Get multiple home insurance quotes in 36612. Our licensed 36612, AL agents are ready to serve you.

Homeowners Insurance in 36612

In Mobile, AL, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 36612 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Alabama licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 36612 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 36612 should appear in the zip code field ready to go.

36612 Homeowners Insurance Rates Are Considered: High!

If your looking for a standard homeowners policy in Alabama, you are going to see rates around the average home insurance premium per year of $1131. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Mobile home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 36612 Home Insurance Rates Now!

Best 3 Options to Compare in 36612

If you want homeowners insurance quotes within the city of Mobile or in the 36612 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Mobile, AL.

36612 Home Insurance Average Premiums

Local 36612 homeowners insurance quotes comparison

$881 /yr.

Shows Zip Code: 36612 lowest rates with discounts applied on average.

For the 36612, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$881 /yr.
Average Coverage:$1131 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1431 /yr.

What is the average home insurance cost for a home in 36612?

  • • The average homeowners insurance premium paid annually for a home in 36612 is around $1131 per year.

What does it cost on average per month for home insurance in 36612?

  • • Homeowners in 36612 pay a monthly average cost per month around $94.00.

What kind of discount could I get if I combine my home and auto insurance together in 36612?

  • • Autoowners in 36612 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Mobile area, check out other zip codes nearby 36612.
Review average rates in another zip code:
36612 homeowners insurance rates
36693 homeowners insurance rates
36603 homeowners insurance rates
36688 homeowners insurance rates
36608 homeowners insurance rates
36604 homeowners insurance rates
36610 homeowners insurance rates
36602 homeowners insurance rates
36606 homeowners insurance rates
36607 homeowners insurance rates

Home Replacement Cost Coverage in 36612

Average Building Cost Per Square Foot in 36612: $104

Location: Mobile, Alabama (Mobile County)

Average Square Footage in 36612: 656 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 36612 before you start any project. Mobile homeowners pay on average around $104 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 36612 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 36612 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 656 sq. ft. and the average cost to rebuild the home in this area is around $104 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Mobile area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$104656$68,200
Additional Upgrades & Added Features$130656$85,250
Major Home Updates or Advancements$156656$102,300

It's important to understand that when you estimate your replacement cost of your home in the 36612 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 36612

Best Home & Auto Insurance Agencies in 36612

Housing Demographics for 36612

Population Review for 36612 Zip Code

For the city of Mobile, the population within 36612 has increased to over 4,241 residents in population size. The current population total is 4,013. We have broken down the population based on race below. In 36612, there are over 1846 in male population and 2167 females.

PopulationValues
Total Population4,013
White Population210
Black Population3679
Hispanic Population48
Asian Population5
Hawaiian Population1
Indian Population4
Other Population20
Male Population1846
Female Population2167
Population Estimate4241

Household Data for 36612

The average number of homes in 36612 is around 1,592, there are an average of 2.52 per household. The average house value according to local real estate values is around $68,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,592
Persons Per Household2.52
Average House Value$68,200
Income Per Household$30388
Median Age38.7
Median Age Male35.6
Median Age Female40.8
36612 DetailsValues
StateAL
State Full NameAlabama
City TypeP
City Alias Abbreviation
Area Code251
CityMobile
City Alias NameMOBILE
CountyMobile
County FIPS097
State FIPS01
Time Zone6
Day Light SavingY
MSA5160
PMSA
CSA380
CBSA33660
CBSA_DIV
CBSA_TypeMetro
CBSA_NameMobile, AL
MSA_NameMobile, AL MSA
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses86
Number Of Employees1595
Business First Quarter Payroll16131
Business Annual Payroll70092
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population412992
CBSA Division Population0
Congressional District01
Congressional LandArea6066.83
Delivery Residential1683
Delivery Business147
Delivery Total1843
Preferred Last Line KeyY10807
Classification Code
Multi-County
CSA NameMobile-Daphne-Fairhope, AL
CBSA_DIV_Name
City State KeyY10807
Land Area3.003000
Water Area0.003000
City Alias Code
City Mixed CaseMobile
City Alias Mixed CaseMobile
Box Count0
SFDU1301
MFDU327
State ANSI01
County ANSI097
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number015600
Unique ZIP Name
SSA State County Code01480
Medicare CBSA Code33660
Medicare CBSA NameMobile, AL
Medicare CBSA TypeMetro
Market Rating Area ID10
County Mixed CaseMobile

Alabama Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]