Get multiple home insurance quotes in 98601. Our licensed 98601, WA agents are ready to serve you.

Check Out 98601 Home Insurance Rates

Shopping for homeowners insurance is never fun but at GetHomeInsuranceQuotes.com we make the process much easier. We will provide you with multiple quotes and coverage options for your home in Amboy, WA.

We will gather some basic information about your home in Amboy, WA and will then get to work and gather quotes from up to 12 nationwide home insurers who will provide their most competitive prices for your policy needs.

Our service is always free and we have a team of Washington licensed home insurance professionals who can walk you through your policy options as well as answer any questions you may have about rates or coverage levels. In addition they will do a discount review to make sure you are getting all of the discounts that you are entitled to receive.

If you are ready to start researching homeowner insurance rates in 98601 simply click the "Get Multiple Quotes Now" button.

Research Home Insurance Quotes in 98601

We have pulled together a variety of data related to homeowners insurance in Washington. Simply click on one of the links below to learn about the average cost of homeowners insurance in Washington as well as local coverage options.

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Amboy, WA home insurance quotes in your local city and review the most competitive coverages and premiums.

98601 Homeowners Insurance Rates, Average Rating: very low!

Homeowners insurance policies in 98601 include both property and casualty coverage which protects your home from a variety of risks which include but are not limited to fire, theft, vandalism, and wind damage. A standard homeowner policy also includes liability protection, which can come in handy if someone is injured on your property.

Unfortunately, flood and earthquake damage is not covered by a standard homeowners insurance policy so if you are located in a flood plain or high risk area, you will need a separate flood policy.

Regardless of what type of homeowners insurance you need, we can help you find a great policy at an affordable price. Data shows that for a standard homeowner policy in Washington is roughly $707. In most cases, we can help you save up to 40 percent on your homeowner insurance costs.

Get started right now saving on your 98601 homeowners insurance policy!

98601 Home Insurance Average Premiums

Local 98601 homeowners insurance quotes comparison

$457 /yr.

Shows Zip Code: 98601 lowest rates with discounts applied on average.

For the 98601, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$457 /yr.
Average Coverage:$707 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1007 /yr.

What is the average home insurance cost for a home in 98601?

  • • The average homeowners insurance premium paid annually for a home in 98601 is around $707 per year.

What does it cost on average per month for home insurance in 98601?

  • • Homeowners in 98601 pay a monthly average cost per month around $59.00.

What kind of discount could I get if I combine my home and auto insurance together in 98601?

  • • Autoowners in 98601 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Amboy area, check out other zip codes nearby 98601.
Review average rates in another zip code:
98601 homeowners insurance rates

Home Replacement Cost Coverage in 98601

Average Building Cost Per Square Foot in 98601: $242

Location: Amboy, Washington (Clark County)

Average Square Footage in 98601: 1,571 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 98601 before you start any project. Amboy homeowners pay on average around $242 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 98601 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 98601 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,571 sq. ft. and the average cost to rebuild the home in this area is around $242 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Amboy area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2421,571$380,300
Additional Upgrades & Added Features$3031,571$475,375
Major Home Updates or Advancements$3631,571$570,450

It's important to understand that when you estimate your replacement cost of your home in the 98601 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 98601

Best Home & Auto Insurance Agencies in 98601

Housing Demographics for 98601

Population Review for 98601 Zip Code

For the city of Amboy, the population within 98601 has increased to over 2,844 residents in population size. The current population total is 3,312. We have broken down the population based on race below. In 98601, there are over 1634 in male population and 1678 females.

PopulationValues
Total Population3,312
White Population3037
Black Population6
Hispanic Population134
Asian Population25
Hawaiian Population14
Indian Population26
Other Population69
Male Population1634
Female Population1678
Population Estimate2844

Household Data for 98601

The average number of homes in 98601 is around 1,101, there are an average of 3.01 per household. The average house value according to local real estate values is around $380,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,101
Persons Per Household3.01
Average House Value$380,300
Income Per Household$96000
Median Age39.5
Median Age Male40.9
Median Age Female38.0
98601 DetailsValues
StateWA
State Full NameWashington
City TypeP
City Alias Abbreviation
Area Code360/564
CityAmboy
City Alias NameAMBOY
CountyClark
County FIPS011
State FIPS53
Time Zone8
Day Light SavingY
MSA6442
PMSA6440
CSA440
CBSA38900
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePortland-Vancouver-Hillsboro, OR-WA
MSA_NamePortland-Salem, OR-WA CMSA
PMSA_NamePortland-Vancouver, OR-WA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses72
Number Of Employees339
Business First Quarter Payroll3432
Business Annual Payroll16846
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2226009
CBSA Division Population0
Congressional District03
Congressional LandArea9114.01
Delivery Residential945
Delivery Business13
Delivery Total1508
Preferred Last Line KeyZ16441
Classification Code
Multi-CountyY
CSA NamePortland-Vancouver-Salem, OR-WA
CBSA_DIV_Name
City State KeyZ16441
Land Area31.074000
Water Area1.136000
City Alias Code
City Mixed CaseAmboy
City Alias Mixed CaseAmboy
Box Count508
SFDU624
MFDU6
State ANSI53
County ANSI011
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number540336
Unique ZIP Name
SSA State County Code50050
Medicare CBSA Code38900
Medicare CBSA NamePortland-Vancouver-Hillsboro, OR-WA
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseClark

Washington Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]