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99018 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 99018? Our rates are very competitive for homeowners living in Latah, WA. Many homeowners based out of your 99018 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Washington licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 99018 should appear in the zip code field ready to go. For Latah, WA Home Insurance Rate Quotes click to review the best rates and service online!

99018 Average Premium is Rated: Very Low!

Homeowners living in 99018 can easily save up to 40% off the average home insurance premium of $709 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Latah that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 99018 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 99018!

99018 Home Insurance Average Premiums

Local 99018 homeowners insurance quotes comparison

$459 /yr.

Shows Zip Code: 99018 lowest rates with discounts applied on average.

For the 99018, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$459 /yr.
Average Coverage:$709 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1009 /yr.

What is the average home insurance cost for a home in 99018?

  • • The average homeowners insurance premium paid annually for a home in 99018 is around $709 per year.

What does it cost on average per month for home insurance in 99018?

  • • Homeowners in 99018 pay a monthly average cost per month around $59.00.

What kind of discount could I get if I combine my home and auto insurance together in 99018?

  • • Autoowners in 99018 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Latah area, check out other zip codes nearby 99018.
Review average rates in another zip code:
99018 homeowners insurance rates

Home Replacement Cost Coverage in 99018

Average Building Cost Per Square Foot in 99018: $242

Location: Latah, Washington (Spokane County)

Average Square Footage in 99018: 1,051 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 99018 before you start any project. Latah homeowners pay on average around $242 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 99018 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 99018 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,051 sq. ft. and the average cost to rebuild the home in this area is around $242 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Latah area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2421,051$254,300
Additional Upgrades & Added Features$3031,051$317,875
Major Home Updates or Advancements$3631,051$381,450

It's important to understand that when you estimate your replacement cost of your home in the 99018 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 99018

Best Home & Auto Insurance Agencies in 99018

Housing Demographics for 99018

Population Review for 99018 Zip Code

For the city of Latah, the population within 99018 has increased to over 198 residents in population size. The current population total is 285. We have broken down the population based on race below. In 99018, there are over 128 in male population and 157 females.

PopulationValues
Total Population285
White Population253
Black Population0
Hispanic Population12
Asian Population1
Hawaiian Population0
Indian Population8
Other Population3
Male Population128
Female Population157
Population Estimate198

Household Data for 99018

The average number of homes in 99018 is around 126, there are an average of 2.26 per household. The average house value according to local real estate values is around $254,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode126
Persons Per Household2.26
Average House Value$254,300
Income Per Household$52125
Median Age44.9
Median Age Male53.3
Median Age Female41.4
99018 DetailsValues
StateWA
State Full NameWashington
City TypeP
City Alias Abbreviation
Area Code509
CityLatah
City Alias NameLATAH
CountySpokane
County FIPS063
State FIPS53
Time Zone8
Day Light SavingY
MSA7840
PMSA
CSA518
CBSA44060
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSpokane-Spokane Valley, WA
MSA_NameSpokane, WA MSA
PMSA_Name
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses0
Number Of Employees0
Business First Quarter Payroll0
Business Annual Payroll0
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population471221
CBSA Division Population0
Congressional District05
Congressional LandArea15473.13
Delivery Residential88
Delivery Business1
Delivery Total148
Preferred Last Line KeyZ17024
Classification Code
Multi-County
CSA NameSpokane-Spokane Valley-Coeur d'Alene, WA-ID
CBSA_DIV_Name
City State KeyZ17024
Land Area34.063000
Water Area0.000000
City Alias Code
City Mixed CaseLatah
City Alias Mixed CaseLatah
Box Count36
SFDU88
MFDU0
State ANSI53
County ANSI063
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number544438
Unique ZIP Name
SSA State County Code50310
Medicare CBSA Code44060
Medicare CBSA NameSpokane-Spokane Valley, WA
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseSpokane

Washington Homeowners Insurance News & Information

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