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98617 Homeowners Insurance Quotes & Rates

Dallesport residents living within the 479 homes available in the zip code of 98617 are shopping online to compare cheaper and more affordable Dallesport, WA home insurance rates. In the great city of Dallesport, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Washington is around $679 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 98617 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 98617 home insurance rates today! Please give us a call now at 1-855-976-2656. For Dallesport, WA Homeowners Insurance Quotes, Click to easily get started!

98617 Home Insurance Average Premiums

Local 98617 homeowners insurance quotes comparison

$429 /yr.

Shows Zip Code: 98617 lowest rates with discounts applied on average.

For the 98617, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$429 /yr.
Average Coverage:$679 /yr.
2600 sq. ft. or higher
(all discounts applied)
$979 /yr.

What is the average home insurance cost for a home in 98617?

  • • The average homeowners insurance premium paid annually for a home in 98617 is around $679 per year.

What does it cost on average per month for home insurance in 98617?

  • • Homeowners in 98617 pay a monthly average cost per month around $57.00.

What kind of discount could I get if I combine my home and auto insurance together in 98617?

  • • Autoowners in 98617 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Dallesport area, check out other zip codes nearby 98617.
Review average rates in another zip code:
98617 homeowners insurance rates

Home Replacement Cost Coverage in 98617

Average Building Cost Per Square Foot in 98617: $242

Location: Dallesport, Washington (Klickitat County)

Average Square Footage in 98617: 1,131 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 98617 before you start any project. Dallesport homeowners pay on average around $242 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 98617 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 98617 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,131 sq. ft. and the average cost to rebuild the home in this area is around $242 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Dallesport area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2421,131$273,800
Additional Upgrades & Added Features$3031,131$342,250
Major Home Updates or Advancements$3631,131$410,700

It's important to understand that when you estimate your replacement cost of your home in the 98617 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 98617

Best Home & Auto Insurance Agencies in 98617

Housing Demographics for 98617

Population Review for 98617 Zip Code

For the city of Dallesport, the population within 98617 has increased to over 0 residents in population size. The current population total is 1,183. We have broken down the population based on race below. In 98617, there are over 608 in male population and 575 females.

PopulationValues
Total Population1,183
White Population972
Black Population0
Hispanic Population130
Asian Population13
Hawaiian Population2
Indian Population36
Other Population33
Male Population608
Female Population575
Population Estimate0

Household Data for 98617

The average number of homes in 98617 is around 479, there are an average of 2.47 per household. The average house value according to local real estate values is around $273,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode479
Persons Per Household2.47
Average House Value$273,800
Income Per Household$59315
Median Age48.7
Median Age Male45.8
Median Age Female51.4
98617 DetailsValues
StateWA
State Full NameWashington
City TypeZ
City Alias Abbreviation
Area Code509
CityDallesport
City Alias NameDALLESPORT
CountyKlickitat
County FIPS039
State FIPS53
Time Zone8
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses14
Number Of Employees146
Business First Quarter Payroll1763
Business Annual Payroll10733
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District03|04
Congressional LandArea9114.01|19250.22
Delivery Residential0
Delivery Business0
Delivery Total585
Preferred Last Line KeyZ16675
Classification CodeP
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ16675
Land Area17.247000
Water Area1.929000
City Alias Code
City Mixed CaseDallesport
City Alias Mixed CaseDallesport
Box Count540
SFDU0
MFDU0
State ANSI53
County ANSI039
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number542016
Unique ZIP Name
SSA State County Code50190
Medicare CBSA Code99950
Medicare CBSA NameRural Areas in WA
Medicare CBSA TypeMicro
Market Rating Area ID3
County Mixed CaseKlickitat

Washington Homeowners Insurance News & Information

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