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99401 Home Insurance Quotes & Rates

Currently, the 119 homes within the 99401 zip code are being challenged with rate increases and the demand for more affordable homeowners insurance premiums. The average home insurance rate for Washington is around $665 per year for a standard HO-3 homeowners policy. A standard homeowners policy in Anatone, WA, insures your home from theft, fire, windstorm damage and liability accidents on your property. Flood or earthquake damage is not covered under a basic homeowners policy, we can help you review the best coverage option for your home in 99401.

Washington is now ranking #43 in the country for the highest premiums. If you are trying to lower your premium and want to compare up to 12 Anatone home insurance quotes all in one place then GetHomeInsuranceQuotes.com of Washington has the online shopping service for you. Our hassle free online quoting application allows homeowners in the 99401 area to review and compare the best rates and coverage options. We can provide a free consultation process to help you decide which carrier, coverage and policy is the best fit for you and your family. We realize that protecting your most valuable investment is very important to you, that is why we want to help you increase your coverage while providing the most affordable rates available. Let us help you shop and compare your Anatone, Washington home insurance rates today!

Please give us a call now at 1-855-976-2656, easily get up to 12 rates over the phone in minutes. For Anatone, WA Home Insurance Quotes, start your shopping process to today, it's easy and hassle free!

99401 Home Insurance Average Premiums

Local 99401 homeowners insurance quotes comparison

$415 /yr.

Shows Zip Code: 99401 lowest rates with discounts applied on average.

For the 99401, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$415 /yr.
Average Coverage:$665 /yr.
2600 sq. ft. or higher
(all discounts applied)
$965 /yr.

What is the average home insurance cost for a home in 99401?

  • • The average homeowners insurance premium paid annually for a home in 99401 is around $665 per year.

What does it cost on average per month for home insurance in 99401?

  • • Homeowners in 99401 pay a monthly average cost per month around $55.00.

What kind of discount could I get if I combine my home and auto insurance together in 99401?

  • • Autoowners in 99401 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Anatone area, check out other zip codes nearby 99401.
Review average rates in another zip code:
99401 homeowners insurance rates

Home Replacement Cost Coverage in 99401

Average Building Cost Per Square Foot in 99401: $242

Location: Anatone, Washington (Asotin County)

Average Square Footage in 99401: 1,108 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 99401 before you start any project. Anatone homeowners pay on average around $242 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 99401 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 99401 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,108 sq. ft. and the average cost to rebuild the home in this area is around $242 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Anatone area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2421,108$268,100
Additional Upgrades & Added Features$3031,108$335,125
Major Home Updates or Advancements$3631,108$402,150

It's important to understand that when you estimate your replacement cost of your home in the 99401 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 99401

Best Home & Auto Insurance Agencies in 99401

Housing Demographics for 99401

Population Review for 99401 Zip Code

For the city of Anatone, the population within 99401 has increased to over 76 residents in population size. The current population total is 286. We have broken down the population based on race below. In 99401, there are over 167 in male population and 119 females.

PopulationValues
Total Population286
White Population266
Black Population0
Hispanic Population8
Asian Population0
Hawaiian Population3
Indian Population0
Other Population1
Male Population167
Female Population119
Population Estimate76

Household Data for 99401

The average number of homes in 99401 is around 119, there are an average of 2.40 per household. The average house value according to local real estate values is around $268,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode119
Persons Per Household2.40
Average House Value$268,100
Income Per Household$72995
Median Age56.3
Median Age Male58.7
Median Age Female48.2
99401 DetailsValues
StateWA
State Full NameWashington
City TypeP
City Alias Abbreviation
Area Code509
CityAnatone
City Alias NameANATONE
CountyAsotin
County FIPS003
State FIPS53
Time Zone8
Day Light SavingY
MSA
PMSA
CSA
CBSA30300
CBSA_DIV
CBSA_TypeMetro
CBSA_NameLewiston, ID-WA
MSA_Name
PMSA_Name
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses3
Number Of Employees3
Business First Quarter Payroll14
Business Annual Payroll105
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population60888
CBSA Division Population0
Congressional District05
Congressional LandArea15473.13
Delivery Residential32
Delivery Business0
Delivery Total303
Preferred Last Line KeyZ16446
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ16446
Land Area185.031000
Water Area0.415000
City Alias Code
City Mixed CaseAnatone
City Alias Mixed CaseAnatone
Box Count124
SFDU32
MFDU0
State ANSI53
County ANSI003
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number540378
Unique ZIP Name
SSA State County Code50010
Medicare CBSA Code30300
Medicare CBSA NameLewiston, ID-WA
Medicare CBSA TypeMetro
Market Rating Area ID9
County Mixed CaseAsotin

Washington Homeowners Insurance News & Information

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