36695 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 36695? There are over 20,248 occupied homes in the 36695 area. With a population size of 51,174, it's not uncommon for residence of Mobile, AL to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Alabama is around $1,147 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 36695 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Mobile, AL Home Insurance Rate Quotes

36695 Home Insurance Average Premiums

Local 36695 homeowners insurance quotes comparison

$897 /yr.

Shows Zip Code: 36695 lowest rates with discounts applied on average.

For the 36695, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:	Annual Premium
1800 sq. ft. or below (discounts applied)	$897 /yr.
Average Coverage:	$1147 /yr.
2600 sq. ft. or higher (all discounts applied)	$1447 /yr.

What is the average home insurance cost for a home in 36695?

• The average homeowners insurance premium paid annually for a home in 36695 is around $1147 per year.

What does it cost on average per month for home insurance in 36695?

• Homeowners in 36695 pay a monthly average cost per month around $96.00.

What kind of discount could I get if I combine my home and auto insurance together in 36695?

• Autoowners in 36695 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Mobile area, check out other zip codes nearby 36695.
Review average rates in another zip code:
36604 homeowners insurance rates
36688 homeowners insurance rates
36602 homeowners insurance rates
36608 homeowners insurance rates
36607 homeowners insurance rates
36609 homeowners insurance rates
36603 homeowners insurance rates
36618 homeowners insurance rates
36612 homeowners insurance rates
36695 homeowners insurance rates

Home Replacement Cost Coverage in 36695

Average Building Cost Per Square Foot in 36695: $104

Location: Mobile, Alabama (Mobile County)

Average Square Footage in 36695: 1,912 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 36695 before you start any project. Mobile homeowners pay on average around $104 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 36695 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 36695 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,912 sq. ft. and the average cost to rebuild the home in this area is around $104 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Mobile area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement Status	Price per Sq. Ft.	Square Feet	Dwelling Coverage
Basic Home Features	$104	1,912	$198,800
Additional Upgrades & Added Features	$130	1,912	$248,500
Major Home Updates or Advancements	$156	1,912	$298,200

Calculate Your Dwelling Coverage in 36695

It's important to understand that when you estimate your replacement cost of your home in the 36695 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Home & Auto Insurance Agencies in 36695

Leniz- Joseph G

Address: 7695 Cottage Hill Rd Mobile, AL 36695
Phone:
Website:
Info:

Jones- George D

Address: 2521 Hillcrest Rd Mobile, AL 36695
Phone:
Website:
Info:

Nationwide Insurance - Agents

Address: 1050 Hillcrest Rd Mobile, AL 36695
Phone:
Website: http://www.nationwide.com
Info: Nationwide Insurance - Auto Insurance Quotes and Car Insurance Rates
Start saving on car insurance today when you get a free online auto insurance quote or call (888)890-4630. Enjoy the ease of working with Nationwide for your auto insurance needs and our competitive auto insurance rates. car insurance, auto insurance, online auto insurance, auto insurance rates, car insurance quote

Allstate Insurance Companies

Address: 2851 Schillinger Rd S Mobile, AL 36695
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Alfa Insurance

Address: 2502 Schillinger Road South Frnt Mobile, AL 36695
Phone:
Website: http://www.alfains.com
Info: Alfa Insurance Home Page

Housing Demographics for 36695

Population Review for 36695 Zip Code

For the city of Mobile, the population within 36695 has increased to over 54,608 residents in population size. The current population total is 51,174. We have broken down the population based on race below. In 36695, there are over 24062 in male population and 27112 females.

Population	Values
Total Population	51,174
White Population	34216
Black Population	10753
Hispanic Population	2214
Asian Population	2094
Hawaiian Population	26
Indian Population	278
Other Population	814
Male Population	24062
Female Population	27112
Population Estimate	54608

Household Data for 36695

The average number of homes in 36695 is around 20,248, there are an average of 2.52 per household. The average house value according to local real estate values is around $198,800. Please review the following demographics below for average income and media age.

Housing / Income Data	Values
Households Per Zipcode	20,248
Persons Per Household	2.52
Average House Value	$198,800
Income Per Household	$72074
Median Age	38.2
Median Age Male	37.0
Median Age Female	39.3

36695 Details	Values
State	AL
State Full Name	Alabama
City Type	P
City Alias Abbreviation
Area Code	251
City	Mobile
City Alias Name	MOBILE
County	Mobile
County FIPS	097
State FIPS	01
Time Zone	6
Day Light Saving	Y
MSA	5160
PMSA
CSA	380
CBSA	33660
CBSA_DIV
CBSA_Type	Metro
CBSA_Name	Mobile, AL
MSA_Name	Mobile, AL MSA
PMSA_Name
Region	South
Division	East South Central
MailingName	Y

Economic & Growth Review	Values
Number Of Businesses	820
Number Of Employees	11666
Business First Quarter Payroll	112981
Business Annual Payroll	648949
Business Employment Flag
Growth Rank	0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number	0
Growth Increase Percentage	0.0

Metropolitan Details	Values
CBSA Population	412992
CBSA Division Population	0
Congressional District	01
Congressional LandArea	6066.83
Delivery Residential	21670
Delivery Business	718
Delivery Total	22525
Preferred Last Line Key	Y10807
Classification Code
Multi-County
CSA Name	Mobile-Daphne-Fairhope, AL
CBSA_DIV_Name
City State Key	Y10807
Land Area	45.599000
Water Area	0.253000
City Alias Code
City Mixed Case	Mobile
City Alias Mixed Case	Mobile
Box Count	0
SFDU	15331
MFDU	5239
State ANSI	01
County ANSI	097
ZIP Intro
Alias Intro
Facility Code	P
City Delivery Indicator	Y
Carrier Route Rate Sortation	D
Finance Number	015600
Unique ZIP Name
SSA State County Code	01480
Medicare CBSA Code	33660
Medicare CBSA Name	Mobile, AL
Medicare CBSA Type	Metro
Market Rating Area ID	10
County Mixed Case	Mobile

Alabama Homeowners Insurance News & Information

2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024
According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges. Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]
What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024
A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly. The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]
$4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024
According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

Home Insurance Quotes in 36695!