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36693 Home Insurance Rates & Premiums

Did you know there are over 18,914 people living within the 36693 zip code area? There are over 7,863 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 36693.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Alabama are on the rise. The estimated average premium is around $1,079 a year for a standard homeowners insurance policy in Mobile. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Mobile, AL Homeowners Insurance Quotes Online

36693 Home Insurance Average Premiums

Local 36693 homeowners insurance quotes comparison

$829 /yr.

Shows Zip Code: 36693 lowest rates with discounts applied on average.

For the 36693, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$829 /yr.
Average Coverage:$1079 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1379 /yr.

What is the average home insurance cost for a home in 36693?

  • • The average homeowners insurance premium paid annually for a home in 36693 is around $1079 per year.

What does it cost on average per month for home insurance in 36693?

  • • Homeowners in 36693 pay a monthly average cost per month around $90.00.

What kind of discount could I get if I combine my home and auto insurance together in 36693?

  • • Autoowners in 36693 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Mobile area, check out other zip codes nearby 36693.
Review average rates in another zip code:
36609 homeowners insurance rates
36617 homeowners insurance rates
36606 homeowners insurance rates
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36602 homeowners insurance rates
36611 homeowners insurance rates
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36695 homeowners insurance rates

Home Replacement Cost Coverage in 36693

Average Building Cost Per Square Foot in 36693: $104

Location: Mobile, Alabama (Mobile County)

Average Square Footage in 36693: 1,598 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 36693 before you start any project. Mobile homeowners pay on average around $104 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 36693 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 36693 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,598 sq. ft. and the average cost to rebuild the home in this area is around $104 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Mobile area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1041,598$166,200
Additional Upgrades & Added Features$1301,598$207,750
Major Home Updates or Advancements$1561,598$249,300

It's important to understand that when you estimate your replacement cost of your home in the 36693 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 36693

Carlisle Insurance Agency

Address: 3263 Demetropolis Road Suite 8D Mobile, AL 36693
Phone: (251)666-9441
Website:

American National Insurance CO

Address: 3263 Demetropolis Road Mobile, AL 36693
Phone: (251)666-9441
Website: www.anico.com

Best Home & Auto Insurance Agencies in 36693

McKee- Judith E

Address: 3263 Demetropolis Rd Mobile, AL 36693
Phone:
Website:
Info:

Merriam Agency LLC

Address: 3737 Government Blvd Mobile, AL 36693
Phone:
Website: http://www.davidmerriamagency.com
Info:

Nationwide Insurance & Financial Services

Address: 3700 Government Blvd Mobile, AL 36693
Phone:
Website: http://www.nationwide.com
Info: Nationwide Insurance - Auto Insurance Quotes and Car Insurance Rates
Start saving on car insurance today when you get a free online auto insurance quote or call (888)890-4630. Enjoy the ease of working with Nationwide for your auto insurance needs and our competitive auto insurance rates. car insurance, auto insurance, online auto insurance, auto insurance rates, car insurance quote

Advanced Insurance

Address: 3919 Government Blvd Mobile, AL 36693
Phone:
Website:
Info:

Allstate Insurance Companies

Address: 4251 Government Blvd Mobile, AL 36693
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Housing Demographics for 36693

Population Review for 36693 Zip Code

For the city of Mobile, the population within 36693 has increased to over 20,084 residents in population size. The current population total is 18,914. We have broken down the population based on race below. In 36693, there are over 8965 in male population and 9949 females.

PopulationValues
Total Population18,914
White Population11476
Black Population5411
Hispanic Population827
Asian Population518
Hawaiian Population10
Indian Population57
Other Population306
Male Population8965
Female Population9949
Population Estimate20084

Household Data for 36693

The average number of homes in 36693 is around 7,863, there are an average of 2.38 per household. The average house value according to local real estate values is around $166,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode7,863
Persons Per Household2.38
Average House Value$166,200
Income Per Household$64619
Median Age43.4
Median Age Male41.1
Median Age Female45.0
36693 DetailsValues
StateAL
State Full NameAlabama
City TypeP
City Alias Abbreviation
Area Code251
CityMobile
City Alias NameMOBILE
CountyMobile
County FIPS097
State FIPS01
Time Zone6
Day Light SavingY
MSA5160
PMSA
CSA380
CBSA33660
CBSA_DIV
CBSA_TypeMetro
CBSA_NameMobile, AL
MSA_NameMobile, AL MSA
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses495
Number Of Employees5576
Business First Quarter Payroll64725
Business Annual Payroll276324
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population412992
CBSA Division Population0
Congressional District01
Congressional LandArea6066.83
Delivery Residential8439
Delivery Business651
Delivery Total9036
Preferred Last Line KeyY10807
Classification Code
Multi-County
CSA NameMobile-Daphne-Fairhope, AL
CBSA_DIV_Name
City State KeyY10807
Land Area12.747000
Water Area0.452000
City Alias Code
City Mixed CaseMobile
City Alias Mixed CaseMobile
Box Count0
SFDU6380
MFDU1872
State ANSI01
County ANSI097
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number015600
Unique ZIP Name
SSA State County Code01480
Medicare CBSA Code33660
Medicare CBSA NameMobile, AL
Medicare CBSA TypeMetro
Market Rating Area ID10
County Mixed CaseMobile

Alabama Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]