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98930 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 98930 zip code it's important to know that our rates are very competitive for homeowners living in Grandview, WA. Many homeowners based out of your 98930 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Washington licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 98930 should appear in the zip code field ready to go. For Grandview, WA Homeowners Insurance Quotes nearby, we offer the best rates and service.

98930: Average Home Insurance Rates

For homeowners living in the great city of Grandview, the average homeowners policy is considered very low in comparison to other states. Washington premiums are estimated to be around $686 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

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98930 Home Insurance Average Premiums

Local 98930 homeowners insurance quotes comparison

$436 /yr.

Shows Zip Code: 98930 lowest rates with discounts applied on average.

For the 98930, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$436 /yr.
Average Coverage:$686 /yr.
2600 sq. ft. or higher
(all discounts applied)
$986 /yr.

What is the average home insurance cost for a home in 98930?

  • • The average homeowners insurance premium paid annually for a home in 98930 is around $686 per year.

What does it cost on average per month for home insurance in 98930?

  • • Homeowners in 98930 pay a monthly average cost per month around $57.00.

What kind of discount could I get if I combine my home and auto insurance together in 98930?

  • • Autoowners in 98930 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Grandview area, check out other zip codes nearby 98930.
Review average rates in another zip code:
98930 homeowners insurance rates

Home Replacement Cost Coverage in 98930

Average Building Cost Per Square Foot in 98930: $242

Location: Grandview, Washington (Yakima County)

Average Square Footage in 98930: 762 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 98930 before you start any project. Grandview homeowners pay on average around $242 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 98930 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 98930 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 762 sq. ft. and the average cost to rebuild the home in this area is around $242 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Grandview area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$242762$184,400
Additional Upgrades & Added Features$303762$230,500
Major Home Updates or Advancements$363762$276,600

It's important to understand that when you estimate your replacement cost of your home in the 98930 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 98930

Best Home & Auto Insurance Agencies in 98930

Central Washington Realty & Insurance Inc - Insurance

Address: 220 Division St Grandview, WA 98930
Phone:
Website:
Info:

Allstate Insurance Companies

Address: 2026 West Pullman Road Grandview, WA 98930
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
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Housing Demographics for 98930

Population Review for 98930 Zip Code

For the city of Grandview, the population within 98930 has increased to over 15,561 residents in population size. The current population total is 15,339. We have broken down the population based on race below. In 98930, there are over 7662 in male population and 7677 females.

PopulationValues
Total Population15,339
White Population4670
Black Population43
Hispanic Population11982
Asian Population85
Hawaiian Population5
Indian Population221
Other Population7447
Male Population7662
Female Population7677
Population Estimate15561

Household Data for 98930

The average number of homes in 98930 is around 4,473, there are an average of 3.40 per household. The average house value according to local real estate values is around $184,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,473
Persons Per Household3.40
Average House Value$184,400
Income Per Household$58640
Median Age30.0
Median Age Male29.0
Median Age Female30.9
98930 DetailsValues
StateWA
State Full NameWashington
City TypeP
City Alias Abbreviation
Area Code509
CityGrandview
City Alias NameGRANDVIEW
CountyYakima
County FIPS077
State FIPS53
Time Zone8
Day Light SavingY
MSA9260
PMSA
CSA
CBSA49420
CBSA_DIV
CBSA_TypeMetro
CBSA_NameYakima, WA
MSA_NameYakima, WA MSA
PMSA_Name
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses193
Number Of Employees2807
Business First Quarter Payroll29895
Business Annual Payroll137172
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population243231
CBSA Division Population0
Congressional District04
Congressional LandArea19250.22
Delivery Residential4577
Delivery Business188
Delivery Total9950
Preferred Last Line KeyZ16860
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyZ16860
Land Area44.859000
Water Area0.215000
City Alias Code
City Mixed CaseGrandview
City Alias Mixed CaseGrandview
Box Count502
SFDU3514
MFDU310
State ANSI53
County ANSI077
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number543318
Unique ZIP Name
SSA State County Code50380
Medicare CBSA Code49420
Medicare CBSA NameYakima, WA
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseYakima

Washington Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]