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Quickly Revew Homeowners Insurance in 36602

If you own a home in Mobile, AL you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 36602 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our Alabama licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 36602 and start comparing rates now.

36602 Homeowners Insurance Rates Are Considered: high!

The average rate for a standard homeowners policy in 36602 is $1112 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 36602 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Mobile, AL home insurance quotes in your local city and review the most competitive coverages and premiums.

36602 Home Insurance Average Premiums

Local 36602 homeowners insurance quotes comparison

$862 /yr.

Shows Zip Code: 36602 lowest rates with discounts applied on average.

For the 36602, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$862 /yr.
Average Coverage:$1112 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1412 /yr.

What is the average home insurance cost for a home in 36602?

  • • The average homeowners insurance premium paid annually for a home in 36602 is around $1112 per year.

What does it cost on average per month for home insurance in 36602?

  • • Homeowners in 36602 pay a monthly average cost per month around $93.00.

What kind of discount could I get if I combine my home and auto insurance together in 36602?

  • • Autoowners in 36602 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Mobile area, check out other zip codes nearby 36602.
Review average rates in another zip code:
36602 homeowners insurance rates
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36618 homeowners insurance rates
36615 homeowners insurance rates

Home Replacement Cost Coverage in 36602

Average Building Cost Per Square Foot in 36602: $104

Location: Mobile, Alabama (Mobile County)

Average Square Footage in 36602: 1,853 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 36602 before you start any project. Mobile homeowners pay on average around $104 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 36602 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 36602 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,853 sq. ft. and the average cost to rebuild the home in this area is around $104 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Mobile area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1041,853$192,700
Additional Upgrades & Added Features$1301,853$240,875
Major Home Updates or Advancements$1561,853$289,050

It's important to understand that when you estimate your replacement cost of your home in the 36602 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 36602

Carney JANA FAYE & Associates Insurance Agency

Address: 215 South Cedar Street Mobile, AL 36602
Phone: (251)433-6133
Website:

Best Home & Auto Insurance Agencies in 36602

McElhaney Insurance Agency Inc

Address: 653 Government St Mobile, AL 36602
Phone:
Website:
Info:

Carney JANA FAYE & Associates Insurance Agency

Address: 215 S Cedar St Mobile, AL 36602
Phone:
Website:
Info:

Dewey Mike Farmers Insurance Group

Address: 63 S Royal St, #1111 Mobile, AL 36602
Phone:
Website: http://www.mdewey.net
Info:

Housing Demographics for 36602

Population Review for 36602 Zip Code

For the city of Mobile, the population within 36602 has increased to over 1,300 residents in population size. The current population total is 910. We have broken down the population based on race below. In 36602, there are over 490 in male population and 420 females.

PopulationValues
Total Population910
White Population540
Black Population303
Hispanic Population16
Asian Population7
Hawaiian Population0
Indian Population5
Other Population12
Male Population490
Female Population420
Population Estimate1300

Household Data for 36602

The average number of homes in 36602 is around 661, there are an average of 1.35 per household. The average house value according to local real estate values is around $192,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode661
Persons Per Household1.35
Average House Value$192,700
Income Per Household$23750
Median Age57.1
Median Age Male54.4
Median Age Female61.3
36602 DetailsValues
StateAL
State Full NameAlabama
City TypeP
City Alias Abbreviation
Area Code251
CityMobile
City Alias NameMOBILE
CountyMobile
County FIPS097
State FIPS01
Time Zone6
Day Light SavingY
MSA5160
PMSA
CSA380
CBSA33660
CBSA_DIV
CBSA_TypeMetro
CBSA_NameMobile, AL
MSA_NameMobile, AL MSA
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses540
Number Of Employees10883
Business First Quarter Payroll182977
Business Annual Payroll738450
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population412992
CBSA Division Population0
Congressional District01
Congressional LandArea6066.83
Delivery Residential963
Delivery Business708
Delivery Total1666
Preferred Last Line KeyY10807
Classification Code
Multi-County
CSA NameMobile-Daphne-Fairhope, AL
CBSA_DIV_Name
City State KeyY10807
Land Area3.923000
Water Area1.481000
City Alias Code
City Mixed CaseMobile
City Alias Mixed CaseMobile
Box Count0
SFDU424
MFDU513
State ANSI01
County ANSI097
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number015600
Unique ZIP Name
SSA State County Code01480
Medicare CBSA Code33660
Medicare CBSA NameMobile, AL
Medicare CBSA TypeMetro
Market Rating Area ID10
County Mixed CaseMobile

Alabama Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]