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Homeowners Insurance in 98670

Getting the most affordable home insurance rates in 98670 just got easier for Wahkiacus, WA home insurance shoppers who want to shop online at GetHomeInsuranceQuotes.com. We provide up to 12 rates and coverage options available to you from the leading home insurance companies that have the most competitive premiums available in the great city of Wahkiacus. Because our online quoting application is free, we are happy to server thousands of homeowners like you that want a quick way to review and compare affordable rates. Shop online with us by entering your zip code now. Or you can speak with an agent now at 1-855-976-2656 For Wahkiacus, WA Home Insurance Quotes, Click to easily review rates!

Average Home Insurance Rates in 98670

When discussing Washington homeowners insurance rates, Wahkiacus residents are finding new ways to save time and money by discovering lower rates when they shop online. Washington may not be the cheapest state in the country to purchase homeowners insurance, but it does rank lower than average at a nationwide rank of 43. Residents that live within the 98670 zipcode are currently paying $732 for home insurance coverage on average, where the majority of the United States home insurance premiums are around $1,249. These average home insurance rates reflect the cost of a standard home insurance policy which includes the coverage of your home, contents, loss of use, medical payments and homeowner liability coverage. It is very important to understand that a standard homeowners insurance policy in Wahkiacus does not include flood insurance coverage. We will need to write a separate policy and our agents are available to help you review and compare what's the best fit for your home and family.

98670 Home Insurance Average Premiums

Local 98670 homeowners insurance quotes comparison

$482 /yr.

Shows Zip Code: 98670 lowest rates with discounts applied on average.

For the 98670, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$482 /yr.
Average Coverage:$732 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1032 /yr.

What is the average home insurance cost for a home in 98670?

  • • The average homeowners insurance premium paid annually for a home in 98670 is around $732 per year.

What does it cost on average per month for home insurance in 98670?

  • • Homeowners in 98670 pay a monthly average cost per month around $61.00.

What kind of discount could I get if I combine my home and auto insurance together in 98670?

  • • Autoowners in 98670 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Wahkiacus area, check out other zip codes nearby 98670.
Review average rates in another zip code:
98670 homeowners insurance rates

Home Replacement Cost Coverage in 98670

Average Building Cost Per Square Foot in 98670: $242

Location: Wahkiacus, Washington (Klickitat County)

Average Square Footage in 98670: 1,085 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 98670 before you start any project. Wahkiacus homeowners pay on average around $242 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 98670 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 98670 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,085 sq. ft. and the average cost to rebuild the home in this area is around $242 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Wahkiacus area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2421,085$262,500
Additional Upgrades & Added Features$3031,085$328,125
Major Home Updates or Advancements$3631,085$393,750

It's important to understand that when you estimate your replacement cost of your home in the 98670 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 98670

Best Home & Auto Insurance Agencies in 98670

Housing Demographics for 98670

Population Review for 98670 Zip Code

For the city of Wahkiacus, the population within 98670 has increased to over 111 residents in population size. The current population total is 113. We have broken down the population based on race below. In 98670, there are over 75 in male population and 38 females.

PopulationValues
Total Population113
White Population95
Black Population0
Hispanic Population4
Asian Population0
Hawaiian Population0
Indian Population2
Other Population1
Male Population75
Female Population38
Population Estimate111

Household Data for 98670

The average number of homes in 98670 is around 51, there are an average of 2.22 per household. The average house value according to local real estate values is around $262,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode51
Persons Per Household2.22
Average House Value$262,500
Income Per Household$38542
Median Age42.4
Median Age Male49.3
Median Age Female27.5
98670 DetailsValues
StateWA
State Full NameWashington
City TypeN
City Alias Abbreviation
Area Code509
CityWahkiacus
City Alias NameWAHKIACUS
CountyKlickitat
County FIPS039
State FIPS53
Time Zone8
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses0
Number Of Employees0
Business First Quarter Payroll0
Business Annual Payroll0
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District04
Congressional LandArea19250.22
Delivery Residential50
Delivery Business5
Delivery Total55
Preferred Last Line KeyZ17682
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ17682
Land Area23.946000
Water Area0.000000
City Alias Code
City Mixed CaseWahkiacus
City Alias Mixed CaseWahkiacus
Box Count0
SFDU50
MFDU0
State ANSI53
County ANSI039
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number544200
Unique ZIP Name
SSA State County Code50190
Medicare CBSA Code99950
Medicare CBSA NameRural Areas in WA
Medicare CBSA TypeMicro
Market Rating Area ID3
County Mixed CaseKlickitat

Washington Homeowners Insurance News & Information

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  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]