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99341 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 99341 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Lind, WA quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 99341.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 99341 and start shopping.

Quickly and Easily Compare Average Rates for 99341

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Lind, WA home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 99341

Homeowners in Lind are paying roughly $693 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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99341 Home Insurance Average Premiums

Local 99341 homeowners insurance quotes comparison

$443 /yr.

Shows Zip Code: 99341 lowest rates with discounts applied on average.

For the 99341, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$443 /yr.
Average Coverage:$693 /yr.
2600 sq. ft. or higher
(all discounts applied)
$993 /yr.

What is the average home insurance cost for a home in 99341?

  • • The average homeowners insurance premium paid annually for a home in 99341 is around $693 per year.

What does it cost on average per month for home insurance in 99341?

  • • Homeowners in 99341 pay a monthly average cost per month around $58.00.

What kind of discount could I get if I combine my home and auto insurance together in 99341?

  • • Autoowners in 99341 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Lind area, check out other zip codes nearby 99341.
Review average rates in another zip code:
99341 homeowners insurance rates

Home Replacement Cost Coverage in 99341

Average Building Cost Per Square Foot in 99341: $242

Location: Lind, Washington (Adams County)

Average Square Footage in 99341: 486 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 99341 before you start any project. Lind homeowners pay on average around $242 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 99341 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 99341 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 486 sq. ft. and the average cost to rebuild the home in this area is around $242 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Lind area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$242486$117,700
Additional Upgrades & Added Features$303486$147,125
Major Home Updates or Advancements$363486$176,550

It's important to understand that when you estimate your replacement cost of your home in the 99341 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 99341

Best Home & Auto Insurance Agencies in 99341

Housing Demographics for 99341

Population Review for 99341 Zip Code

For the city of Lind, the population within 99341 has increased to over 132 residents in population size. The current population total is 788. We have broken down the population based on race below. In 99341, there are over 412 in male population and 376 females.

PopulationValues
Total Population788
White Population659
Black Population3
Hispanic Population97
Asian Population9
Hawaiian Population0
Indian Population5
Other Population44
Male Population412
Female Population376
Population Estimate132

Household Data for 99341

The average number of homes in 99341 is around 303, there are an average of 2.60 per household. The average house value according to local real estate values is around $117,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode303
Persons Per Household2.60
Average House Value$117,700
Income Per Household$63214
Median Age44.8
Median Age Male43.9
Median Age Female47.0
99341 DetailsValues
StateWA
State Full NameWashington
City TypeP
City Alias Abbreviation
Area Code509
CityLind
City Alias NameLIND
CountyAdams
County FIPS001
State FIPS53
Time Zone8
Day Light SavingY
MSA
PMSA
CSA393
CBSA36830
CBSA_DIV
CBSA_TypeMicro
CBSA_NameOthello, WA
MSA_Name
PMSA_Name
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses13
Number Of Employees151
Business First Quarter Payroll1156
Business Annual Payroll4837
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District05
Congressional LandArea15473.13
Delivery Residential51
Delivery Business4
Delivery Total5729
Preferred Last Line KeyZ17036
Classification Code
Multi-County
CSA NameMoses Lake-Othello, WA
CBSA_DIV_Name
City State KeyZ17036
Land Area346.990000
Water Area0.000000
City Alias Code
City Mixed CaseLind
City Alias Mixed CaseLind
Box Count250
SFDU51
MFDU0
State ANSI53
County ANSI001
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number544592
Unique ZIP Name
SSA State County Code50000
Medicare CBSA Code99950
Medicare CBSA NameRural Areas in WA
Medicare CBSA TypeMicro
Market Rating Area ID7
County Mixed CaseAdams

Washington Homeowners Insurance News & Information

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