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98817, WA Home Insurance

In the zip code of 98817, the population size is around 366, which consists of 105 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Chelan Falls, WA. A few years ago, a study was done and found that the average home insurance rates for Washington are around $716 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 98817 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Chelan Falls. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-855-976-2656 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Chelan Falls, WA Homeowners Insurance Online Rates Today!

98817 Home Insurance Average Premiums

Local 98817 homeowners insurance quotes comparison

$466 /yr.

Shows Zip Code: 98817 lowest rates with discounts applied on average.

For the 98817, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$466 /yr.
Average Coverage:$716 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1016 /yr.

What is the average home insurance cost for a home in 98817?

  • • The average homeowners insurance premium paid annually for a home in 98817 is around $716 per year.

What does it cost on average per month for home insurance in 98817?

  • • Homeowners in 98817 pay a monthly average cost per month around $60.00.

What kind of discount could I get if I combine my home and auto insurance together in 98817?

  • • Autoowners in 98817 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Chelan Falls area, check out other zip codes nearby 98817.
Review average rates in another zip code:
98817 homeowners insurance rates

Home Replacement Cost Coverage in 98817

Average Building Cost Per Square Foot in 98817: $242

Location: Chelan Falls, Washington (Chelan County)

Average Square Footage in 98817: 682 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 98817 before you start any project. Chelan Falls homeowners pay on average around $242 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 98817 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 98817 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 682 sq. ft. and the average cost to rebuild the home in this area is around $242 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Chelan Falls area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$242682$165,000
Additional Upgrades & Added Features$303682$206,250
Major Home Updates or Advancements$363682$247,500

It's important to understand that when you estimate your replacement cost of your home in the 98817 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 98817

Best Home & Auto Insurance Agencies in 98817

Housing Demographics for 98817

Population Review for 98817 Zip Code

For the city of Chelan Falls, the population within 98817 has increased to over 0 residents in population size. The current population total is 366. We have broken down the population based on race below. In 98817, there are over 212 in male population and 154 females.

PopulationValues
Total Population366
White Population149
Black Population0
Hispanic Population226
Asian Population6
Hawaiian Population0
Indian Population1
Other Population176
Male Population212
Female Population154
Population Estimate0

Household Data for 98817

The average number of homes in 98817 is around 105, there are an average of 3.13 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode105
Persons Per Household3.13
Average House Value$165,000
Income Per Household$0
Median Age34.8
Median Age Male29.9
Median Age Female41.0
98817 DetailsValues
StateWA
State Full NameWashington
City TypeZ
City Alias Abbreviation
Area Code509
CityChelan Falls
City Alias NameCHELAN FALLS
CountyChelan
County FIPS007
State FIPS53
Time Zone8
Day Light SavingY
MSA
PMSA
CSA
CBSA48300
CBSA_DIV
CBSA_TypeMetro
CBSA_NameWenatchee-East Wenatchee, WA
MSA_Name
PMSA_Name
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses3
Number Of Employees9
Business First Quarter Payroll32
Business Annual Payroll66
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population110884
CBSA Division Population0
Congressional District08
Congressional LandArea7359.7
Delivery Residential0
Delivery Business0
Delivery Total837
Preferred Last Line KeyZ16592
Classification CodeP
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ16592
Land Area0.925000
Water Area0.323000
City Alias Code
City Mixed CaseChelan Falls
City Alias Mixed CaseChelan Falls
Box Count158
SFDU0
MFDU0
State ANSI53
County ANSI007
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number541358
Unique ZIP Name
SSA State County Code50030
Medicare CBSA Code48300
Medicare CBSA NameWenatchee, WA
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseChelan

Washington Homeowners Insurance News & Information

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