98444 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 98444 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Tacoma, WA. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 98444 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Washington, like average Tacoma homeowners insurance rates, coverage options or home insurance types, please select Tacoma, WA Home Insurance Rates Online!

98444 Home Insurance Average Premiums

Local 98444 homeowners insurance quotes comparison

$412 /yr.

Shows Zip Code: 98444 lowest rates with discounts applied on average.

For the 98444, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:	Annual Premium
1800 sq. ft. or below (discounts applied)	$412 /yr.
Average Coverage:	$662 /yr.
2600 sq. ft. or higher (all discounts applied)	$962 /yr.

What is the average home insurance cost for a home in 98444?

• The average homeowners insurance premium paid annually for a home in 98444 is around $662 per year.

What does it cost on average per month for home insurance in 98444?

• Homeowners in 98444 pay a monthly average cost per month around $55.00.

What kind of discount could I get if I combine my home and auto insurance together in 98444?

• Autoowners in 98444 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Tacoma area, check out other zip codes nearby 98444.
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Home Replacement Cost Coverage in 98444

Average Building Cost Per Square Foot in 98444: $242

Location: Tacoma, Washington (Pierce County)

Average Square Footage in 98444: 1,103 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 98444 before you start any project. Tacoma homeowners pay on average around $242 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 98444 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 98444 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,103 sq. ft. and the average cost to rebuild the home in this area is around $242 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Tacoma area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement Status	Price per Sq. Ft.	Square Feet	Dwelling Coverage
Basic Home Features	$242	1,103	$267,000
Additional Upgrades & Added Features	$303	1,103	$333,750
Major Home Updates or Advancements	$363	1,103	$400,500

Calculate Your Dwelling Coverage in 98444

It's important to understand that when you estimate your replacement cost of your home in the 98444 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Home & Auto Insurance Agencies in 98444

Sheila S York Ins Agency Inc - State Farm Insurance Agent

Address: 14107 Pacific Ave S Tacoma, WA 98444
Phone:
Website: http://www.national.citysearch.com/profile/external/10871607/tacoma_wa/sheila_s_york_ins_agcy_inc_state_farm_insurance_agent.html
Info:

ACE Cash Express

Address: 10707 Pacific Ave S, #D Tacoma, WA 98444
Phone:
Website: http://www.national.citysearch.com/profile/666478760/tacoma_wa/ace_cash_express.html
Info:

Jill Klinefelter- Farmers Insurance

Address: 10202 Pacific Ave S, Ste 105 Tacoma, WA 98444
Phone:
Website: http://www.national.citysearch.com/profile/663769650/tacoma_wa/jill_klinefelter_farmers_insurance.html
Info:

Tony Brooks State Farm Insurance

Address: 12001 Pacific Ave S, Ste 103 Tacoma, WA 98444
Phone:
Website: http://www.tonybrooksinsurance.com/
Info:

Steven Frank- Farmers Insurance

Address: 15413 1st Ave Ct S, Ste C105 Tacoma, WA 98444
Phone:
Website: http://www.national.citysearch.com/profile/666535950/tacoma_wa/steven_frank_farmers_insurance.html
Info:

Housing Demographics for 98444

Population Review for 98444 Zip Code

For the city of Tacoma, the population within 98444 has increased to over 37,179 residents in population size. The current population total is 36,885. We have broken down the population based on race below. In 98444, there are over 18258 in male population and 18627 females.

Population	Values
Total Population	36,885
White Population	16018
Black Population	5031
Hispanic Population	7508
Asian Population	3718
Hawaiian Population	1885
Indian Population	666
Other Population	4491
Male Population	18258
Female Population	18627
Population Estimate	37179

Household Data for 98444

The average number of homes in 98444 is around 13,395, there are an average of 2.73 per household. The average house value according to local real estate values is around $267,000. Please review the following demographics below for average income and media age.

Housing / Income Data	Values
Households Per Zipcode	13,395
Persons Per Household	2.73
Average House Value	$267,000
Income Per Household	$55690
Median Age	33.6
Median Age Male	32.7
Median Age Female	34.4

98444 Details	Values
State	WA
State Full Name	Washington
City Type	P
City Alias Abbreviation
Area Code	253
City	Tacoma
City Alias Name	TACOMA
County	Pierce
County FIPS	053
State FIPS	53
Time Zone	8
Day Light Saving	Y
MSA	7602
PMSA	8200
CSA	500
CBSA	42660
CBSA_DIV	45104
CBSA_Type	Metro
CBSA_Name	Seattle-Tacoma-Bellevue, WA
MSA_Name	Seattle-Tacoma-Bremerton, WA CMSA
PMSA_Name	Tacoma, WA PMSA
Region	West
Division	Pacific
MailingName	Y

Economic & Growth Review	Values
Number Of Businesses	684
Number Of Employees	7184
Business First Quarter Payroll	72045
Business Annual Payroll	320542
Business Employment Flag
Growth Rank	0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number	0
Growth Increase Percentage	0.0

Metropolitan Details	Values
CBSA Population	3439809
CBSA Division Population	795225
Congressional District	10
Congressional LandArea	826.67
Delivery Residential	13619
Delivery Business	765
Delivery Total	14495
Preferred Last Line Key	Z17597
Classification Code
Multi-County
CSA Name	Seattle-Tacoma, WA
CBSA_DIV_Name	Tacoma-Lakewood, WA
City State Key	Z17597
Land Area	6.946000
Water Area	0.044000
City Alias Code
City Mixed Case	Tacoma
City Alias Mixed Case	Tacoma
Box Count	0
SFDU	5392
MFDU	4078
State ANSI	53
County ANSI	053
ZIP Intro
Alias Intro
Facility Code	P
City Delivery Indicator	Y
Carrier Route Rate Sortation	D
Finance Number	548330
Unique ZIP Name
SSA State County Code	50260
Medicare CBSA Code	45104
Medicare CBSA Name	Tacoma-Lakewood, WA
Medicare CBSA Type	Metro
Market Rating Area ID	5
County Mixed Case	Pierce

Washington Homeowners Insurance News & Information

2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024
According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges. Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]
What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024
A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly. The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]
$4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024
According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

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