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Homeowners Insurance in 98832

Getting the most affordable home insurance rates in 98832 just got easier for Marlin, WA home insurance shoppers who want to shop online at GetHomeInsuranceQuotes.com. We provide up to 12 rates and coverage options available to you from the leading home insurance companies that have the most competitive premiums available in the great city of Marlin. Because our online quoting application is free, we are happy to server thousands of homeowners like you that want a quick way to review and compare affordable rates. Shop online with us by entering your zip code now. Or you can speak with an agent now at 1-855-976-2656 For Marlin, WA Home Insurance Quotes, Click to easily review rates!

Average Home Insurance Rates in 98832

When discussing Washington homeowners insurance rates, Marlin residents are finding new ways to save time and money by discovering lower rates when they shop online. Washington may not be the cheapest state in the country to purchase homeowners insurance, but it does rank lower than average at a nationwide rank of 43. Residents that live within the 98832 zipcode are currently paying $680 for home insurance coverage on average, where the majority of the United States home insurance premiums are around $1,249. These average home insurance rates reflect the cost of a standard home insurance policy which includes the coverage of your home, contents, loss of use, medical payments and homeowner liability coverage. It is very important to understand that a standard homeowners insurance policy in Marlin does not include flood insurance coverage. We will need to write a separate policy and our agents are available to help you review and compare what's the best fit for your home and family.

98832 Home Insurance Average Premiums

Local 98832 homeowners insurance quotes comparison

$430 /yr.

Shows Zip Code: 98832 lowest rates with discounts applied on average.

For the 98832, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$430 /yr.
Average Coverage:$680 /yr.
2600 sq. ft. or higher
(all discounts applied)
$980 /yr.

What is the average home insurance cost for a home in 98832?

  • • The average homeowners insurance premium paid annually for a home in 98832 is around $680 per year.

What does it cost on average per month for home insurance in 98832?

  • • Homeowners in 98832 pay a monthly average cost per month around $57.00.

What kind of discount could I get if I combine my home and auto insurance together in 98832?

  • • Autoowners in 98832 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Marlin area, check out other zip codes nearby 98832.
Review average rates in another zip code:
98832 homeowners insurance rates

Home Replacement Cost Coverage in 98832

Average Building Cost Per Square Foot in 98832: $242

Location: Marlin, Washington (Grant County)

Average Square Footage in 98832: 648 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 98832 before you start any project. Marlin homeowners pay on average around $242 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 98832 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 98832 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 648 sq. ft. and the average cost to rebuild the home in this area is around $242 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Marlin area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$242648$156,800
Additional Upgrades & Added Features$303648$196,000
Major Home Updates or Advancements$363648$235,200

It's important to understand that when you estimate your replacement cost of your home in the 98832 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 98832

Best Home & Auto Insurance Agencies in 98832

Housing Demographics for 98832

Population Review for 98832 Zip Code

For the city of Marlin, the population within 98832 has increased to over 223 residents in population size. The current population total is 349. We have broken down the population based on race below. In 98832, there are over 171 in male population and 178 females.

PopulationValues
Total Population349
White Population309
Black Population2
Hispanic Population35
Asian Population2
Hawaiian Population1
Indian Population3
Other Population14
Male Population171
Female Population178
Population Estimate223

Household Data for 98832

The average number of homes in 98832 is around 89, there are an average of 3.92 per household. The average house value according to local real estate values is around $156,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode89
Persons Per Household3.92
Average House Value$156,800
Income Per Household$58542
Median Age33.6
Median Age Male33.2
Median Age Female34.3
98832 DetailsValues
StateWA
State Full NameWashington
City TypeP
City Alias Abbreviation
Area Code509
CityMarlin
City Alias NameMARLIN
CountyGrant
County FIPS025
State FIPS53
Time Zone8
Day Light SavingY
MSA
PMSA
CSA393
CBSA34180
CBSA_DIV
CBSA_TypeMicro
CBSA_NameMoses Lake, WA
MSA_Name
PMSA_Name
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses3
Number Of Employees8
Business First Quarter Payroll72
Business Annual Payroll296
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population89120
CBSA Division Population0
Congressional District04|05
Congressional LandArea19250.22|15473.13
Delivery Residential57
Delivery Business0
Delivery Total504
Preferred Last Line KeyZ17098
Classification Code
Multi-CountyY
CSA NameMoses Lake-Othello, WA
CBSA_DIV_Name
City State KeyZ17098
Land Area195.657000
Water Area0.159000
City Alias Code
City Mixed CaseMarlin
City Alias Mixed CaseMarlin
Box Count41
SFDU57
MFDU0
State ANSI53
County ANSI025
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number545138
Unique ZIP Name
SSA State County Code50120
Medicare CBSA Code99950
Medicare CBSA NameRural Areas in WA
Medicare CBSA TypeMicro
Market Rating Area ID7
County Mixed CaseGrant

Washington Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]