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98336 Homeowners Insurance Quotes & Rates

Glenoma residents living within the 387 homes available in the zip code of 98336 are shopping online to compare cheaper and more affordable Glenoma, WA home insurance rates. In the great city of Glenoma, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Washington is around $667 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 98336 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 98336 home insurance rates today! Please give us a call now at 1-855-976-2656. For Glenoma, WA Homeowners Insurance Quotes, Click to easily get started!

98336 Home Insurance Average Premiums

Local 98336 homeowners insurance quotes comparison

$417 /yr.

Shows Zip Code: 98336 lowest rates with discounts applied on average.

For the 98336, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$417 /yr.
Average Coverage:$667 /yr.
2600 sq. ft. or higher
(all discounts applied)
$967 /yr.

What is the average home insurance cost for a home in 98336?

  • • The average homeowners insurance premium paid annually for a home in 98336 is around $667 per year.

What does it cost on average per month for home insurance in 98336?

  • • Homeowners in 98336 pay a monthly average cost per month around $56.00.

What kind of discount could I get if I combine my home and auto insurance together in 98336?

  • • Autoowners in 98336 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Glenoma area, check out other zip codes nearby 98336.
Review average rates in another zip code:
98336 homeowners insurance rates

Home Replacement Cost Coverage in 98336

Average Building Cost Per Square Foot in 98336: $242

Location: Glenoma, Washington (Lewis County)

Average Square Footage in 98336: 989 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 98336 before you start any project. Glenoma homeowners pay on average around $242 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 98336 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 98336 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 989 sq. ft. and the average cost to rebuild the home in this area is around $242 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Glenoma area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$242989$239,300
Additional Upgrades & Added Features$303989$299,125
Major Home Updates or Advancements$363989$358,950

It's important to understand that when you estimate your replacement cost of your home in the 98336 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 98336

Best Home & Auto Insurance Agencies in 98336

Housing Demographics for 98336

Population Review for 98336 Zip Code

For the city of Glenoma, the population within 98336 has increased to over 582 residents in population size. The current population total is 906. We have broken down the population based on race below. In 98336, there are over 464 in male population and 442 females.

PopulationValues
Total Population906
White Population841
Black Population3
Hispanic Population18
Asian Population2
Hawaiian Population0
Indian Population16
Other Population3
Male Population464
Female Population442
Population Estimate582

Household Data for 98336

The average number of homes in 98336 is around 387, there are an average of 2.34 per household. The average house value according to local real estate values is around $239,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode387
Persons Per Household2.34
Average House Value$239,300
Income Per Household$66875
Median Age48.8
Median Age Male48.1
Median Age Female49.6
98336 DetailsValues
StateWA
State Full NameWashington
City TypeP
City Alias Abbreviation
Area Code360/564
CityGlenoma
City Alias NameGLENOMA
CountyLewis
County FIPS041
State FIPS53
Time Zone8
Day Light SavingY
MSA
PMSA
CSA500
CBSA16500
CBSA_DIV
CBSA_TypeMicro
CBSA_NameCentralia, WA
MSA_Name
PMSA_Name
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses7
Number Of Employees8
Business First Quarter Payroll66
Business Annual Payroll254
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population75455
CBSA Division Population0
Congressional District03
Congressional LandArea9114.01
Delivery Residential249
Delivery Business0
Delivery Total4448
Preferred Last Line KeyZ16849
Classification Code
Multi-County
CSA NameSeattle-Tacoma, WA
CBSA_DIV_Name
City State KeyZ16849
Land Area66.934000
Water Area0.031000
City Alias Code
City Mixed CaseGlenoma
City Alias Mixed CaseGlenoma
Box Count215
SFDU249
MFDU0
State ANSI53
County ANSI041
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number543164
Unique ZIP Name
SSA State County Code50200
Medicare CBSA Code99950
Medicare CBSA NameRural Areas in WA
Medicare CBSA TypeMicro
Market Rating Area ID2
County Mixed CaseLewis

Washington Homeowners Insurance News & Information

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  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]