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Compare 98584 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Shelton just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 14,509 neighbors looking to save on their home insurance policy in the local 98584 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 98584. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Washington rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Shelton, WA home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Shelton, WA

98584 Home Insurance Average Premiums

Local 98584 homeowners insurance quotes comparison

$494 /yr.

Shows Zip Code: 98584 lowest rates with discounts applied on average.

For the 98584, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$494 /yr.
Average Coverage:$744 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1044 /yr.

What is the average home insurance cost for a home in 98584?

  • • The average homeowners insurance premium paid annually for a home in 98584 is around $744 per year.

What does it cost on average per month for home insurance in 98584?

  • • Homeowners in 98584 pay a monthly average cost per month around $62.00.

What kind of discount could I get if I combine my home and auto insurance together in 98584?

  • • Autoowners in 98584 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Shelton area, check out other zip codes nearby 98584.
Review average rates in another zip code:
98584 homeowners insurance rates

Home Replacement Cost Coverage in 98584

Average Building Cost Per Square Foot in 98584: $242

Location: Shelton, Washington (Mason County)

Average Square Footage in 98584: 1,102 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 98584 before you start any project. Shelton homeowners pay on average around $242 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 98584 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 98584 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,102 sq. ft. and the average cost to rebuild the home in this area is around $242 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Shelton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2421,102$266,700
Additional Upgrades & Added Features$3031,102$333,375
Major Home Updates or Advancements$3631,102$400,050

It's important to understand that when you estimate your replacement cost of your home in the 98584 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 98584

Best Home & Auto Insurance Agencies in 98584

Housing Demographics for 98584

Population Review for 98584 Zip Code

For the city of Shelton, the population within 98584 has increased to over 39,080 residents in population size. The current population total is 39,266. We have broken down the population based on race below. In 98584, there are over 20490 in male population and 18776 females.

PopulationValues
Total Population39,266
White Population29046
Black Population519
Hispanic Population5564
Asian Population421
Hawaiian Population124
Indian Population2167
Other Population2844
Male Population20490
Female Population18776
Population Estimate39080

Household Data for 98584

The average number of homes in 98584 is around 14,509, there are an average of 2.56 per household. The average house value according to local real estate values is around $266,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode14,509
Persons Per Household2.56
Average House Value$266,700
Income Per Household$64973
Median Age42.8
Median Age Male41.2
Median Age Female45.2
98584 DetailsValues
StateWA
State Full NameWashington
City TypeP
City Alias Abbreviation
Area Code360/564
CityShelton
City Alias NameSHELTON
CountyMason
County FIPS045
State FIPS53
Time Zone8
Day Light SavingY
MSA
PMSA
CSA500
CBSA43220
CBSA_DIV
CBSA_TypeMicro
CBSA_NameShelton, WA
MSA_Name
PMSA_Name
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses631
Number Of Employees7006
Business First Quarter Payroll76977
Business Annual Payroll337320
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population60699
CBSA Division Population0
Congressional District06|10
Congressional LandArea6902.73|826.67
Delivery Residential15266
Delivery Business568
Delivery Total17496
Preferred Last Line KeyZ17442
Classification Code
Multi-County
CSA NameSeattle-Tacoma, WA
CBSA_DIV_Name
City State KeyZ17442
Land Area359.484000
Water Area36.263000
City Alias Code
City Mixed CaseShelton
City Alias Mixed CaseShelton
Box Count1288
SFDU12882
MFDU310
State ANSI53
County ANSI045
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number547742
Unique ZIP Name
SSA State County Code50220
Medicare CBSA Code99950
Medicare CBSA NameRural Areas in WA
Medicare CBSA TypeMicro
Market Rating Area ID5
County Mixed CaseMason

Washington Homeowners Insurance News & Information

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]