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Homeowners Insurance in 98602

Getting the most affordable home insurance rates in 98602 just got easier for Appleton, WA home insurance shoppers who want to shop online at GetHomeInsuranceQuotes.com. We provide up to 12 rates and coverage options available to you from the leading home insurance companies that have the most competitive premiums available in the great city of Appleton. Because our online quoting application is free, we are happy to server thousands of homeowners like you that want a quick way to review and compare affordable rates. Shop online with us by entering your zip code now. Or you can speak with an agent now at 1-855-976-2656 For Appleton, WA Home Insurance Quotes, Click to easily review rates!

Average Home Insurance Rates in 98602

When discussing Washington homeowners insurance rates, Appleton residents are finding new ways to save time and money by discovering lower rates when they shop online. Washington may not be the cheapest state in the country to purchase homeowners insurance, but it does rank lower than average at a nationwide rank of 43. Residents that live within the 98602 zipcode are currently paying $716 for home insurance coverage on average, where the majority of the United States home insurance premiums are around $1,249. These average home insurance rates reflect the cost of a standard home insurance policy which includes the coverage of your home, contents, loss of use, medical payments and homeowner liability coverage. It is very important to understand that a standard homeowners insurance policy in Appleton does not include flood insurance coverage. We will need to write a separate policy and our agents are available to help you review and compare what's the best fit for your home and family.

98602 Home Insurance Average Premiums

Local 98602 homeowners insurance quotes comparison

$466 /yr.

Shows Zip Code: 98602 lowest rates with discounts applied on average.

For the 98602, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$466 /yr.
Average Coverage:$716 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1016 /yr.

What is the average home insurance cost for a home in 98602?

  • • The average homeowners insurance premium paid annually for a home in 98602 is around $716 per year.

What does it cost on average per month for home insurance in 98602?

  • • Homeowners in 98602 pay a monthly average cost per month around $60.00.

What kind of discount could I get if I combine my home and auto insurance together in 98602?

  • • Autoowners in 98602 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Appleton area, check out other zip codes nearby 98602.
Review average rates in another zip code:
98602 homeowners insurance rates

Home Replacement Cost Coverage in 98602

Average Building Cost Per Square Foot in 98602: $242

Location: Appleton, Washington (Klickitat County)

Average Square Footage in 98602: 682 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 98602 before you start any project. Appleton homeowners pay on average around $242 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 98602 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 98602 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 682 sq. ft. and the average cost to rebuild the home in this area is around $242 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Appleton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$242682$165,000
Additional Upgrades & Added Features$303682$206,250
Major Home Updates or Advancements$363682$247,500

It's important to understand that when you estimate your replacement cost of your home in the 98602 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 98602

Best Home & Auto Insurance Agencies in 98602

Housing Demographics for 98602

Population Review for 98602 Zip Code

For the city of Appleton, the population within 98602 has increased to over 141 residents in population size. The current population total is 250. We have broken down the population based on race below. In 98602, there are over 125 in male population and 125 females.

PopulationValues
Total Population250
White Population212
Black Population0
Hispanic Population17
Asian Population0
Hawaiian Population1
Indian Population3
Other Population3
Male Population125
Female Population125
Population Estimate141

Household Data for 98602

The average number of homes in 98602 is around 122, there are an average of 2.05 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode122
Persons Per Household2.05
Average House Value$165,000
Income Per Household$0
Median Age54.7
Median Age Male58.5
Median Age Female54.6
98602 DetailsValues
StateWA
State Full NameWashington
City TypeP
City Alias Abbreviation
Area Code509
CityAppleton
City Alias NameAPPLETON
CountyKlickitat
County FIPS039
State FIPS53
Time Zone8
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses0
Number Of Employees0
Business First Quarter Payroll0
Business Annual Payroll0
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District04
Congressional LandArea19250.22
Delivery Residential69
Delivery Business0
Delivery Total472
Preferred Last Line KeyZ16450
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ16450
Land Area60.384000
Water Area0.000000
City Alias Code
City Mixed CaseAppleton
City Alias Mixed CaseAppleton
Box Count83
SFDU66
MFDU3
State ANSI53
County ANSI039
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number540392
Unique ZIP Name
SSA State County Code50190
Medicare CBSA Code99950
Medicare CBSA NameRural Areas in WA
Medicare CBSA TypeMicro
Market Rating Area ID3
County Mixed CaseKlickitat

Washington Homeowners Insurance News & Information

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    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

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  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]