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Searching for Homeowners Insurance in 99006

If you are a homeowners that lives in 99006 you may be searching for more affordable homeowners insurance in Deer Park. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Deer Park, WA. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Washington licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 99006 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Deer Park, WA home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 99006 Home Insurance Costs: very low!

In Deer Park, homeowners are paying roughly $690 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 99006 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Deer Park are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 99006 policy right now!

99006 Home Insurance Average Premiums

Local 99006 homeowners insurance quotes comparison

$440 /yr.

Shows Zip Code: 99006 lowest rates with discounts applied on average.

For the 99006, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$440 /yr.
Average Coverage:$690 /yr.
2600 sq. ft. or higher
(all discounts applied)
$990 /yr.

What is the average home insurance cost for a home in 99006?

  • • The average homeowners insurance premium paid annually for a home in 99006 is around $690 per year.

What does it cost on average per month for home insurance in 99006?

  • • Homeowners in 99006 pay a monthly average cost per month around $58.00.

What kind of discount could I get if I combine my home and auto insurance together in 99006?

  • • Autoowners in 99006 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Deer Park area, check out other zip codes nearby 99006.
Review average rates in another zip code:
99006 homeowners insurance rates

Home Replacement Cost Coverage in 99006

Average Building Cost Per Square Foot in 99006: $242

Location: Deer Park, Washington (Spokane County)

Average Square Footage in 99006: 1,149 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 99006 before you start any project. Deer Park homeowners pay on average around $242 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 99006 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 99006 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,149 sq. ft. and the average cost to rebuild the home in this area is around $242 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Deer Park area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2421,149$278,100
Additional Upgrades & Added Features$3031,149$347,625
Major Home Updates or Advancements$3631,149$417,150

It's important to understand that when you estimate your replacement cost of your home in the 99006 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 99006

Best Home & Auto Insurance Agencies in 99006

Housing Demographics for 99006

Population Review for 99006 Zip Code

For the city of Deer Park, the population within 99006 has increased to over 13,249 residents in population size. The current population total is 13,711. We have broken down the population based on race below. In 99006, there are over 6900 in male population and 6811 females.

PopulationValues
Total Population13,711
White Population12287
Black Population74
Hispanic Population470
Asian Population78
Hawaiian Population28
Indian Population158
Other Population127
Male Population6900
Female Population6811
Population Estimate13249

Household Data for 99006

The average number of homes in 99006 is around 5,109, there are an average of 2.68 per household. The average house value according to local real estate values is around $278,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,109
Persons Per Household2.68
Average House Value$278,100
Income Per Household$62126
Median Age43.4
Median Age Male42.6
Median Age Female44.6
99006 DetailsValues
StateWA
State Full NameWashington
City TypeP
City Alias Abbreviation
Area Code509
CityDeer Park
City Alias NameDEER PARK
CountySpokane
County FIPS063
State FIPS53
Time Zone8
Day Light SavingY
MSA7840
PMSA
CSA518
CBSA44060
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSpokane-Spokane Valley, WA
MSA_NameSpokane, WA MSA
PMSA_Name
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses270
Number Of Employees2110
Business First Quarter Payroll22375
Business Annual Payroll106095
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population471221
CBSA Division Population0
Congressional District05
Congressional LandArea15473.13
Delivery Residential4944
Delivery Business82
Delivery Total7263
Preferred Last Line KeyZ16683
Classification Code
Multi-CountyY
CSA NameSpokane-Spokane Valley-Coeur d'Alene, WA-ID
CBSA_DIV_Name
City State KeyZ16683
Land Area164.111000
Water Area0.600000
City Alias Code
City Mixed CaseDeer Park
City Alias Mixed CaseDeer Park
Box Count1081
SFDU3666
MFDU81
State ANSI53
County ANSI063
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number542156
Unique ZIP Name
SSA State County Code50310
Medicare CBSA Code44060
Medicare CBSA NameSpokane-Spokane Valley, WA
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseSpokane

Washington Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]