review the best coverage options in your area.

98311 Home Insurance Rating is: very low!

In 98311 the average premium is $715. We can help you save up to 40 percent off of the average premium by having up to 12 highly rated nationwide insurers compete for your business. Our agents will also do a professional analysis of your policy options to make sure you are getting the coverage you need at the best price.

A Quick Tip: For homeowners living in 98311, always keep an updated home inventory. This can be a game changer in the event you have to make a claim. It will make the claim process go quicker and ensure that you are fully and fairly reimbursed for your loss. There are tons of home inventory apps online that can make the tedious job of putting together an inventory quick and easy. As a bonus, your inventory is stored in the cloud so you always have access to it.

Start shopping for a great new policy right now. Get Multiple Home Insurance Rates in 98311!

98311 Home Insurance Average Premiums

Local 98311 homeowners insurance quotes comparison

$465 /yr.

Shows Zip Code: 98311 lowest rates with discounts applied on average.

For the 98311, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$465 /yr.
Average Coverage:$715 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1015 /yr.

What is the average home insurance cost for a home in 98311?

  • • The average homeowners insurance premium paid annually for a home in 98311 is around $715 per year.

What does it cost on average per month for home insurance in 98311?

  • • Homeowners in 98311 pay a monthly average cost per month around $60.00.

What kind of discount could I get if I combine my home and auto insurance together in 98311?

  • • Autoowners in 98311 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Bremerton area, check out other zip codes nearby 98311.
Review average rates in another zip code:
98314 homeowners insurance rates
98337 homeowners insurance rates
98311 homeowners insurance rates
98310 homeowners insurance rates
98312 homeowners insurance rates

Home Replacement Cost Coverage in 98311

Average Building Cost Per Square Foot in 98311: $242

Location: Bremerton, Washington (Kitsap County)

Average Square Footage in 98311: 1,361 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 98311 before you start any project. Bremerton homeowners pay on average around $242 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 98311 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 98311 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,361 sq. ft. and the average cost to rebuild the home in this area is around $242 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bremerton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2421,361$329,400
Additional Upgrades & Added Features$3031,361$411,750
Major Home Updates or Advancements$3631,361$494,100

It's important to understand that when you estimate your replacement cost of your home in the 98311 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 98311

Best Home & Auto Insurance Agencies in 98311

ACE Cash Express

Address: 5060 WA-303-102 Bremerton, WA 98311
Phone:
Website: http://www.national.citysearch.com/profile/666570370/bremerton_wa/ace_cash_express.html
Info:

Housing Demographics for 98311

Population Review for 98311 Zip Code

For the city of Bremerton, the population within 98311 has increased to over 29,397 residents in population size. The current population total is 28,059. We have broken down the population based on race below. In 98311, there are over 14129 in male population and 13930 females.

PopulationValues
Total Population28,059
White Population18394
Black Population983
Hispanic Population2755
Asian Population2876
Hawaiian Population613
Indian Population282
Other Population945
Male Population14129
Female Population13930
Population Estimate29397

Household Data for 98311

The average number of homes in 98311 is around 10,268, there are an average of 2.72 per household. The average house value according to local real estate values is around $329,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode10,268
Persons Per Household2.72
Average House Value$329,400
Income Per Household$83772
Median Age37.7
Median Age Male35.7
Median Age Female39.7
98311 DetailsValues
StateWA
State Full NameWashington
City TypeP
City Alias Abbreviation
Area Code206/360/564
CityBremerton
City Alias NameBREMERTON
CountyKitsap
County FIPS035
State FIPS53
Time Zone8
Day Light SavingY
MSA7602
PMSA1150
CSA500
CBSA14740
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBremerton-Silverdale-Port Orchard, WA
MSA_NameSeattle-Tacoma-Bremerton, WA CMSA
PMSA_NameBremerton, WA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses306
Number Of Employees3984
Business First Quarter Payroll30456
Business Annual Payroll125849
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population251133
CBSA Division Population0
Congressional District06
Congressional LandArea6902.73
Delivery Residential10808
Delivery Business210
Delivery Total13579
Preferred Last Line KeyZ16527
Classification Code
Multi-County
CSA NameSeattle-Tacoma, WA
CBSA_DIV_Name
City State KeyZ16527
Land Area11.197000
Water Area4.486000
City Alias Code
City Mixed CaseBremerton
City Alias Mixed CaseBremerton
Box Count0
SFDU6956
MFDU1112
State ANSI53
County ANSI035
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number540840
Unique ZIP Name
SSA State County Code50170
Medicare CBSA Code14740
Medicare CBSA NameBremerton-Silverdale-Port Orchard, WA
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseKitsap

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