Get multiple home insurance quotes in 98577. Our licensed 98577, WA agents are ready to serve you.

98577 Home Insurance Rates

For homeowners living in 98577, the population estimates are increasing to well over 6,708 with 2,719 occupied homes within the zip code of 98577. Homeowners like you are dicovering up to 40% or more in savings when they shop their new home insurance policy online. At GetHomeInsuranceQuotes.com, we provide homeowners a free shopping service that allows you to easily compare up to 12 competitive quotes for free. Home insurance premiums in Raymond have increased and the average home insurance premium is around $722 per year in 98577. With our online quoting services and hassle free consultation, we can help you apply all the available discounts you need, plus review the best coverage and carrier option for you. Enter your 98577 zip code today so we can help you find affordable Raymond, WA home insurance premiums.

Compare Multiple Homeowners Insurance Rates in 98577

Please select one of the three options below based on your 98577 zip code to learn more about Washington homeowners insurance, plus review average rates and information per state, county or city.

  1. Washington Homeowners Insurance Quotes
  2. Pacific County, WA Home Insurance
  3. Raymond, WA Home Insurance Quotes

98577 Average Home Insurance Rating Cost is: Very Low!

Getting cheaper homeowners insurance in the 98577 zip code just got easier with GetHomeInsuranceQuotes.com of Raymond, WA. A homeowners policy consists of a combined property and casualty coverage for your home. To insure your home for a variety of risks like fire, theft, windstorm damage or liability accidents, it's important to get the right home insurance coverage. A standard HO-3 homeowners policy will help you get the basic coverage you need. Their are multiple home insurance types and we can help you get the savings you are looking for you in your insurance cost, plus the enhanced coverage you need so you have the protection when you need it most. Shop your home in 98577 today and let us help you review the best home insurance quotes available for homeowners living in Raymond.

Get 98577 Homeowners Insurance Rates Now!

98577 Home Insurance Average Premiums

Local 98577 homeowners insurance quotes comparison

$472 /yr.

Shows Zip Code: 98577 lowest rates with discounts applied on average.

For the 98577, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$472 /yr.
Average Coverage:$722 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1022 /yr.

What is the average home insurance cost for a home in 98577?

  • • The average homeowners insurance premium paid annually for a home in 98577 is around $722 per year.

What does it cost on average per month for home insurance in 98577?

  • • Homeowners in 98577 pay a monthly average cost per month around $60.00.

What kind of discount could I get if I combine my home and auto insurance together in 98577?

  • • Autoowners in 98577 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Raymond area, check out other zip codes nearby 98577.
Review average rates in another zip code:
98577 homeowners insurance rates

Home Replacement Cost Coverage in 98577

Average Building Cost Per Square Foot in 98577: $242

Location: Raymond, Washington (Pacific County)

Average Square Footage in 98577: 802 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 98577 before you start any project. Raymond homeowners pay on average around $242 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 98577 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 98577 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 802 sq. ft. and the average cost to rebuild the home in this area is around $242 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Raymond area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$242802$194,100
Additional Upgrades & Added Features$303802$242,625
Major Home Updates or Advancements$363802$291,150

It's important to understand that when you estimate your replacement cost of your home in the 98577 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 98577

Best Home & Auto Insurance Agencies in 98577

Housing Demographics for 98577

Population Review for 98577 Zip Code

For the city of Raymond, the population within 98577 has increased to over 6,521 residents in population size. The current population total is 6,708. We have broken down the population based on race below. In 98577, there are over 3417 in male population and 3291 females.

PopulationValues
Total Population6,708
White Population5258
Black Population19
Hispanic Population753
Asian Population219
Hawaiian Population13
Indian Population173
Other Population428
Male Population3417
Female Population3291
Population Estimate6521

Household Data for 98577

The average number of homes in 98577 is around 2,719, there are an average of 2.45 per household. The average house value according to local real estate values is around $194,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,719
Persons Per Household2.45
Average House Value$194,100
Income Per Household$62924
Median Age45.9
Median Age Male45.3
Median Age Female46.9
98577 DetailsValues
StateWA
State Full NameWashington
City TypeP
City Alias Abbreviation
Area Code360/564
CityRaymond
City Alias NameRAYMOND
CountyPacific
County FIPS049
State FIPS53
Time Zone8
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses123
Number Of Employees914
Business First Quarter Payroll11367
Business Annual Payroll49205
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District03
Congressional LandArea9114.01
Delivery Residential2662
Delivery Business167
Delivery Total3471
Preferred Last Line KeyZ17350
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ17350
Land Area363.513000
Water Area9.129000
City Alias Code
City Mixed CaseRaymond
City Alias Mixed CaseRaymond
Box Count310
SFDU2443
MFDU184
State ANSI53
County ANSI049
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number547014
Unique ZIP Name
SSA State County Code50240
Medicare CBSA Code99950
Medicare CBSA NameRural Areas in WA
Medicare CBSA TypeMicro
Market Rating Area ID2
County Mixed CasePacific

Washington Homeowners Insurance News & Information

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    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]