Get multiple home insurance quotes in 99030. Our licensed 99030, WA agents are ready to serve you.

99030 Home Insurance Rates & Premiums

Did you know there are over 1,131 people living within the 99030 zip code area? There are over 393 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 99030.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Washington are on the rise. The estimated average premium is around $686 a year for a standard homeowners insurance policy in Rockford. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Rockford, WA Homeowners Insurance Quotes Online

99030 Home Insurance Average Premiums

Local 99030 homeowners insurance quotes comparison

$436 /yr.

Shows Zip Code: 99030 lowest rates with discounts applied on average.

For the 99030, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$436 /yr.
Average Coverage:$686 /yr.
2600 sq. ft. or higher
(all discounts applied)
$986 /yr.

What is the average home insurance cost for a home in 99030?

  • • The average homeowners insurance premium paid annually for a home in 99030 is around $686 per year.

What does it cost on average per month for home insurance in 99030?

  • • Homeowners in 99030 pay a monthly average cost per month around $57.00.

What kind of discount could I get if I combine my home and auto insurance together in 99030?

  • • Autoowners in 99030 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Rockford area, check out other zip codes nearby 99030.
Review average rates in another zip code:
99030 homeowners insurance rates

Home Replacement Cost Coverage in 99030

Average Building Cost Per Square Foot in 99030: $242

Location: Rockford, Washington (Spokane County)

Average Square Footage in 99030: 762 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 99030 before you start any project. Rockford homeowners pay on average around $242 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 99030 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 99030 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 762 sq. ft. and the average cost to rebuild the home in this area is around $242 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Rockford area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$242762$184,500
Additional Upgrades & Added Features$303762$230,625
Major Home Updates or Advancements$363762$276,750

It's important to understand that when you estimate your replacement cost of your home in the 99030 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 99030

Best Home & Auto Insurance Agencies in 99030

Housing Demographics for 99030

Population Review for 99030 Zip Code

For the city of Rockford, the population within 99030 has increased to over 912 residents in population size. The current population total is 1,131. We have broken down the population based on race below. In 99030, there are over 637 in male population and 494 females.

PopulationValues
Total Population1,131
White Population1010
Black Population4
Hispanic Population33
Asian Population9
Hawaiian Population1
Indian Population28
Other Population5
Male Population637
Female Population494
Population Estimate912

Household Data for 99030

The average number of homes in 99030 is around 393, there are an average of 2.88 per household. The average house value according to local real estate values is around $184,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode393
Persons Per Household2.88
Average House Value$184,500
Income Per Household$51667
Median Age41.1
Median Age Male41.0
Median Age Female41.5
99030 DetailsValues
StateWA
State Full NameWashington
City TypeP
City Alias Abbreviation
Area Code509
CityRockford
City Alias NameROCKFORD
CountySpokane
County FIPS063
State FIPS53
Time Zone8
Day Light SavingY
MSA7840
PMSA
CSA518
CBSA44060
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSpokane-Spokane Valley, WA
MSA_NameSpokane, WA MSA
PMSA_Name
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses20
Number Of Employees95
Business First Quarter Payroll957
Business Annual Payroll4900
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population471221
CBSA Division Population0
Congressional District05
Congressional LandArea15473.13
Delivery Residential317
Delivery Business7
Delivery Total519
Preferred Last Line KeyZ17380
Classification Code
Multi-County
CSA NameSpokane-Spokane Valley-Coeur d'Alene, WA-ID
CBSA_DIV_Name
City State KeyZ17380
Land Area72.599000
Water Area0.000000
City Alias Code
City Mixed CaseRockford
City Alias Mixed CaseRockford
Box Count167
SFDU317
MFDU0
State ANSI53
County ANSI063
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number547280
Unique ZIP Name
SSA State County Code50310
Medicare CBSA Code44060
Medicare CBSA NameSpokane-Spokane Valley, WA
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseSpokane

Washington Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]