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Compare 98377 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Randle just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 883 neighbors looking to save on their home insurance policy in the local 98377 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 98377. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Washington rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Randle, WA home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Randle, WA

98377 Home Insurance Average Premiums

Local 98377 homeowners insurance quotes comparison

$453 /yr.

Shows Zip Code: 98377 lowest rates with discounts applied on average.

For the 98377, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$453 /yr.
Average Coverage:$703 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1003 /yr.

What is the average home insurance cost for a home in 98377?

  • • The average homeowners insurance premium paid annually for a home in 98377 is around $703 per year.

What does it cost on average per month for home insurance in 98377?

  • • Homeowners in 98377 pay a monthly average cost per month around $59.00.

What kind of discount could I get if I combine my home and auto insurance together in 98377?

  • • Autoowners in 98377 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Randle area, check out other zip codes nearby 98377.
Review average rates in another zip code:
98377 homeowners insurance rates

Home Replacement Cost Coverage in 98377

Average Building Cost Per Square Foot in 98377: $242

Location: Randle, Washington (Lewis County)

Average Square Footage in 98377: 781 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 98377 before you start any project. Randle homeowners pay on average around $242 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 98377 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 98377 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 781 sq. ft. and the average cost to rebuild the home in this area is around $242 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Randle area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$242781$188,900
Additional Upgrades & Added Features$303781$236,125
Major Home Updates or Advancements$363781$283,350

It's important to understand that when you estimate your replacement cost of your home in the 98377 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 98377

Best Home & Auto Insurance Agencies in 98377

Housing Demographics for 98377

Population Review for 98377 Zip Code

For the city of Randle, the population within 98377 has increased to over 1,325 residents in population size. The current population total is 2,103. We have broken down the population based on race below. In 98377, there are over 1078 in male population and 1025 females.

PopulationValues
Total Population2,103
White Population1861
Black Population4
Hispanic Population96
Asian Population15
Hawaiian Population0
Indian Population36
Other Population28
Male Population1078
Female Population1025
Population Estimate1325

Household Data for 98377

The average number of homes in 98377 is around 883, there are an average of 2.38 per household. The average house value according to local real estate values is around $188,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode883
Persons Per Household2.38
Average House Value$188,900
Income Per Household$43438
Median Age55.0
Median Age Male56.2
Median Age Female54.2
98377 DetailsValues
StateWA
State Full NameWashington
City TypeP
City Alias Abbreviation
Area Code360/564
CityRandle
City Alias NameRANDLE
CountyLewis
County FIPS041
State FIPS53
Time Zone8
Day Light SavingY
MSA
PMSA
CSA500
CBSA16500
CBSA_DIV
CBSA_TypeMicro
CBSA_NameCentralia, WA
MSA_Name
PMSA_Name
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses35
Number Of Employees325
Business First Quarter Payroll4203
Business Annual Payroll17701
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population75455
CBSA Division Population0
Congressional District03
Congressional LandArea9114.01
Delivery Residential557
Delivery Business19
Delivery Total1067
Preferred Last Line KeyZ17347
Classification Code
Multi-County
CSA NameSeattle-Tacoma, WA
CBSA_DIV_Name
City State KeyZ17347
Land Area326.159000
Water Area3.262000
City Alias Code
City Mixed CaseRandle
City Alias Mixed CaseRandle
Box Count441
SFDU557
MFDU0
State ANSI53
County ANSI041
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number546986
Unique ZIP Name
SSA State County Code50200
Medicare CBSA Code99950
Medicare CBSA NameRural Areas in WA
Medicare CBSA TypeMicro
Market Rating Area ID2
County Mixed CaseLewis

Washington Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]