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Home Insurance in 98568

Our rates are very competitive for homeowners living in the 98568 zip code. Many homeowners based out of Oakville, WA have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our WA licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 98568 should appear in the zip code field ready to go.

98568 Average Home Insurance Rates

Are you looking for a standard HO-3 homeowners policy for your single family home in the Oakville area? The average homeowners premium in 98568 is very low in comparison to other states. For example, the national average is $1,249 per year for home insurance coverage for a basic home insurance policy. For homeowners living in the 98568, you can expect to pay around $732 per year for homeowners coverage. If you want to see which company has the best rates and coverage options, than easily compare rates with us. You can review each premium and we can help explain any question that you may have about different types of coverages and what is best for you and your family.

Get Home Insurance Coverage in 98568 Today!

Get Home Insurance Quotes in 98568

We can shop up to 12 home insurance quotes for you easily online. You can find out more by exploring one of the three links below to review average homeowners insurance rates in the great state of Washington. Start your 98568 home insurance shopping today!

  1. Oakville, WA Home Insurance Quotes

98568 Home Insurance Average Premiums

Local 98568 homeowners insurance quotes comparison

$482 /yr.

Shows Zip Code: 98568 lowest rates with discounts applied on average.

For the 98568, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$482 /yr.
Average Coverage:$732 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1032 /yr.

What is the average home insurance cost for a home in 98568?

  • • The average homeowners insurance premium paid annually for a home in 98568 is around $732 per year.

What does it cost on average per month for home insurance in 98568?

  • • Homeowners in 98568 pay a monthly average cost per month around $61.00.

What kind of discount could I get if I combine my home and auto insurance together in 98568?

  • • Autoowners in 98568 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Oakville area, check out other zip codes nearby 98568.
Review average rates in another zip code:
98568 homeowners insurance rates

Home Replacement Cost Coverage in 98568

Average Building Cost Per Square Foot in 98568: $242

Location: Oakville, Washington (Grays Harbor County)

Average Square Footage in 98568: 1,085 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 98568 before you start any project. Oakville homeowners pay on average around $242 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 98568 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 98568 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,085 sq. ft. and the average cost to rebuild the home in this area is around $242 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Oakville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2421,085$262,500
Additional Upgrades & Added Features$3031,085$328,125
Major Home Updates or Advancements$3631,085$393,750

It's important to understand that when you estimate your replacement cost of your home in the 98568 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 98568

Best Home & Auto Insurance Agencies in 98568

Housing Demographics for 98568

Population Review for 98568 Zip Code

For the city of Oakville, the population within 98568 has increased to over 1,884 residents in population size. The current population total is 2,768. We have broken down the population based on race below. In 98568, there are over 1382 in male population and 1386 females.

PopulationValues
Total Population2,768
White Population1835
Black Population24
Hispanic Population163
Asian Population34
Hawaiian Population8
Indian Population569
Other Population58
Male Population1382
Female Population1386
Population Estimate1884

Household Data for 98568

The average number of homes in 98568 is around 1,004, there are an average of 2.72 per household. The average house value according to local real estate values is around $262,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,004
Persons Per Household2.72
Average House Value$262,500
Income Per Household$62000
Median Age43.1
Median Age Male41.7
Median Age Female44.4
98568 DetailsValues
StateWA
State Full NameWashington
City TypeP
City Alias Abbreviation
Area Code360/564
CityOakville
City Alias NameOAKVILLE
CountyGrays Harbor
County FIPS027
State FIPS53
Time Zone8
Day Light SavingY
MSA
PMSA
CSA
CBSA10140
CBSA_DIV
CBSA_TypeMicro
CBSA_NameAberdeen, WA
MSA_Name
PMSA_Name
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses28
Number Of Employees151
Business First Quarter Payroll1162
Business Annual Payroll6098
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population72797
CBSA Division Population0
Congressional District03|06
Congressional LandArea9114.01|6902.73
Delivery Residential693
Delivery Business6
Delivery Total1228
Preferred Last Line KeyZ17216
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyZ17216
Land Area171.151000
Water Area0.857000
City Alias Code
City Mixed CaseOakville
City Alias Mixed CaseOakville
Box Count482
SFDU631
MFDU0
State ANSI53
County ANSI027
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number546034
Unique ZIP Name
SSA State County Code50130
Medicare CBSA Code99950
Medicare CBSA NameRural Areas in WA
Medicare CBSA TypeMicro
Market Rating Area ID2
County Mixed CaseGrays Harbor

Washington Homeowners Insurance News & Information

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