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Home Insurance Quotes in 99362

Are you shopping for a cheaper homeowners insurance rate in 99362? Our rates are very competitive for homeowners living in Walla Walla, WA. Many homeowners located in the 99362 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our Washington licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 99362. To get free 99362 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 99362 zip code should appear in the zip code field ready to go. Shopping Walla Walla, WA Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 99362 to review the best rate coverages.

Your 99362 Home Insurance Costs Is Rated: Very Low!

For the great city of Walla Walla, the average home insurance premium paid annually is around $713 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our Washington specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Walla Walla and need insurance on your home in the 99362 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

Get 99362 Homeowners Insurance Rates Now!

99362 Home Insurance Average Premiums

Local 99362 homeowners insurance quotes comparison

$463 /yr.

Shows Zip Code: 99362 lowest rates with discounts applied on average.

For the 99362, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$463 /yr.
Average Coverage:$713 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1013 /yr.

What is the average home insurance cost for a home in 99362?

  • • The average homeowners insurance premium paid annually for a home in 99362 is around $713 per year.

What does it cost on average per month for home insurance in 99362?

  • • Homeowners in 99362 pay a monthly average cost per month around $59.00.

What kind of discount could I get if I combine my home and auto insurance together in 99362?

  • • Autoowners in 99362 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Walla Walla area, check out other zip codes nearby 99362.
Review average rates in another zip code:
99362 homeowners insurance rates

Home Replacement Cost Coverage in 99362

Average Building Cost Per Square Foot in 99362: $242

Location: Walla Walla, Washington (Walla Walla County)

Average Square Footage in 99362: 1,188 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 99362 before you start any project. Walla Walla homeowners pay on average around $242 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 99362 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 99362 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,188 sq. ft. and the average cost to rebuild the home in this area is around $242 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Walla Walla area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2421,188$287,600
Additional Upgrades & Added Features$3031,188$359,500
Major Home Updates or Advancements$3631,188$431,400

It's important to understand that when you estimate your replacement cost of your home in the 99362 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 99362

Lloyds Inc

Address: 4 E Alder St Walla Walla, WA 99362
Phone: (509)525-4465
Website:

Best Home & Auto Insurance Agencies in 99362

Allstate Insurance

Address: 532 Woodland Ave Walla Walla, WA 99362
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Michael Warren Agency

Address: 228 E Main St Walla Walla, WA 99362
Phone:
Website: http://www.dexknows.com/rd?dku=http://www.dexknows.com/business_profiles/michael_warren_agency-b332349&mkt=63801
Info:

Conover, Liz - State Farm Insurance Agent

Address: 1638 Plaza Way Walla Walla, WA 99362
Phone:
Website: http://www.national.citysearch.com/profile/external/10956606/walla_walla_wa/conover_liz_state_farm_insurance_agent.html
Info:

Phyllis Studer - Farmers Insurance

Address: 1010 S 2nd Ave Walla Walla, WA 99362
Phone:
Website: http://www.national.citysearch.com/profile/external/654452960/walla_walla_wa/phyllis_studer_farmers_insurance.html
Info:

AAA/WALLA WALLA

Address: 1361 Dalles Military Rd Walla Walla, WA 99362
Phone:
Website: http://www.national.citysearch.com/profile/654393620/walla_walla_wa/aaa_walla_walla.html
Info:

Housing Demographics for 99362

Population Review for 99362 Zip Code

For the city of Walla Walla, the population within 99362 has increased to over 41,522 residents in population size. The current population total is 43,249. We have broken down the population based on race below. In 99362, there are over 22191 in male population and 21058 females.

PopulationValues
Total Population43,249
White Population31604
Black Population842
Hispanic Population9614
Asian Population702
Hawaiian Population76
Indian Population498
Other Population4495
Male Population22191
Female Population21058
Population Estimate41522

Household Data for 99362

The average number of homes in 99362 is around 16,026, there are an average of 2.45 per household. The average house value according to local real estate values is around $287,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode16,026
Persons Per Household2.45
Average House Value$287,600
Income Per Household$61068
Median Age39.8
Median Age Male38.6
Median Age Female41.2
99362 DetailsValues
StateWA
State Full NameWashington
City TypeP
City Alias Abbreviation
Area Code509
CityWalla Walla
City Alias NameWALLA WALLA
CountyWalla Walla
County FIPS071
State FIPS53
Time Zone8
Day Light SavingY
MSA
PMSA
CSA314
CBSA47460
CBSA_DIV
CBSA_TypeMetro
CBSA_NameWalla Walla, WA
MSA_Name
PMSA_Name
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1191
Number Of Employees15160
Business First Quarter Payroll177976
Business Annual Payroll805687
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population58781
CBSA Division Population0
Congressional District02|05
Congressional LandArea69442.78|15473.13
Delivery Residential16948
Delivery Business1278
Delivery Total19212
Preferred Last Line KeyZ17685
Classification Code
Multi-CountyY
CSA NameKennewick-Richland-Walla Walla, WA
CBSA_DIV_Name
City State KeyZ17685
Land Area303.121000
Water Area0.121000
City Alias Code
City Mixed CaseWalla Walla
City Alias Mixed CaseWalla Walla
Box Count573
SFDU13019
MFDU1723
State ANSI53
County ANSI071
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number548960
Unique ZIP Name
SSA State County Code50350
Medicare CBSA Code47460
Medicare CBSA NameWalla Walla, WA
Medicare CBSA TypeMetro
Market Rating Area ID9
County Mixed CaseWalla Walla

Washington Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]