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Home Insurance Rates in 98650

For homeowners shopping online in 98650, our insurance rates are very competitive for homeowners living in Trout Lake, WA. Many homeowners based out of the great city of Trout Lake have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Washington licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 98650, simply click the "Get Multiple Quotes Now" button. Your 98650 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Trout Lake, WA Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

98650 Home Insurance Rating is: Very Low!

If you live in 98650, you can easily save up to 40% off the average home insurance premium of $710 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Trout Lake can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 98650 today!

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98650 Home Insurance Average Premiums

Local 98650 homeowners insurance quotes comparison

$460 /yr.

Shows Zip Code: 98650 lowest rates with discounts applied on average.

For the 98650, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$460 /yr.
Average Coverage:$710 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1010 /yr.

What is the average home insurance cost for a home in 98650?

  • • The average homeowners insurance premium paid annually for a home in 98650 is around $710 per year.

What does it cost on average per month for home insurance in 98650?

  • • Homeowners in 98650 pay a monthly average cost per month around $59.00.

What kind of discount could I get if I combine my home and auto insurance together in 98650?

  • • Autoowners in 98650 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Trout Lake area, check out other zip codes nearby 98650.
Review average rates in another zip code:
98650 homeowners insurance rates

Home Replacement Cost Coverage in 98650

Average Building Cost Per Square Foot in 98650: $242

Location: Trout Lake, Washington (Klickitat County)

Average Square Footage in 98650: 2,367 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 98650 before you start any project. Trout Lake homeowners pay on average around $242 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 98650 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 98650 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,367 sq. ft. and the average cost to rebuild the home in this area is around $242 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Trout Lake area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2422,367$572,800
Additional Upgrades & Added Features$3032,367$716,000
Major Home Updates or Advancements$3632,367$859,200

It's important to understand that when you estimate your replacement cost of your home in the 98650 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 98650

Best Home & Auto Insurance Agencies in 98650

Housing Demographics for 98650

Population Review for 98650 Zip Code

For the city of Trout Lake, the population within 98650 has increased to over 509 residents in population size. The current population total is 1,158. We have broken down the population based on race below. In 98650, there are over 586 in male population and 572 females.

PopulationValues
Total Population1,158
White Population967
Black Population3
Hispanic Population82
Asian Population11
Hawaiian Population2
Indian Population13
Other Population48
Male Population586
Female Population572
Population Estimate509

Household Data for 98650

The average number of homes in 98650 is around 453, there are an average of 2.56 per household. The average house value according to local real estate values is around $572,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode453
Persons Per Household2.56
Average House Value$572,800
Income Per Household$74141
Median Age44.9
Median Age Male45.6
Median Age Female44.4
98650 DetailsValues
StateWA
State Full NameWashington
City TypeP
City Alias Abbreviation
Area Code509
CityTrout Lake
City Alias NameTROUT LAKE
CountyKlickitat
County FIPS039
State FIPS53
Time Zone8
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses29
Number Of Employees147
Business First Quarter Payroll958
Business Annual Payroll4905
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District03|04
Congressional LandArea9114.01|19250.22
Delivery Residential199
Delivery Business13
Delivery Total627
Preferred Last Line KeyZ17636
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ17636
Land Area84.326000
Water Area0.042000
City Alias Code
City Mixed CaseTrout Lake
City Alias Mixed CaseTrout Lake
Box Count326
SFDU194
MFDU5
State ANSI53
County ANSI039
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number548596
Unique ZIP Name
SSA State County Code50190
Medicare CBSA Code99950
Medicare CBSA NameRural Areas in WA
Medicare CBSA TypeMicro
Market Rating Area ID3
County Mixed CaseKlickitat

Washington Homeowners Insurance News & Information

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