Get multiple home insurance quotes in 36603. Our licensed 36603, AL agents are ready to serve you.

Searching for Homeowners Insurance in 36603

If you are a homeowners that lives in 36603 you may be searching for more affordable homeowners insurance in Mobile. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Mobile, AL. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Alabama licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 36603 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Mobile, AL home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 36603 Home Insurance Costs: high!

In Mobile, homeowners are paying roughly $1155 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 36603 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Mobile are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 36603 policy right now!

36603 Home Insurance Average Premiums

Local 36603 homeowners insurance quotes comparison

$905 /yr.

Shows Zip Code: 36603 lowest rates with discounts applied on average.

For the 36603, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$905 /yr.
Average Coverage:$1155 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1455 /yr.

What is the average home insurance cost for a home in 36603?

  • • The average homeowners insurance premium paid annually for a home in 36603 is around $1155 per year.

What does it cost on average per month for home insurance in 36603?

  • • Homeowners in 36603 pay a monthly average cost per month around $96.00.

What kind of discount could I get if I combine my home and auto insurance together in 36603?

  • • Autoowners in 36603 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Mobile area, check out other zip codes nearby 36603.
Review average rates in another zip code:
36618 homeowners insurance rates
36688 homeowners insurance rates
36605 homeowners insurance rates
36610 homeowners insurance rates
36604 homeowners insurance rates
36608 homeowners insurance rates
36602 homeowners insurance rates
36609 homeowners insurance rates
36603 homeowners insurance rates
36612 homeowners insurance rates

Home Replacement Cost Coverage in 36603

Average Building Cost Per Square Foot in 36603: $104

Location: Mobile, Alabama (Mobile County)

Average Square Footage in 36603: 856 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 36603 before you start any project. Mobile homeowners pay on average around $104 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 36603 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 36603 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 856 sq. ft. and the average cost to rebuild the home in this area is around $104 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Mobile area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$104856$89,000
Additional Upgrades & Added Features$130856$111,250
Major Home Updates or Advancements$156856$133,500

It's important to understand that when you estimate your replacement cost of your home in the 36603 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 36603

Best Home & Auto Insurance Agencies in 36603

Allstate Auto Insurance

Address: 715 S Cedar St Mobile, AL 36603
Phone:
Website:
Info:

Housing Demographics for 36603

Population Review for 36603 Zip Code

For the city of Mobile, the population within 36603 has increased to over 7,125 residents in population size. The current population total is 8,184. We have broken down the population based on race below. In 36603, there are over 4249 in male population and 3935 females.

PopulationValues
Total Population8,184
White Population951
Black Population6990
Hispanic Population65
Asian Population9
Hawaiian Population5
Indian Population16
Other Population36
Male Population4249
Female Population3935
Population Estimate7125

Household Data for 36603

The average number of homes in 36603 is around 2,994, there are an average of 2.21 per household. The average house value according to local real estate values is around $89,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,994
Persons Per Household2.21
Average House Value$89,000
Income Per Household$24754
Median Age38.3
Median Age Male35.6
Median Age Female41.7
36603 DetailsValues
StateAL
State Full NameAlabama
City TypeP
City Alias Abbreviation
Area Code251
CityMobile
City Alias NameMOBILE
CountyMobile
County FIPS097
State FIPS01
Time Zone6
Day Light SavingY
MSA5160
PMSA
CSA380
CBSA33660
CBSA_DIV
CBSA_TypeMetro
CBSA_NameMobile, AL
MSA_NameMobile, AL MSA
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses179
Number Of Employees2748
Business First Quarter Payroll37394
Business Annual Payroll165082
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population412992
CBSA Division Population0
Congressional District01
Congressional LandArea6066.83
Delivery Residential3224
Delivery Business331
Delivery Total3580
Preferred Last Line KeyY10807
Classification Code
Multi-County
CSA NameMobile-Daphne-Fairhope, AL
CBSA_DIV_Name
City State KeyY10807
Land Area3.816000
Water Area0.174000
City Alias Code
City Mixed CaseMobile
City Alias Mixed CaseMobile
Box Count0
SFDU2320
MFDU598
State ANSI01
County ANSI097
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number015600
Unique ZIP Name
SSA State County Code01480
Medicare CBSA Code33660
Medicare CBSA NameMobile, AL
Medicare CBSA TypeMetro
Market Rating Area ID10
County Mixed CaseMobile

Alabama Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]