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Check Out 99349 Home Insurance Rates

Shopping for homeowners insurance is never fun but at GetHomeInsuranceQuotes.com we make the process much easier. We will provide you with multiple quotes and coverage options for your home in Mattawa, WA.

We will gather some basic information about your home in Mattawa, WA and will then get to work and gather quotes from up to 12 nationwide home insurers who will provide their most competitive prices for your policy needs.

Our service is always free and we have a team of Washington licensed home insurance professionals who can walk you through your policy options as well as answer any questions you may have about rates or coverage levels. In addition they will do a discount review to make sure you are getting all of the discounts that you are entitled to receive.

If you are ready to start researching homeowner insurance rates in 99349 simply click the "Get Multiple Quotes Now" button.

Research Home Insurance Quotes in 99349

We have pulled together a variety of data related to homeowners insurance in Washington. Simply click on one of the links below to learn about the average cost of homeowners insurance in Washington as well as local coverage options.

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Mattawa, WA home insurance quotes in your local city and review the most competitive coverages and premiums.

99349 Homeowners Insurance Rates, Average Rating: very low!

Homeowners insurance policies in 99349 include both property and casualty coverage which protects your home from a variety of risks which include but are not limited to fire, theft, vandalism, and wind damage. A standard homeowner policy also includes liability protection, which can come in handy if someone is injured on your property.

Unfortunately, flood and earthquake damage is not covered by a standard homeowners insurance policy so if you are located in a flood plain or high risk area, you will need a separate flood policy.

Regardless of what type of homeowners insurance you need, we can help you find a great policy at an affordable price. Data shows that for a standard homeowner policy in Washington is roughly $717. In most cases, we can help you save up to 40 percent on your homeowner insurance costs.

Get started right now saving on your 99349 homeowners insurance policy!

99349 Home Insurance Average Premiums

Local 99349 homeowners insurance quotes comparison

$467 /yr.

Shows Zip Code: 99349 lowest rates with discounts applied on average.

For the 99349, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$467 /yr.
Average Coverage:$717 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1017 /yr.

What is the average home insurance cost for a home in 99349?

  • • The average homeowners insurance premium paid annually for a home in 99349 is around $717 per year.

What does it cost on average per month for home insurance in 99349?

  • • Homeowners in 99349 pay a monthly average cost per month around $60.00.

What kind of discount could I get if I combine my home and auto insurance together in 99349?

  • • Autoowners in 99349 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Mattawa area, check out other zip codes nearby 99349.
Review average rates in another zip code:
99349 homeowners insurance rates

Home Replacement Cost Coverage in 99349

Average Building Cost Per Square Foot in 99349: $242

Location: Mattawa, Washington (Grant County)

Average Square Footage in 99349: 1,194 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 99349 before you start any project. Mattawa homeowners pay on average around $242 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 99349 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 99349 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,194 sq. ft. and the average cost to rebuild the home in this area is around $242 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Mattawa area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2421,194$289,000
Additional Upgrades & Added Features$3031,194$361,250
Major Home Updates or Advancements$3631,194$433,500

It's important to understand that when you estimate your replacement cost of your home in the 99349 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 99349

Best Home & Auto Insurance Agencies in 99349

Housing Demographics for 99349

Population Review for 99349 Zip Code

For the city of Mattawa, the population within 99349 has increased to over 8,813 residents in population size. The current population total is 7,960. We have broken down the population based on race below. In 99349, there are over 4275 in male population and 3685 females.

PopulationValues
Total Population7,960
White Population1893
Black Population29
Hispanic Population6616
Asian Population21
Hawaiian Population3
Indian Population161
Other Population4373
Male Population4275
Female Population3685
Population Estimate8813

Household Data for 99349

The average number of homes in 99349 is around 2,034, there are an average of 3.73 per household. The average house value according to local real estate values is around $289,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,034
Persons Per Household3.73
Average House Value$289,000
Income Per Household$62778
Median Age27.9
Median Age Male28.6
Median Age Female26.9
99349 DetailsValues
StateWA
State Full NameWashington
City TypeN
City Alias Abbreviation
Area Code509
CityMattawa
City Alias NameMATTAWA
CountyGrant
County FIPS025
State FIPS53
Time Zone8
Day Light SavingY
MSA
PMSA
CSA393
CBSA34180
CBSA_DIV
CBSA_TypeMicro
CBSA_NameMoses Lake, WA
MSA_Name
PMSA_Name
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses67
Number Of Employees510
Business First Quarter Payroll4593
Business Annual Payroll22243
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population89120
CBSA Division Population0
Congressional District04
Congressional LandArea19250.22
Delivery Residential2363
Delivery Business121
Delivery Total2545
Preferred Last Line Key009780
Classification Code
Multi-County
CSA NameMoses Lake-Othello, WA
CBSA_DIV_Name
City State Key009780
Land Area267.375000
Water Area10.660000
City Alias Code
City Mixed CaseMattawa
City Alias Mixed CaseMattawa
Box Count0
SFDU416
MFDU0
State ANSI53
County ANSI025
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number546314
Unique ZIP Name
SSA State County Code50120
Medicare CBSA Code99950
Medicare CBSA NameRural Areas in WA
Medicare CBSA TypeMicro
Market Rating Area ID7
County Mixed CaseGrant

Washington Homeowners Insurance News & Information

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    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

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  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]