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Compare 98815 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Cashmere just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 2,737 neighbors looking to save on their home insurance policy in the local 98815 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 98815. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Washington rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Cashmere, WA home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Cashmere, WA

98815 Home Insurance Average Premiums

Local 98815 homeowners insurance quotes comparison

$466 /yr.

Shows Zip Code: 98815 lowest rates with discounts applied on average.

For the 98815, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$466 /yr.
Average Coverage:$716 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1016 /yr.

What is the average home insurance cost for a home in 98815?

  • • The average homeowners insurance premium paid annually for a home in 98815 is around $716 per year.

What does it cost on average per month for home insurance in 98815?

  • • Homeowners in 98815 pay a monthly average cost per month around $60.00.

What kind of discount could I get if I combine my home and auto insurance together in 98815?

  • • Autoowners in 98815 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Cashmere area, check out other zip codes nearby 98815.
Review average rates in another zip code:
98815 homeowners insurance rates

Home Replacement Cost Coverage in 98815

Average Building Cost Per Square Foot in 98815: $242

Location: Cashmere, Washington (Chelan County)

Average Square Footage in 98815: 1,592 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 98815 before you start any project. Cashmere homeowners pay on average around $242 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 98815 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 98815 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,592 sq. ft. and the average cost to rebuild the home in this area is around $242 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Cashmere area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2421,592$385,200
Additional Upgrades & Added Features$3031,592$481,500
Major Home Updates or Advancements$3631,592$577,800

It's important to understand that when you estimate your replacement cost of your home in the 98815 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 98815

Best Home & Auto Insurance Agencies in 98815

Cheadle- Bruce G

Address: 301 Aplets Way Cashmere, WA 98815
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 98815

Population Review for 98815 Zip Code

For the city of Cashmere, the population within 98815 has increased to over 7,519 residents in population size. The current population total is 7,804. We have broken down the population based on race below. In 98815, there are over 3815 in male population and 3989 females.

PopulationValues
Total Population7,804
White Population5512
Black Population20
Hispanic Population2168
Asian Population67
Hawaiian Population16
Indian Population58
Other Population1301
Male Population3815
Female Population3989
Population Estimate7519

Household Data for 98815

The average number of homes in 98815 is around 2,737, there are an average of 2.79 per household. The average house value according to local real estate values is around $385,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,737
Persons Per Household2.79
Average House Value$385,200
Income Per Household$63137
Median Age40.0
Median Age Male38.9
Median Age Female40.9
98815 DetailsValues
StateWA
State Full NameWashington
City TypeP
City Alias Abbreviation
Area Code509
CityCashmere
City Alias NameCASHMERE
CountyChelan
County FIPS007
State FIPS53
Time Zone8
Day Light SavingY
MSA
PMSA
CSA
CBSA48300
CBSA_DIV
CBSA_TypeMetro
CBSA_NameWenatchee-East Wenatchee, WA
MSA_Name
PMSA_Name
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses200
Number Of Employees2033
Business First Quarter Payroll17474
Business Annual Payroll81710
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population110884
CBSA Division Population0
Congressional District08
Congressional LandArea7359.7
Delivery Residential2695
Delivery Business167
Delivery Total3326
Preferred Last Line KeyZ16574
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ16574
Land Area97.032000
Water Area0.317000
City Alias Code
City Mixed CaseCashmere
City Alias Mixed CaseCashmere
Box Count364
SFDU2337
MFDU101
State ANSI53
County ANSI007
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationC
Finance Number541218
Unique ZIP Name
SSA State County Code50030
Medicare CBSA Code48300
Medicare CBSA NameWenatchee, WA
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseChelan

Washington Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]