Get multiple home insurance quotes in 99029. Our licensed 99029, WA agents are ready to serve you.

Compare 99029 Home Insurance Rates

Are you looking to easily compare home insurance prices online for your home in the 99029 area? The average homeowners premium in Washington for a standard homeowners policy is around $710/yr., paid annually through your mortgage provider if your home is not currently paid in full. A standard policy for your home is referred to as an HO-3 policy which is the most common homeowners policy. This type of policy covers all perils, but will exclude certain major perils like flood and earthquake damage. The exceptions are listed on your current policy so it is important to know what type of coverage you currently have so you can compare the best home insurance rates, companies and policy protection. In the 99029 zip code, the population size is around 1,785 with 522 currently occupied homeowners. Our online quoting process helps make it easy for you to shop and compare the best home insurance rates for your home in 99029.

Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes. Easily shop the best rates for Reardan, WA Homeowners Insurance. Compare companies, quotes, coverages and more.

Avg. WA RateDiscountsSavingsShop Rates
$937up to 40% off$375

99029 Home Insurance Average Premiums

Local 99029 homeowners insurance quotes comparison

$460 /yr.

Shows Zip Code: 99029 lowest rates with discounts applied on average.

For the 99029, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$460 /yr.
Average Coverage:$710 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1010 /yr.

What is the average home insurance cost for a home in 99029?

  • • The average homeowners insurance premium paid annually for a home in 99029 is around $710 per year.

What does it cost on average per month for home insurance in 99029?

  • • Homeowners in 99029 pay a monthly average cost per month around $59.00.

What kind of discount could I get if I combine my home and auto insurance together in 99029?

  • • Autoowners in 99029 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Reardan area, check out other zip codes nearby 99029.
Review average rates in another zip code:
99029 homeowners insurance rates

Home Replacement Cost Coverage in 99029

Average Building Cost Per Square Foot in 99029: $242

Location: Reardan, Washington (Lincoln County)

Average Square Footage in 99029: 1,183 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 99029 before you start any project. Reardan homeowners pay on average around $242 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 99029 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 99029 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,183 sq. ft. and the average cost to rebuild the home in this area is around $242 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Reardan area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2421,183$286,200
Additional Upgrades & Added Features$3031,183$357,750
Major Home Updates or Advancements$3631,183$429,300

It's important to understand that when you estimate your replacement cost of your home in the 99029 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 99029

Best Home & Auto Insurance Agencies in 99029

Housing Demographics for 99029

Population Review for 99029 Zip Code

For the city of Reardan, the population within 99029 has increased to over 912 residents in population size. The current population total is 1,785. We have broken down the population based on race below. In 99029, there are over 950 in male population and 835 females.

PopulationValues
Total Population1,785
White Population1553
Black Population4
Hispanic Population91
Asian Population14
Hawaiian Population1
Indian Population33
Other Population32
Male Population950
Female Population835
Population Estimate912

Household Data for 99029

The average number of homes in 99029 is around 522, there are an average of 3.18 per household. The average house value according to local real estate values is around $286,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode522
Persons Per Household3.18
Average House Value$286,200
Income Per Household$57679
Median Age36.8
Median Age Male35.3
Median Age Female39.2
99029 DetailsValues
StateWA
State Full NameWashington
City TypeP
City Alias Abbreviation
Area Code509
CityReardan
City Alias NameREARDAN
CountyLincoln
County FIPS043
State FIPS53
Time Zone8
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses27
Number Of Employees106
Business First Quarter Payroll994
Business Annual Payroll4278
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District05
Congressional LandArea15473.13
Delivery Residential287
Delivery Business1
Delivery Total1120
Preferred Last Line KeyZ17351
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyZ17351
Land Area110.718000
Water Area0.294000
City Alias Code
City Mixed CaseReardan
City Alias Mixed CaseReardan
Box Count348
SFDU287
MFDU0
State ANSI53
County ANSI043
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number547028
Unique ZIP Name
SSA State County Code50210
Medicare CBSA Code99950
Medicare CBSA NameRural Areas in WA
Medicare CBSA TypeMicro
Market Rating Area ID4
County Mixed CaseLincoln

Washington Homeowners Insurance News & Information

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  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]