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98944 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 98944? There are over 6,400 occupied homes in the 98944 area. With a population size of 22,412, it's not uncommon for residence of Sunnyside, WA to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Washington is around $707 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 98944 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Sunnyside, WA Home Insurance Rate Quotes

98944 Home Insurance Average Premiums

Local 98944 homeowners insurance quotes comparison

$457 /yr.

Shows Zip Code: 98944 lowest rates with discounts applied on average.

For the 98944, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$457 /yr.
Average Coverage:$707 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1007 /yr.

What is the average home insurance cost for a home in 98944?

  • • The average homeowners insurance premium paid annually for a home in 98944 is around $707 per year.

What does it cost on average per month for home insurance in 98944?

  • • Homeowners in 98944 pay a monthly average cost per month around $59.00.

What kind of discount could I get if I combine my home and auto insurance together in 98944?

  • • Autoowners in 98944 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Sunnyside area, check out other zip codes nearby 98944.
Review average rates in another zip code:
98944 homeowners insurance rates

Home Replacement Cost Coverage in 98944

Average Building Cost Per Square Foot in 98944: $242

Location: Sunnyside, Washington (Yakima County)

Average Square Footage in 98944: 673 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 98944 before you start any project. Sunnyside homeowners pay on average around $242 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 98944 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 98944 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 673 sq. ft. and the average cost to rebuild the home in this area is around $242 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Sunnyside area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$242673$162,900
Additional Upgrades & Added Features$303673$203,625
Major Home Updates or Advancements$363673$244,350

It's important to understand that when you estimate your replacement cost of your home in the 98944 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 98944

Best Home & Auto Insurance Agencies in 98944

Allstate Insurance Company

Address: 503 Yakima Valley Hwy Sunnyside, WA 98944
Phone:
Website:
Info:

Housing Demographics for 98944

Population Review for 98944 Zip Code

For the city of Sunnyside, the population within 98944 has increased to over 22,783 residents in population size. The current population total is 22,412. We have broken down the population based on race below. In 98944, there are over 11156 in male population and 11256 females.

PopulationValues
Total Population22,412
White Population6327
Black Population50
Hispanic Population18314
Asian Population112
Hawaiian Population23
Indian Population630
Other Population10538
Male Population11156
Female Population11256
Population Estimate22783

Household Data for 98944

The average number of homes in 98944 is around 6,400, there are an average of 3.48 per household. The average house value according to local real estate values is around $162,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,400
Persons Per Household3.48
Average House Value$162,900
Income Per Household$50859
Median Age29.0
Median Age Male28.3
Median Age Female29.7
98944 DetailsValues
StateWA
State Full NameWashington
City TypeP
City Alias Abbreviation
Area Code509
CitySunnyside
City Alias NameSUNNYSIDE
CountyYakima
County FIPS077
State FIPS53
Time Zone8
Day Light SavingY
MSA9260
PMSA
CSA
CBSA49420
CBSA_DIV
CBSA_TypeMetro
CBSA_NameYakima, WA
MSA_NameYakima, WA MSA
PMSA_Name
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses447
Number Of Employees5902
Business First Quarter Payroll64684
Business Annual Payroll283230
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population243231
CBSA Division Population0
Congressional District04
Congressional LandArea19250.22
Delivery Residential6547
Delivery Business541
Delivery Total7808
Preferred Last Line KeyZ17590
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ17590
Land Area544.637000
Water Area10.627000
City Alias Code
City Mixed CaseSunnyside
City Alias Mixed CaseSunnyside
Box Count614
SFDU4678
MFDU302
State ANSI53
County ANSI077
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number548260
Unique ZIP Name
SSA State County Code50380
Medicare CBSA Code49420
Medicare CBSA NameYakima, WA
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseYakima

Washington Homeowners Insurance News & Information

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