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Check Out 99149 Home Insurance Rates
Shopping for homeowners insurance is never fun but at GetHomeInsuranceQuotes.com we make the process much easier. We will provide you with multiple quotes and coverage options for your home in Malden, WA.
We will gather some basic information about your home in Malden, WA and will then get to work and gather quotes from up to 12 nationwide home insurers who will provide their most competitive prices for your policy needs.
Our service is always free and we have a team of Washington licensed home insurance professionals who can walk you through your policy options as well as answer any questions you may have about rates or coverage levels. In addition they will do a discount review to make sure you are getting all of the discounts that you are entitled to receive.
If you are ready to start researching homeowner insurance rates in 99149 simply click the "Get Multiple Quotes Now" button.
Research Home Insurance Quotes in 99149
We have pulled together a variety of data related to homeowners insurance in Washington. Simply click on one of the links below to learn about the average cost of homeowners insurance in Washington as well as local coverage options.
You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Malden, WA home insurance quotes in your local city and review the most competitive coverages and premiums.
99149 Homeowners Insurance Rates, Average Rating: very low!
Homeowners insurance policies in 99149 include both property and casualty coverage which protects your home from a variety of risks which include but are not limited to fire, theft, vandalism, and wind damage. A standard homeowner policy also includes liability protection, which can come in handy if someone is injured on your property.
Unfortunately, flood and earthquake damage is not covered by a standard homeowners insurance policy so if you are located in a flood plain or high risk area, you will need a separate flood policy.
Regardless of what type of homeowners insurance you need, we can help you find a great policy at an affordable price. Data shows that for a standard homeowner policy in Washington is roughly $707. In most cases, we can help you save up to 40 percent on your homeowner insurance costs.
Get started right now saving on your 99149 homeowners insurance policy!
99149 Home Insurance Average Premiums
$457 /yr.
Shows Zip Code: 99149 lowest rates with discounts applied on average.
For the 99149, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
| Coverage Amount: | Annual Premium |
|---|---|
| 1800 sq. ft. or below (discounts applied) | $457 /yr. |
| Average Coverage: | $707 /yr. |
| 2600 sq. ft. or higher (all discounts applied) | $1007 /yr. |
What is the average home insurance cost for a home in 99149?
- • The average homeowners insurance premium paid annually for a home in 99149 is around $707 per year.
What does it cost on average per month for home insurance in 99149?
- • Homeowners in 99149 pay a monthly average cost per month around $59.00.
What kind of discount could I get if I combine my home and auto insurance together in 99149?
- • Autoowners in 99149 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Malden area, check out other zip codes nearby 99149.
Review average rates in another zip code:
99149 homeowners insurance rates
Home Replacement Cost Coverage in 99149
Average Building Cost Per Square Foot in 99149: $242
Location: Malden, Washington (Whitman County)Average Square Footage in 99149: 248 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 99149 before you start any project. Malden homeowners pay on average around $242 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 99149 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 99149 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 248 sq. ft. and the average cost to rebuild the home in this area is around $242 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Malden area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
| Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
|---|---|---|---|
| Basic Home Features | $242 | 248 | $60,000 |
| Additional Upgrades & Added Features | $303 | 248 | $75,000 |
| Major Home Updates or Advancements | $363 | 248 | $90,000 |
It's important to understand that when you estimate your replacement cost of your home in the 99149 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 99149
Best Home & Auto Insurance Agencies in 99149
Housing Demographics for 99149
Population Review for 99149 Zip Code
For the city of Malden, the population within 99149 has increased to over 0 residents in population size. The current population total is 219. We have broken down the population based on race below. In 99149, there are over 110 in male population and 109 females.
| Population | Values |
|---|---|
| Total Population | 219 |
| White Population | 200 |
| Black Population | 0 |
| Hispanic Population | 3 |
| Asian Population | 0 |
| Hawaiian Population | 1 |
| Indian Population | 7 |
| Other Population | 0 |
| Male Population | 110 |
| Female Population | 109 |
| Population Estimate | 0 |
Household Data for 99149
The average number of homes in 99149 is around 92, there are an average of 2.38 per household. The average house value according to local real estate values is around $60,000. Please review the following demographics below for average income and media age.
| Housing / Income Data | Values |
|---|---|
| Households Per Zipcode | 92 |
| Persons Per Household | 2.38 |
| Average House Value | $60,000 |
| Income Per Household | $40455 |
| Median Age | 47.1 |
| Median Age Male | 51.0 |
| Median Age Female | 44.8 |
| 99149 Details | Values |
|---|---|
| State | WA |
| State Full Name | Washington |
| City Type | Z |
| City Alias Abbreviation | |
| Area Code | 509 |
| City | Malden |
| City Alias Name | MALDEN |
| County | Whitman |
| County FIPS | 075 |
| State FIPS | 53 |
| Time Zone | 8 |
| Day Light Saving | Y |
| MSA | |
| PMSA | |
| CSA | 446 |
| CBSA | 39420 |
| CBSA_DIV | |
| CBSA_Type | Micro |
| CBSA_Name | Pullman, WA |
| MSA_Name | |
| PMSA_Name | |
| Region | West |
| Division | Pacific |
| MailingName | Y |
| Economic & Growth Review | Values |
|---|---|
| Number Of Businesses | 0 |
| Number Of Employees | 0 |
| Business First Quarter Payroll | 0 |
| Business Annual Payroll | 0 |
| Business Employment Flag | |
| Growth Rank | 0 |
| Growth Housing Units 2003 | |
| Growth Housing Units 2004 | |
| Growth Increase Number | 0 |
| Growth Increase Percentage | 0.0 |
| Metropolitan Details | Values |
|---|---|
| CBSA Population | 44776 |
| CBSA Division Population | 0 |
| Congressional District | 05 |
| Congressional LandArea | 15473.13 |
| Delivery Residential | 0 |
| Delivery Business | 0 |
| Delivery Total | 336 |
| Preferred Last Line Key | Z17073 |
| Classification Code | P |
| Multi-County | |
| CSA Name | Pullman-Moscow, WA-ID |
| CBSA_DIV_Name | |
| City State Key | Z17073 |
| Land Area | 1.918000 |
| Water Area | 0.000000 |
| City Alias Code | |
| City Mixed Case | Malden |
| City Alias Mixed Case | Malden |
| Box Count | 71 |
| SFDU | 0 |
| MFDU | 0 |
| State ANSI | 53 |
| County ANSI | 075 |
| ZIP Intro | |
| Alias Intro | |
| Facility Code | P |
| City Delivery Indicator | N |
| Carrier Route Rate Sortation | C |
| Finance Number | 544942 |
| Unique ZIP Name | |
| SSA State County Code | 50370 |
| Medicare CBSA Code | 99950 |
| Medicare CBSA Name | Rural Areas in WA |
| Medicare CBSA Type | Micro |
| Market Rating Area ID | 9 |
| County Mixed Case | Whitman |
Washington Homeowners Insurance News & Information
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