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Searching for Homeowners Insurance in 98908

If you are a homeowners that lives in 98908 you may be searching for more affordable homeowners insurance in Yakima. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Yakima, WA. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Washington licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 98908 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Yakima, WA home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 98908 Home Insurance Costs: very low!

In Yakima, homeowners are paying roughly $716 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 98908 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Yakima are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 98908 policy right now!

98908 Home Insurance Average Premiums

Local 98908 homeowners insurance quotes comparison

$466 /yr.

Shows Zip Code: 98908 lowest rates with discounts applied on average.

For the 98908, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$466 /yr.
Average Coverage:$716 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1016 /yr.

What is the average home insurance cost for a home in 98908?

  • • The average homeowners insurance premium paid annually for a home in 98908 is around $716 per year.

What does it cost on average per month for home insurance in 98908?

  • • Homeowners in 98908 pay a monthly average cost per month around $60.00.

What kind of discount could I get if I combine my home and auto insurance together in 98908?

  • • Autoowners in 98908 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Yakima area, check out other zip codes nearby 98908.
Review average rates in another zip code:
98903 homeowners insurance rates
98902 homeowners insurance rates
98908 homeowners insurance rates
98901 homeowners insurance rates

Home Replacement Cost Coverage in 98908

Average Building Cost Per Square Foot in 98908: $242

Location: Yakima, Washington (Yakima County)

Average Square Footage in 98908: 1,194 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 98908 before you start any project. Yakima homeowners pay on average around $242 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 98908 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 98908 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,194 sq. ft. and the average cost to rebuild the home in this area is around $242 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Yakima area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2421,194$288,900
Additional Upgrades & Added Features$3031,194$361,125
Major Home Updates or Advancements$3631,194$433,350

It's important to understand that when you estimate your replacement cost of your home in the 98908 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 98908

Conover Insurance Inc

Address: 4004 Summitview Ave Yakima, WA 98908
Phone: (509)965-2090
Website: www.conoverinsurance.com

Allstate Insurance - Terri Couette

Address: 7200 W. Nobhill Blvd. Suite #2 Yakima, WA 98908
Phone: (509)972-8068
Website:

Best Home & Auto Insurance Agencies in 98908

Terri Couette - Allstate Agent

Address: 7200 W Nob Hill Blvd Yakima, WA 98908
Phone:
Website: http://www.allstateagencies.com/TerriCouette/Welcome/
Info:

WAYNE LEAVITT-FARMERS INSURANCE

Address: 120 N 50th Ave Yakima, WA 98908
Phone:
Website: http://www.national.citysearch.com/profile/external/10922255/yakima_wa/wayne_leavitt_farmers_insurance.html
Info:

Jewell Insurance Agency

Address: 140 S 72nd Ave, #140 Yakima, WA 98908
Phone:
Website: http://www.dexknows.com/rd?dku=http://www.dexknows.com/business_profiles/jewell_insurance_agency-b2024080&mkt=63801
Info:

Meloney Rosen-Farmers Insurance

Address: 11 Pence Rd, Ste B Yakima, WA 98908
Phone:
Website:
Info:

MCKINNEY INSURANCE AGENCY

Address: 414 S 46th Ave Yakima, WA 98908
Phone:
Website: http://www.national.citysearch.com/profile/654385480/yakima_wa/mckinney_insurance_agency.html
Info:

Housing Demographics for 98908

Population Review for 98908 Zip Code

For the city of Yakima, the population within 98908 has increased to over 40,796 residents in population size. The current population total is 38,205. We have broken down the population based on race below. In 98908, there are over 18468 in male population and 19737 females.

PopulationValues
Total Population38,205
White Population27747
Black Population393
Hispanic Population8924
Asian Population771
Hawaiian Population56
Indian Population503
Other Population4297
Male Population18468
Female Population19737
Population Estimate40796

Household Data for 98908

The average number of homes in 98908 is around 15,064, there are an average of 2.52 per household. The average house value according to local real estate values is around $288,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode15,064
Persons Per Household2.52
Average House Value$288,900
Income Per Household$71908
Median Age41.9
Median Age Male40.3
Median Age Female43.4
98908 DetailsValues
StateWA
State Full NameWashington
City TypeP
City Alias Abbreviation
Area Code509
CityYakima
City Alias NameYAKIMA
CountyYakima
County FIPS077
State FIPS53
Time Zone8
Day Light SavingY
MSA9260
PMSA
CSA
CBSA49420
CBSA_DIV
CBSA_TypeMetro
CBSA_NameYakima, WA
MSA_NameYakima, WA MSA
PMSA_Name
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses667
Number Of Employees7215
Business First Quarter Payroll70124
Business Annual Payroll303900
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population243231
CBSA Division Population0
Congressional District04
Congressional LandArea19250.22
Delivery Residential16189
Delivery Business535
Delivery Total16839
Preferred Last Line KeyZ17764
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ17764
Land Area105.683000
Water Area0.245000
City Alias Code
City Mixed CaseYakima
City Alias Mixed CaseYakima
Box Count0
SFDU9762
MFDU944
State ANSI53
County ANSI077
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number549436
Unique ZIP Name
SSA State County Code50380
Medicare CBSA Code49420
Medicare CBSA NameYakima, WA
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseYakima

Washington Homeowners Insurance News & Information

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    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]