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99324 Homeowners Insurance Quotes & Rates

College Place residents living within the 3,890 homes available in the zip code of 99324 are shopping online to compare cheaper and more affordable College Place, WA home insurance rates. In the great city of College Place, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Washington is around $714 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 99324 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 99324 home insurance rates today! Please give us a call now at 1-855-976-2656. For College Place, WA Homeowners Insurance Quotes, Click to easily get started!

99324 Home Insurance Average Premiums

Local 99324 homeowners insurance quotes comparison

$464 /yr.

Shows Zip Code: 99324 lowest rates with discounts applied on average.

For the 99324, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$464 /yr.
Average Coverage:$714 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1014 /yr.

What is the average home insurance cost for a home in 99324?

  • • The average homeowners insurance premium paid annually for a home in 99324 is around $714 per year.

What does it cost on average per month for home insurance in 99324?

  • • Homeowners in 99324 pay a monthly average cost per month around $60.00.

What kind of discount could I get if I combine my home and auto insurance together in 99324?

  • • Autoowners in 99324 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the College Place area, check out other zip codes nearby 99324.
Review average rates in another zip code:
99324 homeowners insurance rates

Home Replacement Cost Coverage in 99324

Average Building Cost Per Square Foot in 99324: $242

Location: College Place, Washington (Walla Walla County)

Average Square Footage in 99324: 1,057 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 99324 before you start any project. College Place homeowners pay on average around $242 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 99324 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 99324 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,057 sq. ft. and the average cost to rebuild the home in this area is around $242 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the College Place area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2421,057$255,900
Additional Upgrades & Added Features$3031,057$319,875
Major Home Updates or Advancements$3631,057$383,850

It's important to understand that when you estimate your replacement cost of your home in the 99324 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 99324

Best Home & Auto Insurance Agencies in 99324

Pemberton, Dave - State Farm Insurance Agent

Address: 1296 SE 12th St College Place, WA 99324
Phone:
Website: http://www.national.citysearch.com/profile/external/46274542/college_place_wa/pemberton_dave_state_farm_insurance_agent.html
Info:

Housing Demographics for 99324

Population Review for 99324 Zip Code

For the city of College Place, the population within 99324 has increased to over 9,706 residents in population size. The current population total is 10,226. We have broken down the population based on race below. In 99324, there are over 4947 in male population and 5279 females.

PopulationValues
Total Population10,226
White Population7437
Black Population170
Hispanic Population2173
Asian Population182
Hawaiian Population54
Indian Population80
Other Population1092
Male Population4947
Female Population5279
Population Estimate9706

Household Data for 99324

The average number of homes in 99324 is around 3,890, there are an average of 2.31 per household. The average house value according to local real estate values is around $255,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,890
Persons Per Household2.31
Average House Value$255,900
Income Per Household$59127
Median Age35.5
Median Age Male33.1
Median Age Female38.1
99324 DetailsValues
StateWA
State Full NameWashington
City TypeP
City Alias Abbreviation
Area Code509
CityCollege Place
City Alias NameCOLLEGE PLACE
CountyWalla Walla
County FIPS071
State FIPS53
Time Zone8
Day Light SavingY
MSA
PMSA
CSA314
CBSA47460
CBSA_DIV
CBSA_TypeMetro
CBSA_NameWalla Walla, WA
MSA_Name
PMSA_Name
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses114
Number Of Employees2367
Business First Quarter Payroll14674
Business Annual Payroll63319
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population58781
CBSA Division Population0
Congressional District05
Congressional LandArea15473.13
Delivery Residential4202
Delivery Business139
Delivery Total4700
Preferred Last Line KeyZ16627
Classification Code
Multi-County
CSA NameKennewick-Richland-Walla Walla, WA
CBSA_DIV_Name
City State KeyZ16627
Land Area2.771000
Water Area0.000000
City Alias Code
City Mixed CaseCollege Place
City Alias Mixed CaseCollege Place
Box Count286
SFDU2814
MFDU172
State ANSI53
County ANSI071
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number541610
Unique ZIP Name
SSA State County Code50350
Medicare CBSA Code47460
Medicare CBSA NameWalla Walla, WA
Medicare CBSA TypeMetro
Market Rating Area ID9
County Mixed CaseWalla Walla

Washington Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]