Get multiple home insurance quotes in 98526. Our licensed 98526, WA agents are ready to serve you.

Home Insurance Rates in 98526

For homeowners shopping online in 98526, our insurance rates are very competitive for homeowners living in Amanda Park, WA. Many homeowners based out of the great city of Amanda Park have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Washington licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 98526, simply click the "Get Multiple Quotes Now" button. Your 98526 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Amanda Park, WA Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

98526 Home Insurance Rating is: Very Low!

If you live in 98526, you can easily save up to 40% off the average home insurance premium of $709 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Amanda Park can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 98526 today!

Get Multiple Home Insurance Rates in 98526!

98526 Home Insurance Average Premiums

Local 98526 homeowners insurance quotes comparison

$459 /yr.

Shows Zip Code: 98526 lowest rates with discounts applied on average.

For the 98526, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$459 /yr.
Average Coverage:$709 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1009 /yr.

What is the average home insurance cost for a home in 98526?

  • • The average homeowners insurance premium paid annually for a home in 98526 is around $709 per year.

What does it cost on average per month for home insurance in 98526?

  • • Homeowners in 98526 pay a monthly average cost per month around $59.00.

What kind of discount could I get if I combine my home and auto insurance together in 98526?

  • • Autoowners in 98526 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Amanda Park area, check out other zip codes nearby 98526.
Review average rates in another zip code:
98526 homeowners insurance rates

Home Replacement Cost Coverage in 98526

Average Building Cost Per Square Foot in 98526: $242

Location: Amanda Park, Washington (Grays Harbor County)

Average Square Footage in 98526: 788 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 98526 before you start any project. Amanda Park homeowners pay on average around $242 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 98526 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 98526 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 788 sq. ft. and the average cost to rebuild the home in this area is around $242 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Amanda Park area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$242788$190,600
Additional Upgrades & Added Features$303788$238,250
Major Home Updates or Advancements$363788$285,900

It's important to understand that when you estimate your replacement cost of your home in the 98526 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 98526

Best Home & Auto Insurance Agencies in 98526

Housing Demographics for 98526

Population Review for 98526 Zip Code

For the city of Amanda Park, the population within 98526 has increased to over 59 residents in population size. The current population total is 276. We have broken down the population based on race below. In 98526, there are over 153 in male population and 123 females.

PopulationValues
Total Population276
White Population147
Black Population1
Hispanic Population64
Asian Population3
Hawaiian Population0
Indian Population46
Other Population31
Male Population153
Female Population123
Population Estimate59

Household Data for 98526

The average number of homes in 98526 is around 106, there are an average of 2.58 per household. The average house value according to local real estate values is around $190,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode106
Persons Per Household2.58
Average House Value$190,600
Income Per Household$65000
Median Age38.7
Median Age Male36.2
Median Age Female40.8
98526 DetailsValues
StateWA
State Full NameWashington
City TypeP
City Alias Abbreviation
Area Code360/564
CityAmanda Park
City Alias NameAMANDA PARK
CountyGrays Harbor
County FIPS027
State FIPS53
Time Zone8
Day Light SavingY
MSA
PMSA
CSA
CBSA10140
CBSA_DIV
CBSA_TypeMicro
CBSA_NameAberdeen, WA
MSA_Name
PMSA_Name
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses11
Number Of Employees127
Business First Quarter Payroll1839
Business Annual Payroll6906
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population72797
CBSA Division Population0
Congressional District06
Congressional LandArea6902.73
Delivery Residential23
Delivery Business2
Delivery Total165
Preferred Last Line KeyZ16438
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ16438
Land Area82.311000
Water Area6.388000
City Alias Code
City Mixed CaseAmanda Park
City Alias Mixed CaseAmanda Park
Box Count115
SFDU23
MFDU0
State ANSI53
County ANSI027
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number540308
Unique ZIP Name
SSA State County Code50130
Medicare CBSA Code99950
Medicare CBSA NameRural Areas in WA
Medicare CBSA TypeMicro
Market Rating Area ID2
County Mixed CaseGrays Harbor

Washington Homeowners Insurance News & Information

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]