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Home Insurance Rates in 99119

For homeowners shopping online in 99119, our insurance rates are very competitive for homeowners living in Cusick, WA. Many homeowners based out of the great city of Cusick have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Washington licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 99119, simply click the "Get Multiple Quotes Now" button. Your 99119 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Cusick, WA Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

99119 Home Insurance Rating is: Very Low!

If you live in 99119, you can easily save up to 40% off the average home insurance premium of $693 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Cusick can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 99119 today!

Get Multiple Home Insurance Rates in 99119!

99119 Home Insurance Average Premiums

Local 99119 homeowners insurance quotes comparison

$443 /yr.

Shows Zip Code: 99119 lowest rates with discounts applied on average.

For the 99119, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$443 /yr.
Average Coverage:$693 /yr.
2600 sq. ft. or higher
(all discounts applied)
$993 /yr.

What is the average home insurance cost for a home in 99119?

  • • The average homeowners insurance premium paid annually for a home in 99119 is around $693 per year.

What does it cost on average per month for home insurance in 99119?

  • • Homeowners in 99119 pay a monthly average cost per month around $58.00.

What kind of discount could I get if I combine my home and auto insurance together in 99119?

  • • Autoowners in 99119 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Cusick area, check out other zip codes nearby 99119.
Review average rates in another zip code:
99119 homeowners insurance rates

Home Replacement Cost Coverage in 99119

Average Building Cost Per Square Foot in 99119: $242

Location: Cusick, Washington (Pend Oreille County)

Average Square Footage in 99119: 1,027 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 99119 before you start any project. Cusick homeowners pay on average around $242 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 99119 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 99119 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,027 sq. ft. and the average cost to rebuild the home in this area is around $242 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Cusick area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2421,027$248,500
Additional Upgrades & Added Features$3031,027$310,625
Major Home Updates or Advancements$3631,027$372,750

It's important to understand that when you estimate your replacement cost of your home in the 99119 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 99119

Best Home & Auto Insurance Agencies in 99119

Housing Demographics for 99119

Population Review for 99119 Zip Code

For the city of Cusick, the population within 99119 has increased to over 1,178 residents in population size. The current population total is 1,293. We have broken down the population based on race below. In 99119, there are over 646 in male population and 647 females.

PopulationValues
Total Population1,293
White Population992
Black Population4
Hispanic Population54
Asian Population4
Hawaiian Population0
Indian Population163
Other Population27
Male Population646
Female Population647
Population Estimate1178

Household Data for 99119

The average number of homes in 99119 is around 551, there are an average of 2.33 per household. The average house value according to local real estate values is around $248,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode551
Persons Per Household2.33
Average House Value$248,500
Income Per Household$70714
Median Age53.6
Median Age Male52.0
Median Age Female54.7
99119 DetailsValues
StateWA
State Full NameWashington
City TypeP
City Alias Abbreviation
Area Code509
CityCusick
City Alias NameCUSICK
CountyPend Oreille
County FIPS051
State FIPS53
Time Zone8
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses12
Number Of Employees28
Business First Quarter Payroll217
Business Annual Payroll1100
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District05
Congressional LandArea15473.13
Delivery Residential506
Delivery Business24
Delivery Total674
Preferred Last Line KeyZ16671
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ16671
Land Area373.055000
Water Area7.379000
City Alias Code
City Mixed CaseCusick
City Alias Mixed CaseCusick
Box Count128
SFDU290
MFDU0
State ANSI53
County ANSI051
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number541960
Unique ZIP Name
SSA State County Code50250
Medicare CBSA Code99950
Medicare CBSA NameRural Areas in WA
Medicare CBSA TypeMicro
Market Rating Area ID4
County Mixed CasePend Oreille

Washington Homeowners Insurance News & Information

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    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]