Get multiple home insurance quotes in 98340. Our licensed 98340, WA agents are ready to serve you.

Compare 98340 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Hansville just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 1,234 neighbors looking to save on their home insurance policy in the local 98340 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 98340. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Washington rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Hansville, WA home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Hansville, WA

98340 Home Insurance Average Premiums

Local 98340 homeowners insurance quotes comparison

$466 /yr.

Shows Zip Code: 98340 lowest rates with discounts applied on average.

For the 98340, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$466 /yr.
Average Coverage:$716 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1016 /yr.

What is the average home insurance cost for a home in 98340?

  • • The average homeowners insurance premium paid annually for a home in 98340 is around $716 per year.

What does it cost on average per month for home insurance in 98340?

  • • Homeowners in 98340 pay a monthly average cost per month around $60.00.

What kind of discount could I get if I combine my home and auto insurance together in 98340?

  • • Autoowners in 98340 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Hansville area, check out other zip codes nearby 98340.
Review average rates in another zip code:
98340 homeowners insurance rates

Home Replacement Cost Coverage in 98340

Average Building Cost Per Square Foot in 98340: $242

Location: Hansville, Washington (Kitsap County)

Average Square Footage in 98340: 1,591 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 98340 before you start any project. Hansville homeowners pay on average around $242 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 98340 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 98340 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,591 sq. ft. and the average cost to rebuild the home in this area is around $242 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Hansville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2421,591$385,000
Additional Upgrades & Added Features$3031,591$481,250
Major Home Updates or Advancements$3631,591$577,500

It's important to understand that when you estimate your replacement cost of your home in the 98340 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 98340

Best Home & Auto Insurance Agencies in 98340

Housing Demographics for 98340

Population Review for 98340 Zip Code

For the city of Hansville, the population within 98340 has increased to over 2,514 residents in population size. The current population total is 2,707. We have broken down the population based on race below. In 98340, there are over 1302 in male population and 1405 females.

PopulationValues
Total Population2,707
White Population2384
Black Population16
Hispanic Population121
Asian Population53
Hawaiian Population1
Indian Population48
Other Population27
Male Population1302
Female Population1405
Population Estimate2514

Household Data for 98340

The average number of homes in 98340 is around 1,234, there are an average of 2.19 per household. The average house value according to local real estate values is around $385,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,234
Persons Per Household2.19
Average House Value$385,000
Income Per Household$72125
Median Age59.3
Median Age Male59.2
Median Age Female59.4
98340 DetailsValues
StateWA
State Full NameWashington
City TypeP
City Alias Abbreviation
Area Code360/564
CityHansville
City Alias NameHANSVILLE
CountyKitsap
County FIPS035
State FIPS53
Time Zone8
Day Light SavingY
MSA7602
PMSA1150
CSA500
CBSA14740
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBremerton-Silverdale-Port Orchard, WA
MSA_NameSeattle-Tacoma-Bremerton, WA CMSA
PMSA_NameBremerton, WA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses47
Number Of Employees130
Business First Quarter Payroll1574
Business Annual Payroll7430
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population251133
CBSA Division Population0
Congressional District06
Congressional LandArea6902.73
Delivery Residential1148
Delivery Business2
Delivery Total1699
Preferred Last Line KeyZ16883
Classification Code
Multi-County
CSA NameSeattle-Tacoma, WA
CBSA_DIV_Name
City State KeyZ16883
Land Area7.479000
Water Area3.565000
City Alias Code
City Mixed CaseHansville
City Alias Mixed CaseHansville
Box Count367
SFDU1111
MFDU0
State ANSI53
County ANSI035
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number543500
Unique ZIP Name
SSA State County Code50170
Medicare CBSA Code14740
Medicare CBSA NameBremerton-Silverdale-Port Orchard, WA
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseKitsap

Washington Homeowners Insurance News & Information

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]