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Homeowners Insurance in 98832
Getting the most affordable home insurance rates in 98832 just got easier for Marlin, WA home insurance shoppers who want to shop online at GetHomeInsuranceQuotes.com. We provide up to 12 rates and coverage options available to you from the leading home insurance companies that have the most competitive premiums available in the great city of Marlin. Because our online quoting application is free, we are happy to server thousands of homeowners like you that want a quick way to review and compare affordable rates. Shop online with us by entering your zip code now. Or you can speak with an agent now at 1-855-976-2656 For Marlin, WA Home Insurance Quotes, Click to easily review rates!
Average Home Insurance Rates in 98832
When discussing Washington homeowners insurance rates, Marlin residents are finding new ways to save time and money by discovering lower rates when they shop online. Washington may not be the cheapest state in the country to purchase homeowners insurance, but it does rank lower than average at a nationwide rank of 43. Residents that live within the 98832 zipcode are currently paying $680 for home insurance coverage on average, where the majority of the United States home insurance premiums are around $1,249. These average home insurance rates reflect the cost of a standard home insurance policy which includes the coverage of your home, contents, loss of use, medical payments and homeowner liability coverage. It is very important to understand that a standard homeowners insurance policy in Marlin does not include flood insurance coverage. We will need to write a separate policy and our agents are available to help you review and compare what's the best fit for your home and family.
98832 Home Insurance Average Premiums
$430 /yr.
Shows Zip Code: 98832 lowest rates with discounts applied on average.
For the 98832, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
| Coverage Amount: | Annual Premium |
|---|---|
| 1800 sq. ft. or below (discounts applied) | $430 /yr. |
| Average Coverage: | $680 /yr. |
| 2600 sq. ft. or higher (all discounts applied) | $980 /yr. |
What is the average home insurance cost for a home in 98832?
- • The average homeowners insurance premium paid annually for a home in 98832 is around $680 per year.
What does it cost on average per month for home insurance in 98832?
- • Homeowners in 98832 pay a monthly average cost per month around $57.00.
What kind of discount could I get if I combine my home and auto insurance together in 98832?
- • Autoowners in 98832 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Marlin area, check out other zip codes nearby 98832.
Review average rates in another zip code:
98832 homeowners insurance rates
Home Replacement Cost Coverage in 98832
Average Building Cost Per Square Foot in 98832: $242
Location: Marlin, Washington (Grant County)Average Square Footage in 98832: 648 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 98832 before you start any project. Marlin homeowners pay on average around $242 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 98832 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 98832 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 648 sq. ft. and the average cost to rebuild the home in this area is around $242 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Marlin area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
| Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
|---|---|---|---|
| Basic Home Features | $242 | 648 | $156,800 |
| Additional Upgrades & Added Features | $303 | 648 | $196,000 |
| Major Home Updates or Advancements | $363 | 648 | $235,200 |
It's important to understand that when you estimate your replacement cost of your home in the 98832 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 98832
Best Home & Auto Insurance Agencies in 98832
Housing Demographics for 98832
Population Review for 98832 Zip Code
For the city of Marlin, the population within 98832 has increased to over 223 residents in population size. The current population total is 349. We have broken down the population based on race below. In 98832, there are over 171 in male population and 178 females.
| Population | Values |
|---|---|
| Total Population | 349 |
| White Population | 309 |
| Black Population | 2 |
| Hispanic Population | 35 |
| Asian Population | 2 |
| Hawaiian Population | 1 |
| Indian Population | 3 |
| Other Population | 14 |
| Male Population | 171 |
| Female Population | 178 |
| Population Estimate | 223 |
Household Data for 98832
The average number of homes in 98832 is around 89, there are an average of 3.92 per household. The average house value according to local real estate values is around $156,800. Please review the following demographics below for average income and media age.
| Housing / Income Data | Values |
|---|---|
| Households Per Zipcode | 89 |
| Persons Per Household | 3.92 |
| Average House Value | $156,800 |
| Income Per Household | $58542 |
| Median Age | 33.6 |
| Median Age Male | 33.2 |
| Median Age Female | 34.3 |
| 98832 Details | Values |
|---|---|
| State | WA |
| State Full Name | Washington |
| City Type | P |
| City Alias Abbreviation | |
| Area Code | 509 |
| City | Marlin |
| City Alias Name | MARLIN |
| County | Grant |
| County FIPS | 025 |
| State FIPS | 53 |
| Time Zone | 8 |
| Day Light Saving | Y |
| MSA | |
| PMSA | |
| CSA | 393 |
| CBSA | 34180 |
| CBSA_DIV | |
| CBSA_Type | Micro |
| CBSA_Name | Moses Lake, WA |
| MSA_Name | |
| PMSA_Name | |
| Region | West |
| Division | Pacific |
| MailingName | Y |
| Economic & Growth Review | Values |
|---|---|
| Number Of Businesses | 3 |
| Number Of Employees | 8 |
| Business First Quarter Payroll | 72 |
| Business Annual Payroll | 296 |
| Business Employment Flag | |
| Growth Rank | 0 |
| Growth Housing Units 2003 | |
| Growth Housing Units 2004 | |
| Growth Increase Number | 0 |
| Growth Increase Percentage | 0.0 |
| Metropolitan Details | Values |
|---|---|
| CBSA Population | 89120 |
| CBSA Division Population | 0 |
| Congressional District | 04|05 |
| Congressional LandArea | 19250.22|15473.13 |
| Delivery Residential | 57 |
| Delivery Business | 0 |
| Delivery Total | 504 |
| Preferred Last Line Key | Z17098 |
| Classification Code | |
| Multi-County | Y |
| CSA Name | Moses Lake-Othello, WA |
| CBSA_DIV_Name | |
| City State Key | Z17098 |
| Land Area | 195.657000 |
| Water Area | 0.159000 |
| City Alias Code | |
| City Mixed Case | Marlin |
| City Alias Mixed Case | Marlin |
| Box Count | 41 |
| SFDU | 57 |
| MFDU | 0 |
| State ANSI | 53 |
| County ANSI | 025 |
| ZIP Intro | |
| Alias Intro | |
| Facility Code | P |
| City Delivery Indicator | N |
| Carrier Route Rate Sortation | C |
| Finance Number | 545138 |
| Unique ZIP Name | |
| SSA State County Code | 50120 |
| Medicare CBSA Code | 99950 |
| Medicare CBSA Name | Rural Areas in WA |
| Medicare CBSA Type | Micro |
| Market Rating Area ID | 7 |
| County Mixed Case | Grant |
Washington Homeowners Insurance News & Information
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According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]
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Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm. Understanding the different coverages that are available to homeowners is key to making sure you […]