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98583 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 98583? There are over 37 occupied homes in the 98583 area. With a population size of 144, it's not uncommon for residence of Satsop, WA to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Washington is around $716 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 98583 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Satsop, WA Home Insurance Rate Quotes

98583 Home Insurance Average Premiums

Local 98583 homeowners insurance quotes comparison

$466 /yr.

Shows Zip Code: 98583 lowest rates with discounts applied on average.

For the 98583, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$466 /yr.
Average Coverage:$716 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1016 /yr.

What is the average home insurance cost for a home in 98583?

  • • The average homeowners insurance premium paid annually for a home in 98583 is around $716 per year.

What does it cost on average per month for home insurance in 98583?

  • • Homeowners in 98583 pay a monthly average cost per month around $60.00.

What kind of discount could I get if I combine my home and auto insurance together in 98583?

  • • Autoowners in 98583 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Satsop area, check out other zip codes nearby 98583.
Review average rates in another zip code:
98583 homeowners insurance rates

Home Replacement Cost Coverage in 98583

Average Building Cost Per Square Foot in 98583: $242

Location: Satsop, Washington (Grays Harbor County)

Average Square Footage in 98583: 682 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 98583 before you start any project. Satsop homeowners pay on average around $242 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 98583 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 98583 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 682 sq. ft. and the average cost to rebuild the home in this area is around $242 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Satsop area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$242682$165,000
Additional Upgrades & Added Features$303682$206,250
Major Home Updates or Advancements$363682$247,500

It's important to understand that when you estimate your replacement cost of your home in the 98583 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 98583

Best Home & Auto Insurance Agencies in 98583

Housing Demographics for 98583

Population Review for 98583 Zip Code

For the city of Satsop, the population within 98583 has increased to over 0 residents in population size. The current population total is 144. We have broken down the population based on race below. In 98583, there are over 67 in male population and 77 females.

PopulationValues
Total Population144
White Population121
Black Population0
Hispanic Population10
Asian Population0
Hawaiian Population0
Indian Population2
Other Population2
Male Population67
Female Population77
Population Estimate0

Household Data for 98583

The average number of homes in 98583 is around 37, there are an average of 3.89 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode37
Persons Per Household3.89
Average House Value$165,000
Income Per Household$43214
Median Age31.7
Median Age Male31.5
Median Age Female32.5
98583 DetailsValues
StateWA
State Full NameWashington
City TypeZ
City Alias Abbreviation
Area Code360/564
CitySatsop
City Alias NameSATSOP
CountyGrays Harbor
County FIPS027
State FIPS53
Time Zone8
Day Light SavingY
MSA
PMSA
CSA
CBSA10140
CBSA_DIV
CBSA_TypeMicro
CBSA_NameAberdeen, WA
MSA_Name
PMSA_Name
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses0
Number Of Employees0
Business First Quarter Payroll0
Business Annual Payroll0
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population72797
CBSA Division Population0
Congressional District06
Congressional LandArea6902.73
Delivery Residential0
Delivery Business0
Delivery Total143
Preferred Last Line KeyZ17415
Classification CodeP
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ17415
Land Area0.104000
Water Area0.003000
City Alias Code
City Mixed CaseSatsop
City Alias Mixed CaseSatsop
Box Count135
SFDU0
MFDU0
State ANSI53
County ANSI027
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number547560
Unique ZIP Name
SSA State County Code50130
Medicare CBSA Code99950
Medicare CBSA NameRural Areas in WA
Medicare CBSA TypeMicro
Market Rating Area ID2
County Mixed CaseGrays Harbor

Washington Homeowners Insurance News & Information

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