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98585 Online Home Insurance Rates
Comparing a bunch of different rates for your home in 98585 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Silver Creek, WA. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 98585 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.
If you would like to review more information on home insurance premiums in Washington, like average Silver Creek homeowners insurance rates, coverage options or home insurance types, please select Silver Creek, WA Home Insurance Rates Online!
98585 Home Insurance Average Premiums
For the 98585, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
Coverage Amount: | Annual Premium |
---|---|
1800 sq. ft. or below (discounts applied) | $490 /yr. |
Average Coverage: | $740 /yr. |
2600 sq. ft. or higher (all discounts applied) | $1040 /yr. |
What is the average home insurance cost for a home in 98585?
- • The average homeowners insurance premium paid annually for a home in 98585 is around $740 per year.
What does it cost on average per month for home insurance in 98585?
- • Homeowners in 98585 pay a monthly average cost per month around $62.00.
What kind of discount could I get if I combine my home and auto insurance together in 98585?
- • Autoowners in 98585 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Silver Creek area, check out other zip codes nearby 98585.
Review average rates in another zip code:
98585 homeowners insurance rates
Home Replacement Cost Coverage in 98585
Average Building Cost Per Square Foot in 98585: $242
Location: Silver Creek, Washington (Lewis County)Average Square Footage in 98585: 1,096 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 98585 before you start any project. Silver Creek homeowners pay on average around $242 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 98585 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 98585 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,096 sq. ft. and the average cost to rebuild the home in this area is around $242 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Silver Creek area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
---|---|---|---|
Basic Home Features | $242 | 1,096 | $265,200 |
Additional Upgrades & Added Features | $303 | 1,096 | $331,500 |
Major Home Updates or Advancements | $363 | 1,096 | $397,800 |
It's important to understand that when you estimate your replacement cost of your home in the 98585 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 98585
Best Home & Auto Insurance Agencies in 98585
Housing Demographics for 98585
Population Review for 98585 Zip Code
For the city of Silver Creek, the population within 98585 has increased to over 563 residents in population size. The current population total is 826. We have broken down the population based on race below. In 98585, there are over 443 in male population and 383 females.
Population | Values |
---|---|
Total Population | 826 |
White Population | 725 |
Black Population | 0 |
Hispanic Population | 52 |
Asian Population | 1 |
Hawaiian Population | 4 |
Indian Population | 10 |
Other Population | 34 |
Male Population | 443 |
Female Population | 383 |
Population Estimate | 563 |
Household Data for 98585
The average number of homes in 98585 is around 339, there are an average of 2.44 per household. The average house value according to local real estate values is around $265,200. Please review the following demographics below for average income and media age.
Housing / Income Data | Values |
---|---|
Households Per Zipcode | 339 |
Persons Per Household | 2.44 |
Average House Value | $265,200 |
Income Per Household | $0 |
Median Age | 50.5 |
Median Age Male | 49.2 |
Median Age Female | 55.1 |
98585 Details | Values |
---|---|
State | WA |
State Full Name | Washington |
City Type | P |
City Alias Abbreviation | |
Area Code | 360/564 |
City | Silver Creek |
City Alias Name | SILVER CREEK |
County | Lewis |
County FIPS | 041 |
State FIPS | 53 |
Time Zone | 8 |
Day Light Saving | Y |
MSA | |
PMSA | |
CSA | 500 |
CBSA | 16500 |
CBSA_DIV | |
CBSA_Type | Micro |
CBSA_Name | Centralia, WA |
MSA_Name | |
PMSA_Name | |
Region | West |
Division | Pacific |
MailingName | Y |
Economic & Growth Review | Values |
---|---|
Number Of Businesses | 11 |
Number Of Employees | 24 |
Business First Quarter Payroll | 176 |
Business Annual Payroll | 936 |
Business Employment Flag | |
Growth Rank | 0 |
Growth Housing Units 2003 | |
Growth Housing Units 2004 | |
Growth Increase Number | 0 |
Growth Increase Percentage | 0.0 |
Metropolitan Details | Values |
---|---|
CBSA Population | 75455 |
CBSA Division Population | 0 |
Congressional District | 03 |
Congressional LandArea | 9114.01 |
Delivery Residential | 231 |
Delivery Business | 4 |
Delivery Total | 2499 |
Preferred Last Line Key | Z17451 |
Classification Code | |
Multi-County | |
CSA Name | Seattle-Tacoma, WA |
CBSA_DIV_Name | |
City State Key | Z17451 |
Land Area | 22.501000 |
Water Area | 2.350000 |
City Alias Code | |
City Mixed Case | Silver Creek |
City Alias Mixed Case | Silver Creek |
Box Count | 179 |
SFDU | 230 |
MFDU | 0 |
State ANSI | 53 |
County ANSI | 041 |
ZIP Intro | |
Alias Intro | |
Facility Code | P |
City Delivery Indicator | N |
Carrier Route Rate Sortation | C |
Finance Number | 547770 |
Unique ZIP Name | |
SSA State County Code | 50200 |
Medicare CBSA Code | 99950 |
Medicare CBSA Name | Rural Areas in WA |
Medicare CBSA Type | Micro |
Market Rating Area ID | 2 |
County Mixed Case | Lewis |
Washington Homeowners Insurance News & Information
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