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98351 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 98351 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Longbranch, WA quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 98351.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 98351 and start shopping.

Quickly and Easily Compare Average Rates for 98351

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Longbranch, WA home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 98351

Homeowners in Longbranch are paying roughly $678 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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98351 Home Insurance Average Premiums

Local 98351 homeowners insurance quotes comparison

$428 /yr.

Shows Zip Code: 98351 lowest rates with discounts applied on average.

For the 98351, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$428 /yr.
Average Coverage:$678 /yr.
2600 sq. ft. or higher
(all discounts applied)		$978 /yr.

What is the average home insurance cost for a home in 98351?

  • • The average homeowners insurance premium paid annually for a home in 98351 is around $678 per year.

What does it cost on average per month for home insurance in 98351?

  • • Homeowners in 98351 pay a monthly average cost per month around $57.00.

What kind of discount could I get if I combine my home and auto insurance together in 98351?

  • • Autoowners in 98351 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Longbranch area, check out other zip codes nearby 98351.
Review average rates in another zip code:
98351 homeowners insurance rates

Home Replacement Cost Coverage in 98351

Average Building Cost Per Square Foot in 98351: $242

Location: Longbranch, Washington (Pierce County)

Average Square Footage in 98351: 1,808 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 98351 before you start any project. Longbranch homeowners pay on average around $242 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 98351 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 98351 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,808 sq. ft. and the average cost to rebuild the home in this area is around $242 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Longbranch area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2421,808$437,500
Additional Upgrades & Added Features$3031,808$546,875
Major Home Updates or Advancements$3631,808$656,250

It's important to understand that when you estimate your replacement cost of your home in the 98351 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 98351

Best Home & Auto Insurance Agencies in 98351

Housing Demographics for 98351

Population Review for 98351 Zip Code

For the city of Longbranch, the population within 98351 has increased to over 1,201 residents in population size. The current population total is 1,330. We have broken down the population based on race below. In 98351, there are over 644 in male population and 686 females.

PopulationValues
Total Population1,330
White Population1045
Black Population14
Hispanic Population79
Asian Population29
Hawaiian Population9
Indian Population35
Other Population31
Male Population644
Female Population686
Population Estimate1201

Household Data for 98351

The average number of homes in 98351 is around 559, there are an average of 2.38 per household. The average house value according to local real estate values is around $437,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode559
Persons Per Household2.38
Average House Value$437,500
Income Per Household$78667
Median Age54.7
Median Age Male54.9
Median Age Female54.5
98351 DetailsValues
StateWA
State Full NameWashington
City TypeN
City Alias Abbreviation
Area Code253
CityLongbranch
City Alias NameLONGBRANCH
CountyPierce
County FIPS053
State FIPS53
Time Zone8
Day Light SavingY
MSA7602
PMSA8200
CSA500
CBSA42660
CBSA_DIV45104
CBSA_TypeMetro
CBSA_NameSeattle-Tacoma-Bellevue, WA
MSA_NameSeattle-Tacoma-Bremerton, WA CMSA
PMSA_NameTacoma, WA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses21
Number Of Employees139
Business First Quarter Payroll960
Business Annual Payroll4707
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population3439809
CBSA Division Population795225
Congressional District06
Congressional LandArea6902.73
Delivery Residential505
Delivery Business4
Delivery Total509
Preferred Last Line KeyZ17047
Classification Code
Multi-County
CSA NameSeattle-Tacoma, WA
CBSA_DIV_NameTacoma-Lakewood, WA
City State KeyZ17047
Land Area9.046000
Water Area8.955000
City Alias Code
City Mixed CaseLongbranch
City Alias Mixed CaseLongbranch
Box Count0
SFDU409
MFDU0
State ANSI53
County ANSI053
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number544298
Unique ZIP Name
SSA State County Code50260
Medicare CBSA Code45104
Medicare CBSA NameTacoma-Lakewood, WA
Medicare CBSA TypeMetro
Market Rating Area ID5
County Mixed CasePierce

Washington Homeowners Insurance News & Information

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