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Searching for Homeowners Insurance in 98596

If you are a homeowners that lives in 98596 you may be searching for more affordable homeowners insurance in Winlock. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Winlock, WA. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Washington licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 98596 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Winlock, WA home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 98596 Home Insurance Costs: very low!

In Winlock, homeowners are paying roughly $667 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 98596 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Winlock are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 98596 policy right now!

98596 Home Insurance Average Premiums

Local 98596 homeowners insurance quotes comparison

$417 /yr.

Shows Zip Code: 98596 lowest rates with discounts applied on average.

For the 98596, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$417 /yr.
Average Coverage:$667 /yr.
2600 sq. ft. or higher
(all discounts applied)
$967 /yr.

What is the average home insurance cost for a home in 98596?

  • • The average homeowners insurance premium paid annually for a home in 98596 is around $667 per year.

What does it cost on average per month for home insurance in 98596?

  • • Homeowners in 98596 pay a monthly average cost per month around $56.00.

What kind of discount could I get if I combine my home and auto insurance together in 98596?

  • • Autoowners in 98596 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Winlock area, check out other zip codes nearby 98596.
Review average rates in another zip code:
98596 homeowners insurance rates

Home Replacement Cost Coverage in 98596

Average Building Cost Per Square Foot in 98596: $242

Location: Winlock, Washington (Lewis County)

Average Square Footage in 98596: 1,112 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 98596 before you start any project. Winlock homeowners pay on average around $242 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 98596 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 98596 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,112 sq. ft. and the average cost to rebuild the home in this area is around $242 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Winlock area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2421,112$269,200
Additional Upgrades & Added Features$3031,112$336,500
Major Home Updates or Advancements$3631,112$403,800

It's important to understand that when you estimate your replacement cost of your home in the 98596 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 98596

Best Home & Auto Insurance Agencies in 98596

Housing Demographics for 98596

Population Review for 98596 Zip Code

For the city of Winlock, the population within 98596 has increased to over 7,190 residents in population size. The current population total is 6,990. We have broken down the population based on race below. In 98596, there are over 3476 in male population and 3514 females.

PopulationValues
Total Population6,990
White Population5853
Black Population22
Hispanic Population651
Asian Population50
Hawaiian Population15
Indian Population107
Other Population225
Male Population3476
Female Population3514
Population Estimate7190

Household Data for 98596

The average number of homes in 98596 is around 2,613, there are an average of 2.68 per household. The average house value according to local real estate values is around $269,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,613
Persons Per Household2.68
Average House Value$269,200
Income Per Household$71554
Median Age44.8
Median Age Male44.2
Median Age Female45.6
98596 DetailsValues
StateWA
State Full NameWashington
City TypeP
City Alias Abbreviation
Area Code360/564
CityWinlock
City Alias NameWINLOCK
CountyLewis
County FIPS041
State FIPS53
Time Zone8
Day Light SavingY
MSA
PMSA
CSA500
CBSA16500
CBSA_DIV
CBSA_TypeMicro
CBSA_NameCentralia, WA
MSA_Name
PMSA_Name
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses102
Number Of Employees649
Business First Quarter Payroll6861
Business Annual Payroll30981
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population75455
CBSA Division Population0
Congressional District03
Congressional LandArea9114.01
Delivery Residential2683
Delivery Business27
Delivery Total3272
Preferred Last Line KeyZ17746
Classification Code
Multi-County
CSA NameSeattle-Tacoma, WA
CBSA_DIV_Name
City State KeyZ17746
Land Area88.789000
Water Area0.181000
City Alias Code
City Mixed CaseWinlock
City Alias Mixed CaseWinlock
Box Count433
SFDU2428
MFDU23
State ANSI53
County ANSI041
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number549310
Unique ZIP Name
SSA State County Code50200
Medicare CBSA Code99950
Medicare CBSA NameRural Areas in WA
Medicare CBSA TypeMicro
Market Rating Area ID2
County Mixed CaseLewis

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