Get multiple home insurance quotes in 98394. Our licensed 98394, WA agents are ready to serve you.

Searching for Homeowners Insurance in 98394

If you are a homeowners that lives in 98394 you may be searching for more affordable homeowners insurance in Vaughn. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Vaughn, WA. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Washington licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 98394 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Vaughn, WA home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 98394 Home Insurance Costs: very low!

In Vaughn, homeowners are paying roughly $668 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 98394 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Vaughn are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 98394 policy right now!

98394 Home Insurance Average Premiums

Local 98394 homeowners insurance quotes comparison

$418 /yr.

Shows Zip Code: 98394 lowest rates with discounts applied on average.

For the 98394, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$418 /yr.
Average Coverage:$668 /yr.
2600 sq. ft. or higher
(all discounts applied)
$968 /yr.

What is the average home insurance cost for a home in 98394?

  • • The average homeowners insurance premium paid annually for a home in 98394 is around $668 per year.

What does it cost on average per month for home insurance in 98394?

  • • Homeowners in 98394 pay a monthly average cost per month around $56.00.

What kind of discount could I get if I combine my home and auto insurance together in 98394?

  • • Autoowners in 98394 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Vaughn area, check out other zip codes nearby 98394.
Review average rates in another zip code:
98394 homeowners insurance rates

Home Replacement Cost Coverage in 98394

Average Building Cost Per Square Foot in 98394: $242

Location: Vaughn, Washington (Pierce County)

Average Square Footage in 98394: 1,781 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 98394 before you start any project. Vaughn homeowners pay on average around $242 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 98394 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 98394 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,781 sq. ft. and the average cost to rebuild the home in this area is around $242 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Vaughn area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2421,781$431,000
Additional Upgrades & Added Features$3031,781$538,750
Major Home Updates or Advancements$3631,781$646,500

It's important to understand that when you estimate your replacement cost of your home in the 98394 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 98394

Best Home & Auto Insurance Agencies in 98394

Housing Demographics for 98394

Population Review for 98394 Zip Code

For the city of Vaughn, the population within 98394 has increased to over 914 residents in population size. The current population total is 1,194. We have broken down the population based on race below. In 98394, there are over 608 in male population and 586 females.

PopulationValues
Total Population1,194
White Population1003
Black Population3
Hispanic Population55
Asian Population26
Hawaiian Population5
Indian Population15
Other Population15
Male Population608
Female Population586
Population Estimate914

Household Data for 98394

The average number of homes in 98394 is around 455, there are an average of 2.62 per household. The average house value according to local real estate values is around $431,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode455
Persons Per Household2.62
Average House Value$431,000
Income Per Household$140769
Median Age50.0
Median Age Male50.5
Median Age Female49.6
98394 DetailsValues
StateWA
State Full NameWashington
City TypeP
City Alias Abbreviation
Area Code253
CityVaughn
City Alias NameVAUGHN
CountyPierce
County FIPS053
State FIPS53
Time Zone8
Day Light SavingY
MSA7602
PMSA8200
CSA500
CBSA42660
CBSA_DIV45104
CBSA_TypeMetro
CBSA_NameSeattle-Tacoma-Bellevue, WA
MSA_NameSeattle-Tacoma-Bremerton, WA CMSA
PMSA_NameTacoma, WA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses27
Number Of Employees70
Business First Quarter Payroll734
Business Annual Payroll3462
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population3439809
CBSA Division Population795225
Congressional District06
Congressional LandArea6902.73
Delivery Residential349
Delivery Business2
Delivery Total1031
Preferred Last Line KeyZ17673
Classification Code
Multi-County
CSA NameSeattle-Tacoma, WA
CBSA_DIV_NameTacoma-Lakewood, WA
City State KeyZ17673
Land Area5.442000
Water Area3.860000
City Alias Code
City Mixed CaseVaughn
City Alias Mixed CaseVaughn
Box Count577
SFDU339
MFDU0
State ANSI53
County ANSI053
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number548876
Unique ZIP Name
SSA State County Code50260
Medicare CBSA Code45104
Medicare CBSA NameTacoma-Lakewood, WA
Medicare CBSA TypeMetro
Market Rating Area ID5
County Mixed CasePierce

Washington Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]