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Compare 98619 Home Insurance Rates

Are you looking to easily compare home insurance prices online for your home in the 98619 area? The average homeowners premium in Washington for a standard homeowners policy is around $711/yr., paid annually through your mortgage provider if your home is not currently paid in full. A standard policy for your home is referred to as an HO-3 policy which is the most common homeowners policy. This type of policy covers all perils, but will exclude certain major perils like flood and earthquake damage. The exceptions are listed on your current policy so it is important to know what type of coverage you currently have so you can compare the best home insurance rates, companies and policy protection. In the 98619 zip code, the population size is around 465 with 202 currently occupied homeowners. Our online quoting process helps make it easy for you to shop and compare the best home insurance rates for your home in 98619.

Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes. Easily shop the best rates for Glenwood, WA Homeowners Insurance. Compare companies, quotes, coverages and more.

Avg. WA RateDiscountsSavingsShop Rates
$937up to 40% off$375

98619 Home Insurance Average Premiums

Local 98619 homeowners insurance quotes comparison

$461 /yr.

Shows Zip Code: 98619 lowest rates with discounts applied on average.

For the 98619, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$461 /yr.
Average Coverage:$711 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1011 /yr.

What is the average home insurance cost for a home in 98619?

  • • The average homeowners insurance premium paid annually for a home in 98619 is around $711 per year.

What does it cost on average per month for home insurance in 98619?

  • • Homeowners in 98619 pay a monthly average cost per month around $59.00.

What kind of discount could I get if I combine my home and auto insurance together in 98619?

  • • Autoowners in 98619 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Glenwood area, check out other zip codes nearby 98619.
Review average rates in another zip code:
98619 homeowners insurance rates

Home Replacement Cost Coverage in 98619

Average Building Cost Per Square Foot in 98619: $242

Location: Glenwood, Washington (Klickitat County)

Average Square Footage in 98619: 1,054 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 98619 before you start any project. Glenwood homeowners pay on average around $242 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 98619 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 98619 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,054 sq. ft. and the average cost to rebuild the home in this area is around $242 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Glenwood area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2421,054$255,000
Additional Upgrades & Added Features$3031,054$318,750
Major Home Updates or Advancements$3631,054$382,500

It's important to understand that when you estimate your replacement cost of your home in the 98619 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 98619

Best Home & Auto Insurance Agencies in 98619

Housing Demographics for 98619

Population Review for 98619 Zip Code

For the city of Glenwood, the population within 98619 has increased to over 303 residents in population size. The current population total is 465. We have broken down the population based on race below. In 98619, there are over 234 in male population and 231 females.

PopulationValues
Total Population465
White Population376
Black Population1
Hispanic Population35
Asian Population2
Hawaiian Population1
Indian Population46
Other Population2
Male Population234
Female Population231
Population Estimate303

Household Data for 98619

The average number of homes in 98619 is around 202, there are an average of 2.30 per household. The average house value according to local real estate values is around $255,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode202
Persons Per Household2.30
Average House Value$255,000
Income Per Household$57250
Median Age52.8
Median Age Male52.3
Median Age Female53.4
98619 DetailsValues
StateWA
State Full NameWashington
City TypeP
City Alias Abbreviation
Area Code509
CityGlenwood
City Alias NameGLENWOOD
CountyKlickitat
County FIPS039
State FIPS53
Time Zone8
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses16
Number Of Employees120
Business First Quarter Payroll2081
Business Annual Payroll9121
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District04
Congressional LandArea19250.22
Delivery Residential132
Delivery Business4
Delivery Total248
Preferred Last Line KeyZ16850
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ16850
Land Area154.160000
Water Area0.053000
City Alias Code
City Mixed CaseGlenwood
City Alias Mixed CaseGlenwood
Box Count90
SFDU130
MFDU1
State ANSI53
County ANSI039
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number543178
Unique ZIP Name
SSA State County Code50190
Medicare CBSA Code99950
Medicare CBSA NameRural Areas in WA
Medicare CBSA TypeMicro
Market Rating Area ID3
County Mixed CaseKlickitat

Washington Homeowners Insurance News & Information

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    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]