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Check Out 99111 Home Insurance Rates

Shopping for homeowners insurance is never fun but at GetHomeInsuranceQuotes.com we make the process much easier. We will provide you with multiple quotes and coverage options for your home in Colfax, WA.

We will gather some basic information about your home in Colfax, WA and will then get to work and gather quotes from up to 12 nationwide home insurers who will provide their most competitive prices for your policy needs.

Our service is always free and we have a team of Washington licensed home insurance professionals who can walk you through your policy options as well as answer any questions you may have about rates or coverage levels. In addition they will do a discount review to make sure you are getting all of the discounts that you are entitled to receive.

If you are ready to start researching homeowner insurance rates in 99111 simply click the "Get Multiple Quotes Now" button.

Research Home Insurance Quotes in 99111

We have pulled together a variety of data related to homeowners insurance in Washington. Simply click on one of the links below to learn about the average cost of homeowners insurance in Washington as well as local coverage options.

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Colfax, WA home insurance quotes in your local city and review the most competitive coverages and premiums.

99111 Homeowners Insurance Rates, Average Rating: very low!

Homeowners insurance policies in 99111 include both property and casualty coverage which protects your home from a variety of risks which include but are not limited to fire, theft, vandalism, and wind damage. A standard homeowner policy also includes liability protection, which can come in handy if someone is injured on your property.

Unfortunately, flood and earthquake damage is not covered by a standard homeowners insurance policy so if you are located in a flood plain or high risk area, you will need a separate flood policy.

Regardless of what type of homeowners insurance you need, we can help you find a great policy at an affordable price. Data shows that for a standard homeowner policy in Washington is roughly $683. In most cases, we can help you save up to 40 percent on your homeowner insurance costs.

Get started right now saving on your 99111 homeowners insurance policy!

99111 Home Insurance Average Premiums

Local 99111 homeowners insurance quotes comparison

$433 /yr.

Shows Zip Code: 99111 lowest rates with discounts applied on average.

For the 99111, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$433 /yr.
Average Coverage:$683 /yr.
2600 sq. ft. or higher
(all discounts applied)
$983 /yr.

What is the average home insurance cost for a home in 99111?

  • • The average homeowners insurance premium paid annually for a home in 99111 is around $683 per year.

What does it cost on average per month for home insurance in 99111?

  • • Homeowners in 99111 pay a monthly average cost per month around $57.00.

What kind of discount could I get if I combine my home and auto insurance together in 99111?

  • • Autoowners in 99111 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Colfax area, check out other zip codes nearby 99111.
Review average rates in another zip code:
99111 homeowners insurance rates

Home Replacement Cost Coverage in 99111

Average Building Cost Per Square Foot in 99111: $242

Location: Colfax, Washington (Whitman County)

Average Square Footage in 99111: 759 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 99111 before you start any project. Colfax homeowners pay on average around $242 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 99111 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 99111 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 759 sq. ft. and the average cost to rebuild the home in this area is around $242 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Colfax area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$242759$183,600
Additional Upgrades & Added Features$303759$229,500
Major Home Updates or Advancements$363759$275,400

It's important to understand that when you estimate your replacement cost of your home in the 99111 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 99111

Best Home & Auto Insurance Agencies in 99111

Housing Demographics for 99111

Population Review for 99111 Zip Code

For the city of Colfax, the population within 99111 has increased to over 3,989 residents in population size. The current population total is 4,029. We have broken down the population based on race below. In 99111, there are over 2004 in male population and 2025 females.

PopulationValues
Total Population4,029
White Population3665
Black Population15
Hispanic Population128
Asian Population54
Hawaiian Population3
Indian Population26
Other Population36
Male Population2004
Female Population2025
Population Estimate3989

Household Data for 99111

The average number of homes in 99111 is around 1,795, there are an average of 2.21 per household. The average house value according to local real estate values is around $183,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,795
Persons Per Household2.21
Average House Value$183,600
Income Per Household$58949
Median Age45.6
Median Age Male44.3
Median Age Female46.8
99111 DetailsValues
StateWA
State Full NameWashington
City TypeP
City Alias Abbreviation
Area Code509
CityColfax
City Alias NameCOLFAX
CountyWhitman
County FIPS075
State FIPS53
Time Zone8
Day Light SavingY
MSA
PMSA
CSA446
CBSA39420
CBSA_DIV
CBSA_TypeMicro
CBSA_NamePullman, WA
MSA_Name
PMSA_Name
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses128
Number Of Employees1327
Business First Quarter Payroll16546
Business Annual Payroll70435
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population44776
CBSA Division Population0
Congressional District05
Congressional LandArea15473.13
Delivery Residential1805
Delivery Business157
Delivery Total2268
Preferred Last Line KeyZ16625
Classification Code
Multi-County
CSA NamePullman-Moscow, WA-ID
CBSA_DIV_Name
City State KeyZ16625
Land Area306.992000
Water Area0.097000
City Alias Code
City Mixed CaseColfax
City Alias Mixed CaseColfax
Box Count142
SFDU1386
MFDU165
State ANSI53
County ANSI075
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number541596
Unique ZIP Name
SSA State County Code50370
Medicare CBSA Code99950
Medicare CBSA NameRural Areas in WA
Medicare CBSA TypeMicro
Market Rating Area ID9
County Mixed CaseWhitman

Washington Homeowners Insurance News & Information

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  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]